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Best Life Insurance Companies in Hawthorne

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2023
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ABS Insurance & Financial Service logo
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License Verified:

License: 0833821

California Department of Insurance

ABS Insurance & Financial Service

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1101 South Robertson Boulevard, Los Angeles, CA 90035
  • Life Insurance
  • Health Insurance

Business Description

ABS Insurance & Financial Service is an independent agency that has been serving Hawthorne clients since 1991. It offers individual life insurance to help individuals protect their families, as well as a group life insurance plan for employers and their employees. Its team also specializes in insurance products under personal and commercial lines such as health, long-term care, general liability, and surety bonds. The agency is partnered with more than 100 insurance carriers to provide tailored solutions depending on clients' needs and financial goals.

License Verified:

License: 0833821

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
All Central Insurance Solutions logo
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License Verified:

License: 0740181

California Department of Insurance

All Central Insurance Solutions

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3300 Rosecrans Avenue, Hawthorne, CA 90250
  • Health Insurance

Business Description

All Central Insurance Solutions is an independent insurance agency that serves individuals, families, and businesses in the Hawthorne area. It provides term and permanent life insurance policies, which can be used to offset burial costs, pay debts and estate taxes, and replace income. This firm partners with various carriers, including Kaiser Permanente, Progressive, QBE Insurance Group, and Safeco Insurance. It focuses on customer service, with its website having online resources such as calculators and request forms available to clients.

License Verified:

License: 0740181

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coastal Insurance & Financial Services LLC logo

License Verified:

License: 0734274

California Department of Insurance

Coastal Insurance & Financial Services LLC

360 North Sepulveda Boulevard, El Segundo, CA 90245
  • Life Insurance
  • Health Insurance

Business Description

Coastal Insurance & Financial Services LLC is a financial services company that offers insurance services to clients in Hawthorne. It provides a range of insurance options, including life insurance, disability insurance, and long-term care insurance. Its president, Thomas Courtney, is a former tax lawyer. He has been in the financial planning industry since 1987. Thomas is a member of the Million Dollar Round Table and is a Top of the Table qualifier for 2007.

License Verified:

License: 0734274

California Department of Insurance

General Insurance logo
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General Insurance

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West Rosecrans Avenue, Gardena, CA 90247
  • Life Insurance
  • Term Life Insurance

Business Description

General Insurance offers life insurance products to Hawthorne. It gives 5-year, 10-year, 20-year, or 30-year term life insurance coverage for individuals who prefer having temporary benefits. It also caters to clients wanting to protect their families and assets by providing various insurance options, including auto, homeowners, motorcycle, and general liability. In addition, the company carries workers' compensation, renters, recreational vehicle, and Mexico travel insurance plans. General Insurance is also available for mortgage loans, real estate, and tax preparation services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (159)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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HOFFMAN INSURANCE RESOURCES logo
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License Verified:

License: 0N01438

California Department of Insurance

HOFFMAN INSURANCE RESOURCES

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1219 Morningside Drive, Manhattan Beach, CA 90266
  • Life Insurance
  • Health Insurance

Business Description

Hoffman Insurance Resources is an independent insurance agency that serves individuals, families, and employers in Hawthorne. It offers insurance policies from several providers, including Oscar, Anthem, and Aetna, that provide financial security to beneficiaries in the event of an unexpected death. The agency also provides medical, dental, vision, and travel insurance coverage. Debbie Hoffman, the company's founder and CEO, is a former financial advisor with experience in tax administration. Her background enables her to provide coverage that meets the needs of her clients.

License Verified:

License: 0N01438

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (37)
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Innovative Solutions Insurance Services logo
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License Verified:

License: 0C15062

California Department of Insurance

Innovative Solutions Insurance Services

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222 North Pacific Coast Highway, El Segundo, CA 90245
  • Life Insurance
  • Long Term Care

Business Description

Innovative Solutions Insurance Services is an independent brokerage general agency that provides support and services to insurance brokers in Hawthorne. The El Segundo-based agency is a member of the National Association of Insurance and Financial Advisors. It offers support for insurance brokers, who offer life insurance, long-term care, annuities, and disability insurance coverage. Its services include sales support, operational support, and underwriting. It has an in-house underwriter, and it uses Vive technology to feed data directly to insurance carriers for fast transactions.

License Verified:

License: 0C15062

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jeremy Smith's California Insurance logo
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License Verified:

License: 0771110

California Department of Insurance

Jeremy Smith's California Insurance

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346 Virginia Street, El Segundo, CA 90245
  • Life Insurance

Business Description

Jeremy Smith's California Insurance is an insurance agency that serves individuals and businesses in Hawthorne and surrounding areas. It offers an array of insurance coverage and options, including group, term, and whole life insurance, as well as individual and group health insurance. It also provides long-term care insurance, Medicare Supplements, and fixed annuities. It additionally carries workers' compensation and business liability coverage. The agency is led by Jeremy Smith, who has been an insurance broker since 1989.

License Verified:

License: 0771110

California Department of Insurance

Lucy Gomez logo
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License Verified:

License: 6003567

California Department of Insurance

Lucy Gomez

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12824 South Inglewood Avenue, Hawthorne, CA 90250
  • Life Insurance
  • Health Insurance

Business Description

Lucy Gomez is a State Farm insurance agent that caters to the insurance needs of businesses and individuals in Hawthorne and its nearby areas. She specializes in life insurance and provides universal, whole, and term life insurance. Aside from life insurance, she also offers home, health, and renters' insurance. Moreover, Gomez provides policies for businesses including commercial auto, and workers' compensation insurance. Gomez has been with State Farm since 2008 with a Spanish-speaking bilingual team.

License Verified:

License: 6003567

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.