Expertise.com

2024

Last updated:

Best Life Insurance Companies in Fullerton

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fullerton Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5998Reviewed

3604Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
649 East Foothill Boulevard, Upland, CA 91786
  • Life Insurance

Why choose this provider?

InsurTech Insurance Solutions assists clients in the community of Fullerton and its surrounding areas. The business offers life, commercial, home, auto, and workers' compensation insurance, as well as mortgage protection. Its team of independent agents works with a group of insurance carriers, such as CoverWallet, Ethos, and Mercury Insurance. In addition, InsurTech Insurance Solutions provides products such as flood, fire, and earthquake insurance. The company also utilizes technology as it caters to customers through its online platform.

License Verified:

License: 0H44804

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2501 East Chapman Avenue, Fullerton, CA 92831
  • Life Insurance

Why choose this provider?

Henry Cong is a State Farm insurance agent with over two decades of experience providing financial solutions. He assists individuals in Fullerton with securing different types of life insurance, such as term life, universal life, and whole life policies. Other products include homeowners, auto, personal articles, health, and business insurance. Henry has a professional background in business management and handles in-state and out-of-state relocation. He is able to offer his services in Chinese and Spanish.

License Verified:

License: 0D04141

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (15)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17800 Castleton Street, City of Industry, CA 91748
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 1992, EPIA Inc. Insurance Agency is a risk management specialist that serves the Fullerton area. It provides a number of products, including life insurance. Its team has access to policies from different providers, allowing them to find suitable coverages for clients. In addition to life insurance, they also furnish long-term care policies and provide employers with compliant coverage for their workers. EPIA Inc. Insurance Agency has been featured in various publications, including World Journal and The Taiwan Times.

License Verified:

License: 0D58519

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Yelp
4.0 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2601 East Chapman Avenue, Fullerton, CA 92831
  • Life Insurance
  • Health Insurance

Why choose this provider?

Afshin Kangarlou is a State Farm insurance agent serving the Fullerton community. After more than 18 years of experience in customer service, he now assists individuals in choosing from different types of life insurance, such as term, whole, and universal coverage. The policies are also available for small businesses and can be utilized for different purposes, including business continuation, key employee incentives, and employee benefits. Afshin's team can speak various languages, including English, Farsi, Hindi, Spanish, and Persian.

License Verified:

License: 0M04165

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.7
Google
4.0 / 5 (14)
Yelp
3.0 / 5 (12)
Facebook
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6525 Houston Street, Buena Park, CA 90620
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance

Why choose this provider?

Amber Star Insurance is an insurance brokerage company that serves the residents of Fullerton and the surrounding communities. The list of services it offers includes term life insurance, term life insurance with living benefits, and universal life insurance. Additionally, it also offers long-term care insurance and hybrid long-term care insurance. The professionals at this agency assist clients in determining how much coverage they need in their life insurance. It was founded by Amber Buckley, a licensed broker in four states.

License Verified:

License: 0E21826

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (14)
Facebook
5.0 / 5 (8)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
12361 Lewis Street, Garden Grove, CA 92840
  • Life Insurance

Why choose this provider?

American Income Life: AO is a subsidiary insurance company of Globe Life, serving clients in Fullerton and over 60 territories across North America. It primarily offers life, accident, and supplemental health insurance products, protecting members of labor and credit unions and associations. In addition, the firm works with leaders of more than 45 international unions to develop programs that would meet the needs of their members and families. American Income Life: AO has been around since 1982.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (251)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
238 South Orange Avenue, Brea, CA 92821
  • Life Insurance
  • Health Insurance

Why choose this provider?

City Drive Insurance Services, Inc., is a life insurance company serving clients in Fullerton and nearby areas. It offers a variety of life insurance options, including whole, term, and universal. Insurance plans for health, homeowners, and cars are also available. Its team of insurance agents has a combined experience of more than 28 years. As an independent agency, the business also strives to make sure that no policies are duplicated and coverages are coordinated properly with its partner carriers.

License Verified:

License: 0I46566

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
17215 Studebaker Road, Cerritos, CA 90703
  • Life Insurance

Why choose this provider?

JAR Insurance offers its services to residents of Fullerton and the nearby areas. The company offers life insurance products such as variable life, term life, whole life, and universal life insurance. It also offers several plans, including travel, auto, Medicare, and dental insurance coverage. Small businesses can also consult with JAR Insurance for small group coverage to help manage costs while keeping their employees healthy and productive. This insurance plan covers dental, vision, and disability for their employees.

License Verified:

License: 0G56759

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
14251 Firestone Boulevard, La Mirada, CA 90638
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Goldline Financial is a full-service insurance agency that services clients around Fullerton and its neighboring areas. Founded in 2016, it has helped individuals, families, and businesses find and secure insurance services that fit their needs and goals. One of the products the company offers is life insurance policies. It assists individuals and families with indexed universal life, term life, whole life, and living benefits. Goldline Financial is affiliated with known policy providers and has served more than 2,000 clients since its establishment.

License Verified:

License: 0L06073

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (22)
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
770 South Brea Boulevard, Brea, CA 92821
  • Life Insurance
  • Individual Plans

Why choose this provider?

Westways Insurance Agency, Inc., provides services to clients in the Fullerton metro. Its product line includes term, universal, and whole life insurance plans. Furthermore, it offers condo, health, rental property, umbrella, and wedding insurance policies. Anthony Perez, the firm's president, started his career in the insurance industry in 2005. He purchased the company from his grandparents in 2014 and has led it ever since. Besides being an insurance professional, he has a passion for backpacking, the gym, and soccer.

License Verified:

License: 0B89397

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
285 Imperial Highway, Fullerton, CA 92835
  • Life Insurance
  • Health Insurance
  • Individual Plans

Why choose this provider?

Maple Insurance Service is a life insurance company that serves businesses and professional individuals in the Fullerton area. It provides a range of customized life insurance policies to help customers secure their financial responsibilities to their families and beneficiaries in the future. It also offers risk protection plans for health, automobiles, commercial properties, and homes. The insurance carriers that the company represents include Safeco, MetLife, and Mercury, and Travelers. Its young staff members are knowledgeable in technology that makes it easier to handle insurance processes.

License Verified:

License: 0K61124

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (20)
Facebook
5.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3960 Prospect Avenue, Yorba Linda, CA 92886
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Mike Siemsen is an insurance agent with State Farm since 2011, catering to clients in the Fullerton area. His team provides life insurance options that meet the needs of clients, including term life, whole life, or universal life policies. He can also assist with health and Medicare insurance as well as auto and personal articles coverage. Homeowners', renters', and business insurance plans are also available. Mike Siemsen can also assist with financial planning and banking products.

License Verified:

License: 0G88228

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (44)
Facebook
4.0 / 5 (18)

Website
511 South Harbor Boulevard, La Habra, CA 90631
  • Life Insurance
  • Health Insurance
  • Long Term Care

Why choose this provider?

DRD Insurance Agency is an independent company that offers risk management solutions to Fullerton residents. Included in its product line is life insurance, which could either provide coverage for a lifetime or only a certain amount of time. Its group of agents has access to protection plans from carriers like First American and Progressive, allowing them to find policy options suitable for clients' needs. Their product knowledge enables them to provide risk management solutions for current and future clients.

License Verified:

License: 0658468

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (28)
Yelp
5.0 / 5 (7)
Facebook
3.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • What is the free look period for life insurance policies in Fullerton?

    Individual life insurance policyholders in Fullerton have at least 10 to 30 days to return their policy for cancellation. Senior citizens in Fullerton are entitled to a minimum 30-day period for both life insurance and annuity contracts. Policyholders should always discuss this with their agent, especially if it is a replacement policy with a 30-day unconditional refund guarantee.

  • Which insurance plans in Fullerton are not covered by the California Life and Health Insurance Guarantee Association?

    In Fullerton, policies from insurers who are not licensed are not protected. The association also does not cover managed care plans, certificates from fraternal benefit societies, or plans from employers who pay for their own insurance. Variable life insurance contracts, most unallocated and charitable gift annuities, and high guaranteed interest yields are also not included.

  • What can Fullerton residents do if their life insurance claim is denied due to material misrepresentation?

    A life insurance attorney in Fullerton can help if a life insurance provider in Fullerton denies a claim based on false information provided by the policyholder. Hiring such an attorney can help Fullerton residents appeal the denial and potentially secure the full amount of the claim. Individuals must always provide accurate policy details to avoid complications and ensure a smooth claims process.

  • Can Fullerton residents obtain life insurance in their advanced age?

    Yes, residents of Fullerton can obtain life insurance even at the age of eighty. However, many service providers may not offer competitive pricing to senior citizens. Those in their fifties or sixties may believe that they are too old, but they are frequently mistaken. Age-related rate increases become significant, especially after the age of forty.

  • How can life insurance benefit Fullerton residents beyond offering posthumous financial support?

    Life insurance is not just for people in Fullerton who need money after they die. Certain policies, such as whole or universal life insurance, accumulate cash value. Individuals can then use their savings to cover future expenses. Life insurance not only protects the family but also allows for savings and long-term financial planning.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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