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Best Mortgage Brokers in Hemet

2024

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Providers

Last updated:

Website
41760 Ivy Street, Suite 102, Murrieta, CA 92562
  • Refinance

Why choose this provider?

Vintage Mortgage Firm provides loan options, such as FHA, VA, USDA, and down payment assistance programs, for individuals in Hemet. It has fixed-rate, adjustable-rate, and graduated payment mortgages. The veteran-owned broker aims to help clients understand asset optimization and improve their savings and retirement plans through equity management. Steve Gronlund, the company owner, has been in the real estate finance and mortgage business since 1991 and has served over 6,000 customers. The firm extends its services to customers in Wildomar, Canyon Lake, and Perris.

License Verified:

License: 246260

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (62)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43950 Margarita Road Suite C, Temecula, CA 92592
  • New Construction
  • Refinance

Why choose this provider?

The Wise Guys offers home loan solutions to locals in Hemet. It provides graduated payment, interest-only, adjustable-rate, and fixed-rate mortgages. Its graduated payment mortgages allow more individuals to qualify for the loan because of its initial payment. The company offers FHA, VA, USDA, and jumbo home loan programs. It also guides clients in pre-qualifying for a loan by calculating their buying power based on income and assets. Additionally, The Wise Guys provides mortgage refinancing services to individuals planning to lower interest rates.

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (119)
Facebook
4.8 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
31290 Windstone Drive, Winchester, CA 92596
  • New Construction

Why choose this provider?

Gravity Mortgage provides loan solutions to customers in Hemet and nearby areas. It carries loan programs from multiple institutions to find the rate and term that fit clients' needs. It offers conventional, FHA, and VA loans for purchases and mortgage refinances. It also provides down payment assistance programs. Gravity Mortgage's branch manager, Shawn Gallup, started his career in the finance industry in 1993, gaining experience in residential and business lending with credit unions, direct lenders, and consumer and business banks.

License Verified:

License: 1772026

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)
Facebook
5.0 / 5 (5)

Website
473 E Carnegie Dr., Suite 200, San Bernardino, CA 92408
  • Refinance

Why choose this provider?

Pure Mortgage delivers comprehensive solutions to the homeownership goals of residents in Hemet. Through automated digital tools, the company assists homebuyers in selecting from options such as ARMs and USDA, super jumbo, and conforming loans. Additionally, its team of loan professionals guides borrowers during the refinancing process, starting from consultation and analysis to appraisal and closing. Founders Dan and Jon established the company after working for more than 10 years in the mortgage industry.

License Verified:

License: 1910299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
38625 Calistoga Dr., Ste #200, Murrieta, CA 92563
  • New Construction

Why choose this provider?

Brad Yzermans helps clients in Hemet and across the state qualify for a mortgage to purchase or refinance their homes. He assists borrowers in the home buying or refinancing processes and chooses from a number of loan options. Services include California down payment assistance; Fannie Mae HomePath financing; FHA, VA, USDA, and conventional home loans. Brad Yzermans is a mortgage loan originator for Patriot Pacific Financial Corp. He has been in the mortgage industry since 2004.

License Verified:

License: 315238

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (45)
Google
4.5 / 5 (32)

Website
38625 Calistoga Drive, Suite 200, Murrieta, CA 92562
  • New Construction

Why choose this provider?

Patriot Pacific Financial Corp. works with families and individuals in Hemet. For more than two decades, its team has been addressing the real estate needs of investors and buyers through its mortgage solutions. The company processes a variety of mortgage programs, such as VA, FHA, USDA, conventional, and reverse loans. It also provides down payment assistance, CalVet home loans, and private money mortgage products. The agency is a member of the Southwest Riverside County Association of Realtors and the National Association of Mortgage Brokers.

License Verified:

License: 1921615

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (38)

Website
29895 Masters Drive, Murrieta, CA 92563
  • Refinance

Why choose this provider?

Home Loan Approval Center helps fulfill the mortgage needs of Hemet residents. It provides a variety of mortgage options, including VA, FHA, USDA, and jumbo loans. It also offers 15- and 30-year fixed-rate mortgages. It has online tools to help customers make informed decisions, such as the home purchase qualifier and refinance checker. The firm seeks to establish long-lasting relationships with clients by informing them about the status of their loans through regular progress reports and updates.

License Verified:

License: 1954392

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
39252 Winchester Rd., Ste. 107-449, Murrieta, CA 92563
  • New Construction

Why choose this provider?

Luxe Lending is a mortgage company that provides various home loan options in Hemet and surrounding communities. It offers refinancing solutions to homeowners who want to lower monthly rates, cash out equity, consolidate debt, stop paying private mortgage insurance, or pay less over the life of their loan. The company also assists those who want to switch from an adjustable to a fixed rate loan or to get into a 15-year loan as opposed to a 30-year plan.

License Verified:

License: 389986

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (5)

Website
41690 Ivy Street, Murrieta, CA 92562
  • Refinance
  • New Construction

Why choose this provider?

Ryder Mortgage Group helps Hemet residents obtain home financing by connecting them to potential lenders. The wholesale mortgage broker offers various fixed-rate, adjustable-rate, and interest-only mortgage rate options. In addition, it guides homeowners and homebuyers through obtaining jumbo, VA, and USDA loans. The process covers document preparation, credit score assessment, and closing with the participation of real estate agents, attorneys, and title or escrow firm representatives. The brokerage also provides a mortgage calculator to help clients project their potential expenses.

License Verified:

License: 135622

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (47)
Facebook
4.9 / 5 (43)
Google
5.0 / 5 (42)

Website
1656 Hibiscus Ct, Beaumont, CA 92223
  • Commercial Loans

Why choose this provider?

Isosceles Mortgage is a full-service company that caters to homebuyers and investors in the Hemet area. Its team offers a wide selection of mortgage programs, such as conventional, jumbo, HELOC, VA, FHA, and USDA loans. The company also helps individuals and families develop refinancing solutions to reduce their interest rates and monthly payments. Clients can use the Loanzify application that connects clients directly to loan officers and Realtors. Founder Mary Westphal has been in the industry for over two decades.

License Verified:

License: 276612

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.