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Best Credit Repair Companies in Glendale

2023

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Website
Glendale, CA
  • Credit building
  • Money Back Guarantee
  • Credit Audit
  • Credit Restoration
  • Credit Repair

Why choose this provider?

Credit Saint is a credit repair and restoration company serving individuals in the Birmingham area. Its team oversees the details of the clients' credit history to determine the transactions that may be contributing to their bad credit standing. It also analyzes clients' positive credit and provides information on optimizing credit utility. Credit Saint's team creates a monitoring account on behalf of each client. Through this, clients are able to track their progress and credit analysis on the company's web platform.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
2.5
Yelp
2.5 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Evaluation

Lexington Law logo
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Lexington Law

Website
Glendale, CA
  • Consumer Credit Services
  • Credit Repair

Why choose this provider?

Lexington Law helps ensure fair and substantiated credit reports through attorney-driven credit repair processes. Its unique approach leverages all relevant legal principles and standards to fight for consumer rights and the improvement of its clients’ credit scores. It determines and disputes questionable items that are wrongfully hurting reports and mounts law-backed interventions—disputing bureaus and creditors for the removal of negative items, toward more accurate credit scores. Lexington Law’s consumer advocacy has secured 77 million item removals since its founding in 2004. Directing attorney John Heath has focused the firm’s practice on consumer credit report repair, including the provision of personalized coaching programs for prudent credit management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Credit Report Consultation

Website
15720 Ventura Blvd Ste 612, Encino, CA 91436

Why choose this provider?

Zenith Financial Group is a credit restoration company that works with clients to improve and develop healthier credit profiles. It reviews credit reports with clients and creates a strategy to help rebuild their credit. The company reaches out to creditors and credit bureaus to have any negative items such as bankruptcies, charge-offs, and tax liens removed. Zenith Financial Group also negotiates with lenders to reduce or eliminate any extra charges and interests.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (153)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4741 Laurel Canyon Blvd Ste 205, Studio City, CA 91607

Why choose this provider?

Fix Your Credit Consulting agency provides credit repair services to clients in the Glendale metro area. Founded by former mortgage broker Sandra Ruiz, the agency works to challenge inaccurate items, such as bankruptcies, tax liens, and judgments, on clients' credit reports. With an emphasis on financial education, Fix Your Credit repairs negative credit issues and shares strategies and techniques to enhance clients' credit profiles. Additionally, the agency assists with student loan forgiveness and consolidation.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (175)
Facebook
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
340 N Rodeo Dr, Beverly Hills, CA 90210

Why choose this provider?

America Fix Your Credit is a credit repair agency that serves the Glendale area and helps clients boost their FICO scores. The company's Dispute Wizard program examines clients' credit reports to identify and challenge inaccurate information regarding collections, declaratory judgments, garnishments, tax liens, and other items that can damage creditworthiness. America Fix Your Credit also works with business owners to help them build corporate credit via its Corporate Care program.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15303 Ventura Blvd, Sherman Oaks, CA 91403

Why choose this provider?

The Financial Sanity Now consulting company helps clients in the Glendale area with credit and debt. Its team of experts has many years of experience in negotiating with credit card companies to have clients' owed balances and interest rates reduced. The company can also assist with lowering high medical bills to affordable monthly payment plans. Additionally, Financial Sanity Now aids clients in preventing home foreclosures by getting them lower mortgage payments and interest rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (26)

Website
1504 Brookhollow Dr Ste 117, Santa Ana, CA 92705

Why choose this provider?

CountryWide Debt Relief is a fully insured and certified debt relief agency that has offered credit repair services to national customers since 2008. The company's credit repair services include total debt payback reduction, payment management help, credit card consolidation, and debt settlement negotiation. The organization also helps clients dealing with bankruptcy and offers consolidation loans. The CountryWide Debt Relief team has over 30 years of debt consolidation experience, and the company is accredited by Consumer Affairs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Yelp
4.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
507 North Central Avenue, Glendale, CA 91203
  • Credit Monitoring

Why choose this provider?

Credit REVU is a credit repair organization that serves individuals throughout the Glendale metro. It provides credit consulting, restoration, monitoring, and development. It also collaborates with creditors, credit bureaus, and collectors to remove negative items from the customers' credit reports. Its team thoroughly analyzes and examines the clients' credit report summary and credit score to help them understand their financial weaknesses and strengths. Credit REVU uses various tools for credit monitoring, including mobile alerts, personal online dashboards, and score trackers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2901 Sycamore Ave, Glendale, CA 91214

Why choose this provider?

740Plus Credit Score Repair is a credit repair company in Glendale. Founder Dave Schram and his team directly contact companies on clients' credit records to verify they have requested deletions for derogatory information, such as late payments, collections, or liens, from the three major consumer reporting agencies. This aggressive approach usually results in a more permanent and favorable outcome. Additionally, the company offers consulting services to clients who wish to work independently to boost credit.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
450 N Brand Blvd Ste 600, Glendale, CA 91203
  • Credit Audit
  • Credit Dispute

Why choose this provider?

Financial Credit Journey is a credit repair and student loan company that serves clients in the Glendale area. They provide credit repair solutions, including credit report analysis and credit line management. Its team works to improve credit scores by challenging unverifiable information related to repossession, debt settlement, late payments, and bankruptcy. They also offer student loan services, like consolidation, forgiveness, and repayment. Financial Credit Journey educates clients on score calculations and credit card management through its social media pages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • How long does a repo stay on your credit report?

    A car repossession and many other negative items reported to the credit bureaus stay on credit reports for up to seven years. That's from the original date of the delinquency on the loan. Credit repair can't remove legitimate negative items, including repossessions, from credit reports if they're within the standard timeline.

  • Do credit repair companies work?

    Yes, credit repair companies can make use of legal protections to repair some issues related to people's credit. That includes asking the credit bureaus to remove inaccurate negative items. Individuals have a legal right to a fair and accurate credit report, and if a company mistakenly reports a payment as late or someone is the victim of fraud, for example, the bureaus have a burden to investigate and remove the inaccurate information.

  • How long does it take to repair credit?

    Simple inaccurate items might be deleted in 30-45 days, as that's how long the credit bureau has to investigate and respond to a dispute letter. If the reporting creditor responds with documentation to support the negative item, individuals might need to disprove that information and the matter can take longer.

    • Inaccurate late payment: 30-45 days
    • Inaccurate missed payment: 30-45 days
    • Numerous issues from multiple creditors: A few months
    • Fraud or identity theft: Several months to a year or more
    • Rebuilding poor credit: A positive impact is possible within a few months, but building credit is a long-term process

  • Can I repair my own credit?

    Yes, individuals can use many tools a credit repair company uses, including credit dispute letters. But this involves a lot of research and administrative work that credit repair pros are equipped to handle quickly and efficiently. They can also pursue these disputes more aggressively than you may be able to yourself, as you might be attending to other obligations, such as family and work.

  • Can credit repair companies remove charge offs?

    Yes, a credit repair company may be able to get a charge off removed from a credit report. The credit repair company has to prove the charge off is inaccurate. An example of how a charge off might be inaccurate is a situation in which payments were made when the transfer of the debt to a new company was illegal under the contract.

  • Can credit repair companies remove bankruptcies?

    A Chapter 7 bankruptcy can stay on someone's credit report for up to 10 years from the original petition date. A Chapter 13 bankruptcy can stay on someone's credit report for up to 7 years from the original petition date. Credit repair companies may be able to dispute a bankruptcy reported on someone's credit history if it's not their bankruptcy or if it's appearing outside of the date range stated above.

  • Can a credit repair company remove late payments?

    Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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