Expertise.com

Best Bankruptcy Attorneys in Huntington Beach

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Bankruptcy Attorneys FAQs

Learn more
Affordable Attorneys Group logo
Visit WebsiteWebsite

Affordable Attorneys Group

9042 Garfield Avenue, Huntington Beach, CA 92646
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Affordable Attorneys Group aims to resolve debt problems in Huntington Beach. This bankruptcy law firm offers legal options for financial troubles and helps clients rebuild their financial health. Its attorney evaluates clients' financial situations to determine whether they qualify for bankruptcy. Apart from filing petitions for qualified debtors, he strives to protect homes and properties using applicable exemptions. Moreover, he represents debtors in liquidation and reorganization bankruptcies. Affordable Attorneys Group also provides non-bankruptcy debt relief alternatives.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (12)
Facebook
4.3 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Betance Law, APC logo
Visit WebsiteWebsite

Betance Law, APC

17011 Beach Boulevard, Huntington Beach, CA 92647
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Betance Law, APC, is a Huntington Beach-based firm that helps residents and businesses in regaining their financial stability. The firm offers legal assistance for clients seeking to discharge low-risk debts, reorganize businesses, and prevent the loss of valuable assets. Aside from bankruptcies, the firm also handles business litigation, contract disputes, and tax issues. The firm is headed by founding principal Justin M. Betance who has experience as a bankruptcy attorney as well as a real estate broker.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Law Firm of Paul C. Nguyen logo
Visit WebsiteWebsite

Law Firm of Paul C. Nguyen

7755 Center Avenue, Huntington Beach, CA 92647
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Firm of Paul C. Nguyen provides legal support for Huntington Beach area clients that need to address bankruptcy concerns following major life changes like illness, job loss, and divorce. The firm works to assist clients looking to start afresh in their finances by helping them relieve debt, address creditor harassment, and prevent the garnishment of wages. Paul C. Nguyen, Esq., is a bankruptcy lawyer that also practices in areas such as family law, immigration law, criminal defense, and estate planning.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Offices of Tran & Iserhien, PC logo
Visit WebsiteWebsite

Law Offices of Tran & Iserhien, PC

17011 Beach Blvd, Ste 830, Huntington Beach, CA 92647
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

The Law Offices of Tran & Iserhien, PC has been offering a host of legal services to clients in Huntington for around a decade. The law firm practices in a variety of legal areas, including bankruptcy, family law, personal injury estate planning, and business litigation. Its bankruptcy lawyers help clients through the process of debt settlement. They also defend clients against foreclosures. One of the firm's partners, Krystina Tran, is a member of the National Association of Consumer Bankruptcy Attorneys (NACBA).

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Olson Law Firm logo
Visit WebsiteWebsite

Olson Law Firm

7372 Prince Drive, Huntington Beach, CA 92647
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Olson Law Firm offers legal services to clients in Huntington Beach, Anaheim, and Laguna Beach. It practices in several areas, including bankruptcy, probate, and real estate. Its bankruptcy lawyers help clients looking for assistance in dealing with their financial situation. The law firm assists them in filing either Chapter 7 or Chapter 13 bankruptcy to stop foreclosures and wage garnishments. Additionally, it helps clients eliminate their debt to allow them to get back on their feet.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (14)
Avvo
4.5 / 5 (14)
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Solution Law, APC logo
Visit WebsiteWebsite

Solution Law, APC

16580 Harbor Boulevard, Fountain Valley, CA 92708
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Solution Law, APC deals with diverse legal problems in Huntington Beach. This law company represents clients in the areas of bankruptcy, criminal defense, probate, elderly abuse, and personal injury. Its bankruptcy practice covers home foreclosure relief, debt reorganization assistance, and debt discharges. Debtors receive help in understanding their legal rights, determining whether bankruptcy applies to their financial situations, and filing petitions for appropriate bankruptcy types. Solution Law, APC also aims to relieve clients from financial and emotional stress.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.5 / 5 (12)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Surf City Lawyers logo
Visit WebsiteWebsite

Surf City Lawyers

5882 Bolsa Avenue, Huntington Beach, CA 92649
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Headquartered in Huntington Beach, Surf City Lawyers offer debt relief services. This firm focuses on consumer bankruptcy cases, handling liquidations and reorganization issues. Christine A. Kingston, its bankruptcy lawyer, represents clients in litigations, including adversary proceedings and student loan lawsuits. Apart from assisting in bankruptcy filings, she seeks debt discharges, helps draft repayment plans, and stops foreclosure actions. Moreover, he aids clients in regaining credit access. Kingston has written a book entitled "5 Steps to Freedom From Debt".

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Avvo
4.9 / 5 (29)
Google
4.7 / 5 (28)
Yelp
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Law Offices of Edward T Weber logo
Visit WebsiteWebsite

The Law Offices of Edward T Weber

17151 Newhope Street, Fountain Valley, CA 92708
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Law Offices of Edward T. Weber offers legal services in Huntington Beach. This firm's practice areas include bankruptcy, probate, personal injury, and criminal defense. Edward T. Weber has almost three decades of experience as a bankruptcy attorney. He represents creditors and debtors in bankruptcy matters, including plan objections, cash collateral motions, and adversary proceedings. Aside from filing bankruptcy petitions, he helps clients navigate the bankruptcy process and determine suitable bankruptcy types under chapters 7, 11, 12, or 13.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Avvo
4.5 / 5 (18)
Yelp
4.0 / 5 (16)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
THE TRINH LAW FIRM COPYRIGHT logo
Visit WebsiteWebsite

THE TRINH LAW FIRM COPYRIGHT

7755 Center Avenue, Huntington Beach, CA 92647
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

The Trinh Law Firm provides legal representation for residents in the Huntington Beach area that seek to resolve their financial issues related to bankruptcy. With a focus on chapter 7 and 13 bankruptcies, The Trinh Law Firm works to help clients repay debts, address creditor harassment, and mitigate repossessions and foreclosures. The firm also handles matters beyond bankruptcy including personal injury, tax disputes, and eviction. The law group is headed by Tina H. Trinh, whose legal focus also covers civil litigation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (54)
Facebook
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
THOMAS VOGELE & ASSOCIATES, APC logo
Visit WebsiteWebsite

THOMAS VOGELE & ASSOCIATES, APC

129 West Wilson Street, Costa Mesa, CA 92627
Visit WebsiteWebsite
  • Chapter 7 Bankruptcy

Business Description

Thomas Vogele & Associates, APC offers debt relief assistance in Huntington Beach. This firm has been helping business owners find practical remedies for bankruptcy issues since 2010. Its bankruptcy attorneys assist trustees and creditors in liquidations, aiming to maximize financial recovery. Apart from pursuing claims objections, they aid in debt reorganization. Moreover, they deal with adversary proceedings, cash collateral hearings, executory contract negotiations, and turnover actions. Thomas Vogele & Associates, APC also handles business dispute, appellate, and property dispute litigations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Avvo
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

What does a bankruptcy attorney do?

Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

What happens when you file bankruptcy?

Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

Can you file bankruptcy on student loans?

Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

What is bankruptcy fraud?

Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

  • Hiding assets by transferring them to another person or entity
  • Intentionally omitting assets when reporting to the court
  • Destroying or withholding required documents
  • Knowingly making false statements to bankruptcy trustees or creditors

How long is bankruptcy on public record?

How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

Does bankruptcy clear tax debt?

Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

  • Federal income tax debt related to current properly filed tax returns
  • Honestly incurred with no fraud or evasion
  • At least three years old
  • Assessed at least 240 days before bankruptcy filings

Existing liens are not eliminated with bankruptcy.


Can they take my car in Chapter 7 bankruptcy?

In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

How bad is it to file bankruptcy twice?

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Can anyone file bankruptcy?

Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

How will bankruptcy affect my credit score?

Bankruptcies are noted on credit reports. How much a bankruptcy might drop a person's credit score depends on how high the score was to begin with, but generally speaking, the hit can be as much as 100 to 200 points. Often scores are already dropping because people filing for bankruptcy may have already missed payments on debts. Chapter 13 bankruptcies are listed on credit reports for seven years from the filing date, while Chapter 7 bankruptcies are listed for 10 years from the filing date. This is because Chapter 13 bankruptcies require at least partial payment of debts owed.

What are the benefits of filing for bankruptcy?

Filing a bankruptcy petition causes an automatic stay. This legally stops creditors from taking further action to collect debt, including garnishing wages or foreclosing on property. Going through a bankruptcy successfully means that debts included in the bankruptcy are discharged and don't have to be paid back, except as provided in a Chapter 13 repayment plan. Bankruptcy can help someone recover from financial duress so they can make better decisions and improve financial situations in the future. Disadvantages can include temporary lower credit scores and limitations on spending and financing.

What's the difference between debt settlement and bankruptcy?

Debt settlement occurs when people negotiate with individual creditors. The creditor agrees to take a payment that's lower than what someone owes and call the debt “paid in full.” Bankruptcy is a legal process that causes debts to be dismissed after someone proves they don't currently have the means to pay their debts as owed. Typically, someone can't enter into bankruptcy and also settle some debts, because the court would see that as favoring one creditor over another.

Read all FAQs