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Best Health Insurance Agencies in Fullerton

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2023
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Advanco General Insurance Agency logo
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License Verified:

License: 0E89016

California Department of Insurance

Advanco General Insurance Agency

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2000 East Chapman Avenue, Fullerton, CA 92831
  • Life Insurance

Business Description

Advanco General Insurance Agency is an independent insurance company that serves clients in Fullerton. It offers personalized health insurance plans to customers to help them cover medical bills in the future. Its policies include annuities, disability income, long-term care, and whole life insurance. The company also offers risk protection coverage for homeowners, automobiles, and renters. Advanco General Insurance Agency strives to give its clients peace of mind through its services. Its carriers include Progressive, Safeco Insurance, and The Hartford.

License Verified:

License: 0E89016

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)
Assistance Insurance Agency logo
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License Verified:

License: 0585124

California Department of Insurance

Assistance Insurance Agency

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215 North 2nd Avenue, Upland, CA 91786
  • Life Insurance

Business Description

Assistance Insurance Agency is an independent, full-service insurance provider that has served people and business establishments in the Fullerton metro. The family-owned company has offered a variety of health insurance policies since 1979. Its team of agents assists its clients in managing their risks, finding suitable insurance coverage, and assessing their financial situations. Additionally, it offers auto, home, and commercial insurance through the carrier companies it represents, such as Safeco Insurance, Liberty Mutual, and Mercury Insurance Group.

License Verified:

License: 0585124

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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City Drive Insurance logo
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License Verified:

License: 0I46566

California Department of Insurance

City Drive Insurance

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238 South Orange Avenue, Brea, CA 92821
  • Life Insurance

Business Description

City Drive Insurance is a health insurance provider that serves Fullerton and the surrounding areas. It offers individual and family coverages and guides clients in shopping around for an appropriate plan from various choices both on and off the Exchange. The agency accepts special enrolment for health insurance, which means clients who just had a qualifying life event can avail of a plan outside the open enrolment period. City Drive Insurance also offers life insurance in term, whole, and universal forms.

License Verified:

License: 0I46566

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Covered California logo
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License Verified:

License: 0F19743

California Department of Insurance

Covered California

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721 East Imperial Highway, Brea, CA 92821
  • Individual Plans

Business Description

Covered California is an independent insurance company that serves the people of Fullerton and the surrounding communities. One of its five enrolling agencies, Collective Choice Insurance Solutions, offers Medicare products, such as Medicare Part A to D, Medicare Supplement plans, Medicare Advantage, and supplement health plans. The latter covers critical illnesses, accidents, and hospital confinement expenses. The company has a streamlined website that assists clients in finding suitable policy coverage for their specific needs.

License Verified:

License: 0F19743

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (33)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Double Team Insurance Services logo
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License Verified:

License: 0F00707

California Department of Insurance

Double Team Insurance Services

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107 North Richman Avenue, Fullerton, CA 92832
  • Life Insurance

Business Description

Serving the community of Fullerton, Double Team Insurance Services specializes in personal and commercial insurance lines, as well as health insurance plans. This family-owned and family-operated company has more than 25 years of experience in securing the financial future of its clients. Other available types of insurance products offered by the company include workers' compensation, bonds, mobile homes, and flood insurance plans. Double Team Insurance Services represents several top-rated insurance carriers to meet different kinds of individual and business needs.

License Verified:

License: 0F00707

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Ekno Insurance Services logo
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License Verified:

License: 0E95467

California Department of Insurance

Ekno Insurance Services

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324 South Brea Blvd, Brea, CA 92821
  • Individual Plans
  • Life Insurance

Business Description

Ekno Insurance Services is a health insurance provider that serves Fullerton. Its owner, Jonathan Ekno, and his team attend to the needs of individuals, Medicare beneficiaries, small businesses, and large companies. These professionals offer a variety of health insurance options, such as supplemental health insurance and prescription coverage. They also provide dental and vision insurance plans. Their other services include home, auto, and business insurance. Lastly, Ekno is a member of the Brea Chamber Of Commerce and Brea Rotary Club.

License Verified:

License: 0E95467

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Erin HouYing Chen Insurance Agency logo
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License Verified:

License: 0I64472

California Department of Insurance

Erin HouYing Chen Insurance Agency

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135 South State College Boulevard Suite 200, Brea, CA 92821
  • Individual Plans
  • Life Insurance

Business Description

Erin HouYing Chen Insurance Agency is an insurance brokerage owned and founded by Erin HouYing Chen, a licensed Insurance and Financial Services Agent and a Medicare Scholar, an educational program. Erin HouYing Chen ventured into the insurance industry in 2013, after working in retail management for several years. Most of the insurance coverage the agency offers to its clients revolves around senior services, specifically, in Medicare plans, long-term care insurance, travel medical and international health insurance, individual dental and vision coverage, life insurance for retirement & estate planning. Their services are available in Fullerton and nearby areas.

License Verified:

License: 0I64472

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Fourth Street Insurance Services, Inc logo
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License Verified:

License: 0737754

California Department of Insurance

Fourth Street Insurance Services, Inc

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P.O. Box 3429, Fullerton, CA 92834
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Founded in 1990, Fourth Street Insurance Services, Inc., provides health insurance solutions for individuals and businesses in Fullerton and its surrounding areas. The services it offers include dental, life, long-term disability, short-term disability, and medical coverage. The company works with multiple carriers, including Anthem Blue Cross of California, Health Net, and MetLife. The company's president and founder, Donna J. Corney, earned her license in 1984. She is a Life Underwriter Training Council Fellow and holds non-residential insurance licenses in Florida and Tennessee.

License Verified:

License: 0737754

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Henry Cong logo
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License Verified:

License: 0D04141

California Department of Insurance

Henry Cong

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2501 East Chapman Avenue, Fullerton, CA 92831
  • Individual Plans
  • Life Insurance

Business Description

Henry Cong is affiliated with State Farm as an insurance agent. He has been in the financial service industry for more than 20 years and he caters to clients in Fullerton and other surrounding areas. He offers a wide range of products, such as health, business, life, auto, and homeowners' insurance. State Farm agents like Cong help their clients in finding the right health insurance plan, such as Medicare Supplement, individual medical coverage, and supplemental health policies.

License Verified:

License: 0D04141

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Yelp
4.5 / 5 (15)
Google
3.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ophiana Insurance Services logo
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License Verified:

License: 0N13434

California Department of Insurance

Ophiana Insurance Services

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472 Plaza Sueno, Fullerton, CA 92832
  • Group Plans
  • Individual Plans

Business Description

OPHIANA Insurance Services is an independent insurance agency that provides health insurance policies to clients in Fullerton and its surrounding areas. The company offers a variety of healthcare plans such as Medicare Part A, Medicare Part B, Medicare Part D, Medicare Part C, and Medigap. Its licensed insurance agents help the clients choose the best coverage that suits them. OPHIANA Insurance Services represents different carriers such as Anthem Blue Cross, WellCare, UnitedHealth Group Incorporated, and Alignment Health Plan.

License Verified:

License: 0N13434

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Skyline Benefit Insurance Solutions logo
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License Verified:

License: 0M92208

California Department of Insurance

Skyline Benefit Insurance Solutions

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1301 West Valencia Drive, Fullerton, CA 92833
  • Health Insurance

Business Description

Skyline Benefit Insurance Solutions is an independent health insurance agency serving individuals and businesses in Fullerton. With access to various insurance partners, the agency provides a vast array of Medicare and other health insurance options. The specific insurance policies offered for individuals include Covered California Health Plans, dental and vision insurance, and Medi-Cal. For groups or businesses, options like group health insurance, group disability insurance, group dental and vision insurance, and self-funding insurance are available.

License Verified:

License: 0M92208

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.