Expertise.com
2024

Last updated:

Best Mortgage Brokers in Fullerton

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fullerton Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

50

Reviewed

37

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6281 Beach Boulevard, Buena Park, CA 90621
  • Refinance

Why choose this provider?

Founded in 2002, South East Mortgage Inc. is a Buena Park-based mortgage broker that operates in and around the local area, including Fullerton. Its loan officers can walk clients through the process of applying for FHA, VA, and fixed-rate mortgages. The company can also help clients refinance their mortgages through a cash-out refinance program. It also employs staff who can speak Korean and English. Clients commend South East Mortgage's loan officers for their ability to close loans with minimal delay.

License Verified:

License: 345841

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18431 Yorba Linda Boulevard, Yorba Linda, CA 92886
  • Refinance

Why choose this provider?

Citizens Direct Home Loan is a mortgage company in Yorba Linda that was founded in 2008. It serves homeowners and buyers in Fullerton with a wide range of mortgage options, including FHA loans, VA loans, low down payment loans, and commercial loans. It also provides access to six different mortgage calculators to help borrowers determine how much loan they can afford. The founders of Citizens Direct Home Loan are mortgage professionals with many years of experience in the industry.

License Verified:

License: 324262

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18000 Studebaker Road, Cerritos, CA 90703
  • New Construction
  • Refinance

Why choose this provider?

Maximum Lending is a team of mortgage brokers and real estate finance professionals specializing in home financing and refinancing solutions for clients in the Fullerton metro. The company comprises NMLS licensed loan officers that guide clients through the application process from pre-qualification to closing. Some of the loan programs it works on include conventional loans, home improvement loans, interest-only home loans, construction and land loans, and foreign national loans. Maximum Lending has bilingual staff that caters to Spanish-speaking clients.

License Verified:

License: 1475243

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O.Box 761, Brea, CA 92822
  • Reverse Mortgages

Why choose this provider?

DGH Home Mortgage is a firm of mortgage professionals that provides home financing and refinancing solutions to residents of the Fullerton metro. The family-owned firm has been in business for over 33 years and has since helped clients secure loan programs and alter their mortgages through prompt communication and guidance. Some of the loan programs it works on include conventional loans, high-balance conventional loans, government loans, and jumbo loans. It also provides mortgage refinancing lines such as the HARP 2.0.

License Verified:

License: 234734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2465 East Orangethorpe Avenue, Fullerton, CA 92831
  • New Construction

Why choose this provider?

Shaner Brokerage Corp is a boutique brokerage firm in Fullerton. Since its opening in 2006, its mortgage professionals have worked on a referral basis with countless clients from its niche market. The firm is a partner of exclusive wholesale lenders and has access to loan programs that can fit its client's unique situation. It can handle all the processing of finding and designing the right customized mortgage plan in behalf of clients, making the loan process hassle-free for them.

License Verified:

License: 349877

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (15)
Google
5.0 / 5 (13)
Zillow
5.0 / 5 (5)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14831 E Whittier Boulevard, Whittier, CA 90605
  • New Construction
  • Refinance

Why choose this provider?

Reliance Mortgage Service, Inc., has been delivering its products and services to Fullerton residents since 2004. It assists clients in purchasing a home and refinancing. The company offers various loans, including VA loans, reverse mortgages, and fixed-rate and adjustable-rate mortgages. Its refinancing options involve reducing the monthly payment, cashing out, consolidating debt, and getting a shorter-term loan. Owner Anne James has been a mortgage loan officer in the builder industry for 10 years and she has been a real estate broker since 1984.

License Verified:

License: 1150921

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Website
3261 North Harbor Boulevard, Fullerton, CA 92835
  • Refinance

Why choose this provider?

Southern Californian residents with home buying needs may seek the financial guidance of Diane Luongo- Gazich and her Fullerton-based team of home loan experts. Diane possesses over three decades of real estate industry experience and expert knowledge in loan processing, underwriting, and foreclosure. She currently works under the brokerage firm C2 Financial. Whether for purchasing or refinancing purposes, she and her team offer FHA, VA, USDA, and jumbo loaning options, with interest rates varying from fixed to adjustable.

License Verified:

License: 281464

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Zillow
5.0 / 5 (23)
Yelp
4.0 / 5 (13)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1500 North Harbor Boulevard, La Habra Heights, CA 90631
  • Multi-Family Loans

Why choose this provider?

American Sona Mortgage is a company in La Habra Heights that serves Fullerton and nearby areas. This mortgage brokerage firm helps clients looking to cash out or lower their down payments or monthly payments. It specializes in no-cost loans, including adjustable, fixed-rate, and home equity first and second mortgages. The experienced loan specialists at American Sona Mortgage work with clients to identify their goals and create a customized plan for specific lending needs.

License Verified:

License: 342514

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.5
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8152 Painter Avenue, Whittier, CA 90602
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Nationwide Home Loans is a mortgage broker that serves clients in Fullerton. The company is committed to helping home buyers and homeowners qualify, apply, and get approved for the loans that suit their needs. Its team of mortgage specialists offers various mortgage loan options for clients, such as fixed-rate mortgage loans, adjustable-rate mortgage loans, reverse mortgages, and home equity loans. They also educate clients about the loan application process, credit score improvement, and the mistakes in credit reports.

License Verified:

License: 01017101

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18000 Studebaker Road, Cerritos, CA 90703
  • New Construction
  • Refinance

Why choose this provider?

Brooks Mortgage Inc. is a mortgage brokerage company that caters to clients in Fullerton. Its team of mortgage brokers offers various loan programs with payment terms from five to 30 years. These programs include conforming, jumbo, super jumbo, USDA, VA, and FHA loans. Brooks Mortgage assists clients with their online tools such as payment calculators, refinance rate checkers, and home purchase qualifiers. Its SVP, Isaac Brooks, has been in the mortgage industry for 17 years.

License Verified:

License: 1608346

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (50)
Zillow
5.0 / 5 (10)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
210 West Birch Street, Brea, CA 92821
  • Refinance

Why choose this provider?

Blue Financial Group is a firm that caters to the Fullerton area's potential homebuyers who need assistance in securing ideal mortgage programs and rates. The firm aims to relieve borrowers of the burdens associated with identifying loan options that suit their financial and personal situations. Its mortgage brokers have expertise in FHA loans and also walk clients through applying for conventional, VA, jumbo, and interest-only loans. They additionally assist with refinancing to help lower interest rates.

License Verified:

License: 233217

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (60)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15111 Whittier Boulevard, Whittier, CA 90603
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Daniel Carrillo from Encore Mortgage, Inc., has assisted hundreds of families in Fullerton with home purchase and refinance loans. With 16 years of experience in the mortgage industry, Daniel has helped first-time home buyers, low-to-moderate income borrowers, high net worth borrowers, as well as firefighters, teachers, and medical workers. He offers an array of mortgage options to his clients including ARM loans, jumbo loans, VA loans, 15-year fixed loans, 30-year fixed loans, and FHA loans.

License Verified:

License: 380277

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
18431 Yorba Linda Boulevard, Yorba Linda, CA 92886
  • New Construction

Why choose this provider?

ERA North Orange County Real Estate is a Yorba Linda-based company that serves residents in Fullerton. Its team assists clients in several areas, including mortgage. The lending specialists help clients find suitable loan programs, whether they are purchasing for the first time or refinancing current mortgages. In addition, ERA North Orange County Real Estate assists homebuyers and sellers. The company has been providing real estate and mortgage assistance for the past 44 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (6)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
151 North Kraemer Boulevard, Placentia, CA 92870
  • Refinance

Why choose this provider?

Underwood Mortgage Group is a boutique brokerage firm that serves clients in Fullerton and nearby cities. Its team offers a diverse set of mortgage solutions and products to help clients purchase or refinance a residential or commercial property. Underwood Mortgage Group aims to help them shop a loan program and rate that will suit their needs. Its senior mortgage consultant, Rick Underwood, has formed connections with various lenders in his eight years of experience in the mortgage industry.

License Verified:

License: 344822

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
15820 Whittier Boulevard, Whittier, CA 90603
  • Refinance

Why choose this provider?

GW Private Capital Inc. is a company providing mortgage services in the Fullerton metro. The company has mortgage brokers providing private loans for fast-cash, repair, investment, and down payment purposes. Its staff also offers loan refinancing and loans with balloon payments. Owner-occupied property purchases and commercial loans are also available. GW Private Capital's owner, Gerald "Jay" William Green III, has 30 years of private lending, real estate investing, and loan servicing experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17590 Colima Road, Rowland Heights, CA 91748
  • Refinance

Why choose this provider?

Stephen Siu is a mortgage broker who caters to Asian-Americans and locals in Fullerton, Rowland Heights, and the surrounding areas. He earned two business administration degrees from Mt. SAC college and the California State University. After working with Fortune 500 companies in the finance industry, he decided to form a strategic partnership with the direct lender company ACG Funding in 2007. Stephen provides tailored financial solutions to his clients working in residential and commercial finances, real estate development, and REO investments.

License Verified:

License: 274306

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (52)
Zillow
5.0 / 5 (45)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15852 Gale Avenue, Hacienda Heights, CA 91745
  • Refinance

Why choose this provider?

Jerry Torres has been in the business for seven years, assisting homeowners in Fullerton. He has been providing support for individuals who wanted to purchase a home and refinance a residence. Some of the products he offers include adjustable rate mortgages, down payment assistance, fixed-rate mortgage, and VA loans. These plans offer low introductory mortgage rates, alternatives to conventional mortgage financing, and an interest rate that never changes. Torres even conducts webinars for home buying with various tips.

License Verified:

License: 365615

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
400 West Lambert Road, Brea, CA 92821
  • Refinance

Why choose this provider?

S&S Home Loans is a full-service mortgage company that has been servicing the Fullerton area and its surrounding communities since 1983. Some of the services S&S Home Loans offers are FHA and VA loans, conventional loans, commercial loans, and reverse mortgages. It also accommodates homeowners who are looking into refinancing, whether to get a cashout, consolidate debts, or restructure their current mortgages. A previous client commended S&S Home Loans for helping them process a loan within a month and purchase their first home.

License Verified:

License: 258292

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.