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Best Life Insurance Companies in Garden Grove

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American Income Life: AO logo
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License Verified:

License: 0L54317

California Department of Insurance

American Income Life: AO

12361 Lewis Street, Garden Grove, CA 92840
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  • Life Insurance

Business Description

American Income Life: AO has been providing insurance services to Garden Grove since 1951. It specializes in life insurance products to help protect individuals and their families from the financial burden of death. It offers different life insurance policies, such as whole life, that cover the clients' entire life while building loans and cash values. Additionally, the company caters to clients who only want to receive coverage for a limited period of time by offering term life insurance policies.

License Verified:

License: 0L54317

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Arch Apple Financial Services, LTD. logo
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License Verified:

License: 0A96152

California Department of Insurance

Arch Apple Financial Services, LTD.

12312 Pentagon Street, Garden Grove, CA 92841
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  • Life Insurance

Business Description

Arch Apple Financial Services is an insurance company that caters to the needs of individuals, families, and business groups in Garden Grove. The firm provides a variety of life insurance options depending on the needs of its clients. Its insurance agents represent multiple carriers that can offer temporary life insurance, whole life insurance, and universal life insurance. The team also provides health and disability insurance. Owner and lead insurance agent Jay Baldauf established the company in 1992. He also serves clients throughout Orange County.

License Verified:

License: 0A96152

California Department of Insurance

Bella Anh Tran logo
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License Verified:

License: 0M02603

California Department of Insurance

Bella Anh Tran

18382 Brookhurst Street, Fountain Valley, CA 92708
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Fountain Valley-based Bella Anh Tran is a State Farm insurance agent who serves nearby areas, including the Garden Grove metro. She is a B.A. Accountancy graduate, an Ambassador Travel qualifier, and also a Legion of Honor qualifier. She processes life insurance, health insurance, personal articles insurance, homeowners' insurance, renters insurance, and business insurance. She also provides banking assistance in alliance with the U.S Bank, and mutual funds investments. Bella supports people in managing risks, recovering from inevitable situations, and accomplishing their plans.

License Verified:

License: 0M02603

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
5.0 / 5 (32)
Google
3.0 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Best One Insurance Agency logo
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License Verified:

License: 0I12250

California Department of Insurance

Best One Insurance Agency

12843 Harbor Boulevard, Garden Grove, CA 92840
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  • Life Insurance

Business Description

Best One Insurance Agency works with a wide range of insurance carriers to provide suitable insurance options to clients in the Garden Grove area. The agency assists clients in obtaining life insurance and financial protection. It also offers personal risk-management solutions for auto, motorcycles, and recreational vehicles, as well as rental properties, homes, and condos. Business insurance and coverage for commercial properties are also available. Additionally, Best One Insurance Agency provides assistance with notary and tax preparation.

License Verified:

License: 0I12250

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Bowermaster and Associates logo
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License Verified:

License: 0D79613

California Department of Insurance

Bowermaster and Associates

10805 Holder Street, Cypress, CA 90630
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  • Life Insurance
  • Health Insurance

Business Description

Bowermaster and Associates is a family-owned insurance brokerage firm whose mission is to produce smarter risk managers and insurance buyers. Helping customers in Garden Grove secure their wealth and health, the company offers different life and health insurance programs that fit their customers' needs and goals. Founded in 1954, the business also offers insurance and risk management services. The firm is involved in many local charities including its own, the Scorin' Lorne Memorial Foundation, which supports children.

License Verified:

License: 0D79613

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (12)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cal Coast Insurance Agency logo
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License Verified:

License: 0587122

California Department of Insurance

Cal Coast Insurance Agency

11021 Winners Circle, Los Alamitos, CA 90720
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

Cal Coast Insurance Agency is an independently owned and locally operated insurance agency that has been serving the residents of Garden Grove and surrounding areas for more than 25 years. It offers various life insurance products, including term life insurance, whole life insurance, and universal life insurance. It also provides homeowners, auto, and umbrella insurance. Cal Coast Insurance Agency works with insurance companies such as Golden Eagle Insurance, West Coast Life, Peerless Insurance, and The Hartford.

License Verified:

License: 0587122

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Calle's Auto Insurance logo
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License Verified:

License: 0J05870

California Department of Insurance

Calle's Auto Insurance

3835 West 1st Street, Santa Ana, CA 92703
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  • Life Insurance

Business Description

Calle's Auto Insurance is an agency offering assistance and insurance policies to its clients in Garden Grove and the entire state. It crafts life, auto, health, homeowners', motorcycle, SR-22, and watercraft insurance plans. It also provides commercial auto insurance to businesses in the area. Moreover, it has partnerships with several national insurance carriers, such as Foremost Insurance Group, National General, Access, and Arrowhead Exchange. It also strives to provide customer satisfaction by listening to its clients' needs before drafting a policy bsaed on their needs.

License Verified:

License: 0J05870

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
4.0 / 5 (61)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Golden Way Insurance Services, Inc. logo
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License Verified:

License: 0K12292

California Department of Insurance

Golden Way Insurance Services, Inc.

10092 Chapman Avenue, Garden Grove, CA 92840
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  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

Golden Way Insurance Services, Inc. is an independent insurance agency that provides insurance services to residents and businesses in Garden Grove and surrounding communities. It represents multiple carriers that offer a variety of insurance packages. It carries life insurance plans like term life insurance and whole life insurance. Additionally, it provides business insurance packages like commercial auto insurance, workers' compensation insurance, and liability insurance. It was founded in 2003, and its services are available across California and several other states.

License Verified:

License: 0K12292

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
J Johnston Insurance logo
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License Verified:

License: 0F44179

California Department of Insurance

J Johnston Insurance

10900 Los Alamitos Boulevard, Los Alamitos, CA 90720
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  • Life Insurance
  • Health Insurance
  • Individual Plans

Business Description

J Johnston Insurance is a family-owned insurance brokerage serving clients in Garden Grove and the surrounding areas. It partners with various companies to provide families with insurance coverages, including life, final expense, long-term care, and health insurance. More than that, the agency also offers custom insurance to protect homes, automobiles, and businesses. J Johnston Insurance has more than 70 years of combined industry experience. Its staff is dedicated to educating customers so that they can fully understand their policies.

License Verified:

License: 0F44179

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (13)
Yelp
4.0 / 5 (9)
Facebook
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joe Nguyen logo
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License Verified:

License: 0F69794

California Department of Insurance

Joe Nguyen

13041 Euclid Street, Garden Grove, CA 92843
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  • Life Insurance
  • Health Insurance

Business Description

Joe Nguyen is a State Farm insurance agent operating in and around Garden Grove. He offers a wide variety of insurance products, ranging from term life and whole life insurance to health, home, and property insurance. His portfolio of insurance products also includes annuities and mutual funds. Joe and his staff can accommodate clients in English, Vietnamese, and Spanish. Joe has been working in the insurance industry for over two decades and has previous experience as a claims representative for State Farm.

License Verified:

License: 0F69794

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (15)
Yelp
3.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Joseph Partise, CLU And Associates logo
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License Verified:

License: 0610074

California Department of Insurance

Joseph Partise, CLU And Associates

12792 Valley View Street, Garden Grove, CA 92845
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  • Individual Plans
  • Life Insurance

Business Description

Joseph Partise, CLU and Associates is an independent insurance agency established in 1988 that serves Garden Grove and the surrounding areas. It provides traditional life and health insurance services to businesses and families in the community. Joe began his career as a life insurance agent with Pacific Mutual Life and State Mutual of America before starting his own firm. Apart from insurance services, he also provides charitable and estate planning as well. Joe was a NAIFA CA board member and served in a leadership capacity with Rotary International.

License Verified:

License: 0610074

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
McQueen Kalligan Insurance Services, Inc. logo
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License Verified:

License: 0E22597

California Department of Insurance

McQueen Kalligan Insurance Services, Inc.

6 Centerpointe Drive, La Palma, CA 90623
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  • Life Insurance

Business Description

McQueen Kalligan Insurance Services, Inc. is an independent brokerage agency serving Garden Grove residents for more than 35 years. It provides term life insurance and permanent life insurance. Additionally, it offers long-term care insurance, disability insurance, and fixed annuities. It works with insurance carriers, including Symetra Financial, American International Group, and Nationwide Mutual Insurance Company. McQueen Kalligan Insurance Services, Inc., is one of the founders of the national marketing organization AimcoR Group.

License Verified:

License: 0E22597

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Perfect Choice Insurance Services logo
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License Verified:

License: 0F61151

California Department of Insurance

Perfect Choice Insurance Services

12553 Harbor Boulevard, Garden Grove, CA 92840
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  • Life Insurance
  • Health Insurance

Business Description

Located in Garden Grove, Perfect Choice Insurance Services is an independent insurance agency that serves individuals, families, and businesses. It offers life insurance products, including term life insurance and whole life insurance. It also provides long-term care insurance, Medicare supplement insurance, Medicare advantage insurance, and both individual and group health insurance. In addition, it also handles personal umbrella, dental, general liability, and homeowners' insurance. Perfect Choice Insurance Services also handles annuities and surety bonds. The business was established in 2008.

License Verified:

License: 0F61151

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (20)
Yelp
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Uniti logo
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License Verified:

License: 0F27277

California Department of Insurance

Uniti

8942 Garden Grove Boulevard, Garden Grove, CA 92844
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  • Life Insurance

Business Description

Uniti Global Insurance Services is an insurance agency that serves clients throughout Garden Grove and its neighboring communities. It offers a wide range of services, including life insurance products. The company assists clients in choosing and customizing policies, depending on their life insurance needs. Its team offers life insurance policies that earn cash value as well as policies that vary in coverage terms. Founded in 2005 by partners Ryan Lee & Insung Lee, Uniti Global Insurance Services also offers financial planning, wealth management, and estate planning services.

License Verified:

License: 0F27277

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Which is better, term or whole life insurance?

Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

How much life insurance do I need?

A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

How does life insurance work?

The details of how life insurance works depend on your individual plan, but the basics are as follows: 

  • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
  • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
  • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.

How much is life insurance?

The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

Is life insurance taxable?

Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

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