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Best Health Insurance Agencies in Garden Grove

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2023
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101 Insurance logo

License Verified:

License: 0E36928

California Department of Insurance

101 Insurance

7667 Garden Grove Blvd, Garden Grove, CA 92841
  • Individual Plans
  • Life Insurance

Business Description

101 Insurance is a family business that started its operations in 2005. Its insurance specialists assist individuals in Garden Grove in selecting and enrolling for health and Medicare insurance plans. They tailor these plans to fit the client's requirements and specifications. They also offer life insurance and final expense insurance policies, as well as other personal insurance products. Additionally, their business protection services include workers' compensation and professional liability insurance. 101 Insurance's staff members are fluent in Korean and Spanish.

License Verified:

License: 0E36928

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brand New Day logo

Brand New Day

5455 Garden Grove Boulevard, Westminster, CA 92683
  • Individual Plans

Business Description

Brand New Day is a health insurance agency that provides custom-designed plans and benefits in Garden Grove. For over 35 years, its team of insurance agents has been assisting clients through every step of the process of finding the plans and benefits. They also carry Medicare Advantage plans, which include extras like dental benefits, gym membership, eye exams, and chiropractic care. The company's model of care focuses on members, their families, caregivers, and physicians.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (22)
Facebook
4.3 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chun-Ha Insurance Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0F71901

California Department of Insurance

Chun-Ha Insurance Services, Inc.

Visit WebsiteWebsite
9122 Garden Grove Boulevard, Garden Grove, CA 92844
  • Life Insurance
  • Individual Plans

Business Description

Chun-Ha Insurance Services, Inc. has offered health insurance programs to clients in Garden Grove and surrounding areas for more than 30 years. The company's policies are available to individuals, families, and businesses. In addition to health insurance offerings and Medicare assistance, the agency also handles queries on Obamacare or the Patient Protection and Affordable Care Act. As the largest Korean-American insurance agency in the country, Chun-Ha Insurance Services, Inc. caters to English and Korean-speaking clients.

License Verified:

License: 0F71901

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Collective:Choice Insurance Solutions logo
Visit WebsiteWebsite

License Verified:

License: 0F19743

California Department of Insurance

Collective:Choice Insurance Solutions

Visit WebsiteWebsite
9972 Westminster Boulevard, Garden Grove, CA 92844
  • Life Insurance

Business Description

Collective: Choice Insurance Solutions in Garden Grove helps individuals and families enroll in the Affordable Care Act or Obamacare health insurance plans. Established in 2014, the agency assists clients in selecting a policy that fits their budget and fulfills their needs. Its insurance agents and experts are available for in-person and over-the-phone consultations and speak multiple languages. Collective: Choice Insurance Solutions is a partner of Covered California, a health insurance marketplace subsidized by the state.

License Verified:

License: 0F19743

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Golden Way Insurance Services, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 0K12292

California Department of Insurance

Golden Way Insurance Services, Inc.

Visit WebsiteWebsite
10092 Chapman Avenue, Garden Grove, CA 92840
  • Individual Plans
  • Life Insurance

Business Description

Golden Way Insurance Services, Inc. is a family-owned and locally operated independent agency that has been operating since 2003. It offers health insurance policies to individuals in Garden Grove looking for financial protection and risk mitigation. It also assists clients with the Covered California health exchange program and presents available policies that fit the client's needs and budget. Lastly, Golden Way Insurance Services represents multiple insurance carriers, such as Anthem, Blue Shield of California, Health Net, Kaiser Permanente, and Nationwide.

License Verified:

License: 0K12292

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Marlet Insurance & Services logo
Visit WebsiteWebsite

License Verified:

License: 0G31607

California Department of Insurance

Marlet Insurance & Services

Visit WebsiteWebsite
12097 Garden Grove Boulevard, Garden Grove, CA 92843
  • Individual Plans

Business Description

Marlet Insurance & Services is an independent agency that provides insurance products and services to businesses and individuals in the Garden Grove metro and nearby communities. Its insurance specialists create personalized health insurance plans suited to the clients' lifestyle and budget. They also offer health insurance coverages for the entire family to cover medical emergency expenses. Additionally, they handle life insurance and tax services. Marlet Insurance & Services works with different insurance carriers such as Kaiser, Molina Healthcare, and Oscar.

License Verified:

License: 0G31607

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Perfect Choice Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0F61151

California Department of Insurance

Perfect Choice Insurance Services

Visit WebsiteWebsite
12553 Harbor Boulevard, Garden Grove, CA 92840
  • Life Insurance

Business Description

Perfect Choice Insurance Services provides insurance products and services to California residents and businesses in the Garden Grove area. As an independent insurance agency, it strives to become a one-stop shop for all insurance needs by providing specialized insurance solutions and unparalleled customer service. It offers fully customized individual and group health insurance packages designed to provide optimum protection for different types of risks and lifestyles. Clients may also obtain disability, Medicare, long-term care, and dental insurance coverage through the agency.

License Verified:

License: 0F61151

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
Phoenix Star Insurance Agency logo

License Verified:

License: 0I13819

California Department of Insurance

Phoenix Star Insurance Agency

12818 Brookhurst Street, Garden Grove, CA 92840
  • Individual Plans

Business Description

Since 2009, Phoenix Star Insurance Agency has been providing health insurance programs to Garden Grove. Its team of insurance agents helps clients identify their healthcare needs and select the right medical plans. They also specialize in assisting senior and eligible individuals who want to apply for Medicare Advantage, Supplement, and Part D plans. In addition, the agency partners with United Healthcare, Easy Choice, Humana, and Aetna insurance carriers. Its owner, Allan L., has over 18 years of experience in the insurance industry.

License Verified:

License: 0I13819

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Preferred Transportation Insurance Agency logo

License Verified:

License: 0E39027

California Department of Insurance

Preferred Transportation Insurance Agency

12443 Lewis Street, Garden Grove, CA 92840
  • Individual Plans
  • Life Insurance

Business Description

Preferred Transportation Insurance Agency is an independent insurance agency serving individuals, families, businesses, and commercials. It offers health insurance to clients in Garden Grove and neighboring areas. Other insurance products include hotel & motel hospitality insurance, public auto insurance, general liability insurance, and workers' compensation. It also assists in acquiring PUC Permits and surety bonds. Since it represents many insurance providers, the agents work on behalf of the clients to find the plans that fit their budgets.

License Verified:

License: 0E39027

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Uniti Global Insurance Services logo
Visit WebsiteWebsite

License Verified:

License: 0F27277

California Department of Insurance

Uniti Global Insurance Services

Visit WebsiteWebsite
8942 Garden Grove Boulevard, Garden Grove, CA 92844
  • Individual Plans
  • Life Insurance

Business Description

With offices in Orange County and Los Angeles County, Uniti Global Insurance Services is an insurance company serving clients throughout Garden Grove. It specializes in providing personal insurance products, including health insurance, disability insurance, and life insurance. The company represents multiple insurance carriers in the market to offer clients a wide array of coverage options. Furthermore, the company provides homeowners insurance, renters insurance, and automobile insurance plans. Established by Ryan Lee and Insung Lee, Uniti Global Insurance Services has been serving clients since 2005.

License Verified:

License: 0F27277

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.