Expertise.com

2024

Last updated:

Best Financial Advisors in Huntington Beach

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Huntington Beach Financial Advisors on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

30Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

101 Main Street, Huntington Beach, CA 92648

Expertise.com Rating

Why choose this provider?

Stewardship Wealth Management Solutions assists Huntington Beach clients in reaching their financial goals by providing financial pieces of advice. The firm builds a financial plan that befits the client’s financial picture. It includes strategies for retirement savings, estate and multigenerational planning, and tax planning. Additionally, it offers cash management and annuity investment solutions. Progress meetings to discuss financial goals and processes are also available. The firm’s private wealth advisor, Boulos Michael, is a Chartered Retirement Planning Counselor and an Accredited Asset Management Specialist.

  • Retirement Planning

15061 Springdale Street, Huntington Beach, CA 92649

Expertise.com Rating

Why choose this provider?

Calton & Associates, Inc., is a financial advisory agency that caters to individuals and businesses in Huntington Beach. Its management team brings more than 100 years of combined experience in the financial services industry. It offers a wide array of services, such as estate conservation, investment and tax management, and retirement strategies. The firm also provides annuity and insurance products. Paul Lieu, a financial advisor, started working with Calton & Associates in 2014. His employment history includes working in banks as a financial consultant.

  • Estate Planning
  • Retirement Planning
  • Insurance Products

7755 Center Avenue, Huntington Beach, CA 92647

Expertise.com Rating

Why choose this provider?

Gregory Advisors, Inc., is a wealth management firm that serves Huntington Beach and the neighboring communities. It serves a diverse client base, from individuals, couples, and families to women, widows, and widowers. It helps clients in assessing their financial situations before and after their retirement and provides financial advice to help lower their income taxes. Kate Gregory, owner and president of the firm, joined the business in 2000 and took over the company in 2017.

  • Estate Planning
  • Private Wealth Advisor
  • Retirement Planning

18682 Beach Boulevard, Huntington Beach, CA 92648

Expertise.com Rating

Review Sources

Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Spahr Financial Group LLC offers unbiased solutions to the financial planning and wealth management needs of clients throughout Huntington Beach. Founder and principal partner Brian Spahr is a Registered Investment Advisor and Certified Financial Planner. He is also a member of the FINRA Dispute Resolution Board of Arbitrators. Partners with Voya Financial Firm, AIG, and PIMCO, the firm provides advice for the client's specific financial situation. The advisors can also integrate the client's family values into the asset management plans.

  • Certified Financial Planner (CFP)
  • Tax Preparation

FAQs

  • Introduction

    There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

    • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
    • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
    • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
    • An investment advisor offers investment advice and recommendations to individuals or organizations.
    There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

  • What are ways to reduce the negative effects of inflation on your finances in Huntington Beach?

    One of the ways Huntington Beach residents can mitigate the negative effects of inflation is by reviewing their insurance policies to determine if they have inflation protection and are insuring what you want them to protect. Another method is working with a financial advisor to create a cash management strategy that utilizes investing in resources based on your current finances and short- and long-term financial goals.

  • In Huntington Beach, how much money should you keep in reserve for emergencies?

    In Huntington Beach, how much money you should keep in an emergency fund usually depends on your lifestyle and the risks you are likely to face, such as emergency vehicle repairs or joblessness. Financial professionals suggest building an emergency fund gradually, starting with an attainable goal according to your means and abstaining from using the fund for non-emergencies.

  • How can you be more financially prepared for economic uncertainty in Huntington Beach?

    Huntington Beach locals can set up safety nets for their assets through insurance coverage—such as life or disability insurance protecting your income and lifestyle—and up-to-date estate documents and beneficiary designations. Another method of being financially prepared for uncertainty is creating and managing a diverse investment portfolio centered on long-term growth so that your assets can steadily grow regardless of current economic conditions.

  • In Huntington Beach, how can a financial advisor help you save for your child's college expenses?

    A financial advisor in Huntington Beach can assist you in setting up a 529 college savings plan for your child's college expenses. A 529 plan is state and federal income tax-free for qualified educational expenses, from tuition to textbooks. It also counts as the parent's asset for financial aid purposes, giving your child easy application for additional financial aid programs if the 529 plan is insufficient.

  • Is it reasonable for financial advisors in Huntington Beach to charge more when they make you a financial plan with high expected returns?

    It depends on whether or not you consider an individual advisor's fees in Huntington Beach reasonable. However, financial plans with high expected returns rely on higher-risk investments with no actual guarantee of returns. If you are uncomfortable taking these risks, other advisors can help you create a diverse investment portfolio according to your financial goals and risk tolerance.

  • Are financial advisors worth it?

    Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.