Expertise.com
2024

Last updated:

Best Mortgage Brokers in Hawthorne

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Hawthorne Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

33

Reviewed

24

Curated

12

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Hermosa Beach, CA 90254
  • New Construction

Why choose this provider?

AWM Realty Inc. serves individuals and families in Hawthorne and neighboring communities. It works with various lenders to provide clients with a wide variety of lending options, including adjustable-rate and 15-, 30-, and 20-year fixed-rate loans. Linda Wang-Mizukami, the company's owner, also handles real estate transactions involving different types of properties, such as houses, condominiums, multifamily units, and mobile homes. She carries more than 20 years of experience in the industry and is fluent in both English and Chinese.

License Verified:

License: 322662

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1010 Torrance Blvd, Redondo Beach, CA 90277
  • Refinance

Why choose this provider?

Since 2012, West Shores Realty has been serving the mortgage and property brokerage needs of Hawthorne residents. Its financial division offers home loan options, including refinance, which are customized to meet customers’ needs. Its loan officers aim to process approvals within a short time frame, as soon as 12 days. West Shores Realty has closed more than 2,000 mortgages. For every transaction, the company provides 100 meals to needy individuals and families through its partnership with Los Angeles Regional Food Bank.

License Verified:

License: 2089797

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (65)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5405 Arrow Hwy, Ste 104, Montclair, CA 91763
  • Refinance

Why choose this provider?

Alwayzz Inc. handles applications from homeowners and homebuyers in Hawthorne. It offers multiple mortgage programs, including conventional, reverse, FHA, and VA loans, to clients seeking to refinance or purchase properties. The company also lists homes, condominiums, multi-family units, and commercial real estate that are up for sale in various counties. In addition, its mortgage professionals conduct appraisals to determine property value. Co-founder Jay Darden leverages over 20 years of experience in the mortgage lending industry.

License Verified:

License: 306477

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (30)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2450 Colorado Ave #100E, Santa Monica, CA 90404
  • Refinance
  • New Construction

Why choose this provider?

Buku Lending caters to Hawthorne clients buying their first home, refinancing to lower their monthly payments, or chasing out their equity. Its brokers assist borrowers throughout the process and work with numerous lenders to provide customers with various loan options. Company president Michael Race has been in the mortgage business for over a decade and has overseen numerous loan transactions from start to finish. His company provides jumbo, conventional, VA, and FHA loans and has options for a DSCR and a bank statement program.

License Verified:

License: 2113850

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22760 Hawthorne Blvd. Ste 107, Torrance, CA 90505
  • Refinance

Why choose this provider?

SoliDon is a mortgage brokerage firm that assists the residents of Hawthorne and nearby areas. It helps clients acquire residential and commercial establishments by providing various options, like Non-QM, conventional, and jumbo loans. Its financial solutions also include funding for industrial buildings, offices, hotels, and multi-family units. The company has been operating for over 20 years, and it is partnered with over 100 lenders, which include Union Bank, Wells Fargo, City National Bank, PNC, and Sprout Mortgage.

License Verified:

License: 1614815

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Los Angeles, CA 90001
  • Refinance
  • New Construction

Why choose this provider?

Nobul Funding is a mortgage brokerage company that serves customers in Hawthorne and nearby areas. It provides home purchase loans, with the process spanning the selection of the loan type and structure to gathering documents and closing. It offers conventional, non-QM, jumbo, and FHA loan programs. The company also assists clients looking to refinance their current mortgage. Nobul Funding was founded by Vishal Dudheker, a 15-year mortgage professional seeking to personalize each client's home loan experience.

License Verified:

License: 2176318

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
840 Apollo Street, El Segundo, CA 90245
  • Refinance

Why choose this provider?

Regan Hagestad Mortgage Group offers its services to real estate professionals, homeowners, and prospective home buyers in the Hawthorne metro and the rest of the South Bay. It provides a wide variety of financing programs to help clients achieve and maintain homeownership, including basic and government-issued loans. The firm’s head loan officer, Regan Hagestad, has been in the home financing industry since 2003. Over the years, he has facilitated more than $1.5 billion in successful closings.

License Verified:

License: 57351

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (83)
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (30)

Website
21250 Hawthorne Blvd #500, Torrance, CA 90503
  • Refinance
  • New Construction

Why choose this provider?

Henry Munoz is a mortgage broker who offers financial solutions to clients in Hawthorne. He works with various lenders in offering residential and commercial loans for purchase and refinance. Reverse mortgages are also available. Munoz, who has been in the industry for 22 years, is experienced in finding solutions for borrowers who have been turned down by banks. He also assists clients who want to sell their properties, including those going through a divorce. In addition, Munoz is a registered paralegal.

License Verified:

License: 228855

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
25500 Hawthorne Blvd #2230, Torrance, CA 90505
  • Refinance

Why choose this provider?

Mary Minchella is a mortgage broker that helps clients in the Hawthorne community understand their home financing options. She assists them in processing the financing and refinancing of residential, income, and investment properties. She also handles hard or private money and bridge loans for the cash purchase or construction of homes. Minchella has more than 15 years of experience in the mortgage and real estate industries. She is also the owner of the Pacific Mortgage Real Estate & Financing Company.

License Verified:

License: 338955

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Zillow
4.7 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23133 Hawthorne Blvd., Torrance, CA 90505
  • Reverse Mortgages
  • Refinance

Why choose this provider?

1st California Sec. Investments offers brokerage services to Hawthorne clients. It works with several investors to provide ideal rates on ARM, jumbo, conventional, home equity, commercial, and VA loans. Refinancing options are available for borrowers who intend to cash out equity in order to consolidate debt, afford home improvement projects, and save for education funds. For more than 28 years, the business has been helping people obtain loans for their refinance or home and investment property purchases.

License Verified:

License: 302363

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
22939 Hawthorne Blvd., Suite #300, Torrance, CA 90505
  • Reverse Mortgages

Why choose this provider?

Pacific Funding Solutions has been dealing with clients across Hawthorne since 2016. The company explains the differences between a range of loan options for aspiring homeowners, from USDA and VA mortgages to conventional and jumbo loans. It also provides the FHA 203(k) Rehab Loan, a way for borrowers to finance the acquisition and renovation of properties. The company offers online calculators that allow clients to visualize the long-term impact of their financial decisions. Its owner, Mike Nolan, has over three decades of lending industry experience.

License Verified:

License: 1500948

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Los Angeles, CA
  • Reverse Mortgages

Why choose this provider?

Reverse Mortgage Professionals provides assistance to clients throughout Hawthorne and the surrounding metros. The firm primarily focuses on serving the mortgage lending needs of homeowners age 62 or older, educating clients and offering assistance with FHA’s Home Equity Conversion Mortgage program to enable them to withdraw a portion of their home’s equity. The HECM counselors also connect clients with FHA-approved lenders to provide them with borrower and property eligibility requirements as well as detailed discussions on terms and rates.

License Verified:

License: 157935

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.