Expertise.com

Best Life Insurance Companies in Hawthorne

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Last updated:

Website
West Rosecrans Avenue, Gardena, CA 90247
  • Term Life Insurance
  • Life Insurance

Why choose this provider?

General Insurance offers life insurance products to Hawthorne. It gives 5-year, 10-year, 20-year, or 30-year term life insurance coverage for individuals who prefer having temporary benefits. It also caters to clients wanting to protect their families and assets by providing various insurance options, including auto, homeowners, motorcycle, and general liability. In addition, the company carries workers' compensation, renters, recreational vehicle, and Mexico travel insurance plans. General Insurance is also available for mortgage loans, real estate, and tax preparation services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (159)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1101 South Robertson Boulevard, Los Angeles, CA 90035
  • Life Insurance
  • Health Insurance

Why choose this provider?

ABS Insurance & Financial Service is an independent agency that has been serving Hawthorne clients since 1991. It offers individual life insurance to help individuals protect their families, as well as a group life insurance plan for employers and their employees. Its team also specializes in insurance products under personal and commercial lines such as health, long-term care, general liability, and surety bonds. The agency is partnered with more than 100 insurance carriers to provide tailored solutions depending on clients' needs and financial goals.

License Verified:

License: 0833821

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
346 Virginia Street, El Segundo, CA 90245
  • Life Insurance

Why choose this provider?

Jeremy Smith's California Insurance is an insurance agency that serves individuals and businesses in Hawthorne and surrounding areas. It offers an array of insurance coverage and options, including group, term, and whole life insurance, as well as individual and group health insurance. It also provides long-term care insurance, Medicare Supplements, and fixed annuities. It additionally carries workers' compensation and business liability coverage. The agency is led by Jeremy Smith, who has been an insurance broker since 1989.

License Verified:

License: 0771110

California Department of Insurance

Website
222 North Pacific Coast Highway, El Segundo, CA 90245
  • Life Insurance
  • Long Term Care

Why choose this provider?

Innovative Solutions Insurance Services is an independent brokerage general agency that provides support and services to insurance brokers in Hawthorne. The El Segundo-based agency is a member of the National Association of Insurance and Financial Advisors. It offers support for insurance brokers, who offer life insurance, long-term care, annuities, and disability insurance coverage. Its services include sales support, operational support, and underwriting. It has an in-house underwriter, and it uses Vive technology to feed data directly to insurance carriers for fast transactions.

License Verified:

License: 0C15062

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
360 North Sepulveda Boulevard, El Segundo, CA 90245
  • Life Insurance
  • Health Insurance

Why choose this provider?

Coastal Insurance & Financial Services LLC is a financial services company that offers insurance services to clients in Hawthorne. It provides a range of insurance options, including life insurance, disability insurance, and long-term care insurance. Its president, Thomas Courtney, is a former tax lawyer. He has been in the financial planning industry since 1987. Thomas is a member of the Million Dollar Round Table and is a Top of the Table qualifier for 2007.

License Verified:

License: 0734274

California Department of Insurance

Website
3300 Rosecrans Avenue, Hawthorne, CA 90250
  • Health Insurance

Why choose this provider?

All Central Insurance Solutions is an independent insurance agency that serves individuals, families, and businesses in the Hawthorne area. It provides term and permanent life insurance policies, which can be used to offset burial costs, pay debts and estate taxes, and replace income. This firm partners with various carriers, including Kaiser Permanente, Progressive, QBE Insurance Group, and Safeco Insurance. It focuses on customer service, with its website having online resources such as calculators and request forms available to clients.

License Verified:

License: 0740181

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1219 Morningside Drive, Manhattan Beach, CA 90266
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hoffman Insurance Resources is an independent insurance agency that serves individuals, families, and employers in Hawthorne. It offers insurance policies from several providers, including Oscar, Anthem, and Aetna, that provide financial security to beneficiaries in the event of an unexpected death. The agency also provides medical, dental, vision, and travel insurance coverage. Debbie Hoffman, the company's founder and CEO, is a former financial advisor with experience in tax administration. Her background enables her to provide coverage that meets the needs of her clients.

License Verified:

License: 0N01438

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (37)
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12824 South Inglewood Avenue, Hawthorne, CA 90250
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lucy Gomez is a State Farm insurance agent that caters to the insurance needs of businesses and individuals in Hawthorne and its nearby areas. She specializes in life insurance and provides universal, whole, and term life insurance. Aside from life insurance, she also offers home, health, and renters' insurance. Moreover, Gomez provides policies for businesses including commercial auto, and workers' compensation insurance. Gomez has been with State Farm since 2008 with a Spanish-speaking bilingual team.

License Verified:

License: 6003567

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Why is life insurance useful as an estate planning tool in Hawthorne?

    Life insurance is a useful estate planning tool in Hawthorne because the proceeds of a policy can be used to augment the estate left behind by the deceased. The yield is also not part of the decedent’s estate since it passes automatically to the heirs if they are the named beneficiaries, and this removes the need for probate.

  • In Hawthorne, what kind of insurance is suitable for a person who principally wishes to pay for funeral expenses later in life?

    A term life insurance policy in Hawthorne is useful for those who wish to pay for funeral expenses later in life. There is only a need to cover the later part of a person's life, and the pricier premiums that come with age may be negotiated by limiting the coverage strictly to the sums needed to give someone a decent burial.

  • What kind of life insurance in Hawthorne is ideal for those who have a child with permanent disabilities?

    A whole life insurance plan is ideal for someone in Hawthorne who has to support a permanently disabled child. It is safe to assume that the offspring will be dependent forever and that support will always be needed even after adulthood arrives. In this situation, it is best to leave behind a permanent policy to cover the potential untimely death of the parents.

  • How does one in Hawthorne determine the amount of life insurance necessary?

    The amount of life insurance needed is determined by how much income and assets one has versus how much costs and liabilities will be absorbed by the dependents. The insurance policy in Hawthorne has to cover the difference between what the person will earn in a lifetime and what debts will be left behind at death.

  • Does a resident of Hawthorne need to talk to an agent to get a life insurance quote?

    While there are online tools in Hawthorne that will estimate the life insurance quote of a person, it is still best to consult with an agent afterward. The agent can shop around for insurance companies and products that will be mixed and matched to give the insured the appropriate option for each unique set of needs.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...