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Best Homeowners Insurance Agencies in Hawthorne

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Eric Hollan - State Farm Insurance Agent logo
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Eric Hollan - State Farm Insurance Agent

10309 Hawthorne Boulevard, Inglewood, CA 90304
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  • Multiple Policy Types

Business Description

Eric Hollan of Hollan Insurance Agency Inc is a State Farm insurance agent that serves clients in and around Hawthorne. As a State Farm agent, Hollan helps customers find the right policy for their needs, including homeowners' insurance policies. Home insurance helps protect homes and their contents, medical expenses, additional living expenses, and liabilities, depending on what the coverage includes. Aside from home insurance, Hollan provides auto, business, pet, health, life, and property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (28)
Yelp
4.5 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lisa Simmons - State Farm Insurance Agent logo
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Lisa Simmons - State Farm Insurance Agent

13658 Hawthorne Boulevard, Hawthorne, CA 90250
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Lisa Simmons is a homeowners' insurance provider who caters to clients in Hawthorne and nearby areas. She has over 30 years of experience in the insurance industry. She works alongside State Farm to provide the appropriate insurance policy for each unique homeowner. A homeowners' insurance policy can cover repairs and replacements in the home, including personal belongings, in case of unexpected incidents. Simmons also provides automobile insurance, motorcycle insurance, earthquake insurance, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (14)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lulu Camberos - State Farm Insurance Agent logo
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Lulu Camberos - State Farm Insurance Agent

14829 Hawthorne Boulevard, Lawndale, CA 90260
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  • Multiple Policy Types

Business Description

Lulu Camberos, a State Farm insurance agent, provides insurance policies in the Hawthorne area. These policies may involve business, auto, life, home, renters, finances, and more. The homeowners' insurance policy provides protection for items like jewelry, collectibles, musical instruments, sports equipment, appliances, furniture, and the like. It also helps protect clients from threats like lightning, wind or hail, fire, theft, and vandalism. The insurance does not, however, cover for business pursuits or professional services, earthquakes, and flood damages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mona’s Auto Insurance- Hawthorne logo
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Mona’s Auto Insurance- Hawthorne

3922 Rosecrans Avenue, Hawthorne, CA 90250
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  • Multiple Policy Types

Business Description

Mona's Auto Insurance- Hawthorne offers a full range of insurance products that includes home insurance. Its team of agents reviews policies from different providers in order to cover homeowners' unique needs and goals. The company provides home insurance policies that protect the property from hazards such as fires. The insurance professionals also assist clients in protecting mobile homes, specialty homes, and condominiums. Mona's Auto Insurance- Hawthorne works with over 20 carriers including Travelers, Progressive, Mercury Insurance, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Unified Insurance logo
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Pacific Unified Insurance

15901 Hawthorne Blvd, Lawndale, CA 90260-2657
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Pacific Unified Insurance carries personal and commercial insurance lines in Hawthorne. With over nine decades of experience providing insurance solutions, this company works with homeowners to mitigate financial losses, whether due to windstorms, fires, or other covered risks. Its insurance professionals inform homeowners of coverage options, including liability defense lawsuits, structural damages, personal property loss, and valuable items like jewelry and artwork. Policyholders also receive compensation for living expenses in case of temporary loss of use.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (4)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Starco Insurance logo
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Starco Insurance

1905 South Western Avenue, Los Angeles, CA 90018
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  • Renter's Insurance
  • Personal Property Insurance

Business Description

Starco Insurance offers a variety of personal insurance products for clients in Hawthorne and throughout its surrounding areas. This agency's home insurance policies help families protect their homes and belongings against extreme financial loss resulting from disasters. It also offers an array of other policy types, including renters, motorcycle, auto, business, and umbrella insurance. Starco Insurance is licensed to sell insurance throughout California. Claims can be filed online or over the phone.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
YourWay Insurance Services logo
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YourWay Insurance Services

3300 Rosecrans Avenue, Hawthorne, CA 90250
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

YourWay Insurance Services offers homeowners' insurance for clients in Hawthorne and nearby areas. The insurance agency has access to different carriers that can provide the appropriate coverage for homeowners in the greater Los Angeles area. It is dedicated to understanding clients' insurance needs and help them protect their largest investment from potential financial losses. Apart from homeowners and renters insurance, YourWay Insurance Services also offers auto insurance, motorcycle insurance, and commercial packages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (9)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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