Expertise.com
2024

Last updated:

Best Mortgage Brokers in Fresno

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Fresno Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

134

Reviewed

88

Curated

19

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
7485 N Palm Ave Ste 101, Fresno, CA 93711
  • Refinance

Why choose this provider?

Caleb Parmenter is the Fresno branch sales manager of the mortgage banker Big Valley Mortgage. He also operates as one of the company's loan officers and specializes in residential loan programs. As an advocate of equal housing opportunity, he assists borrowers in applying for HARP 2.0, home equity, and VA loans. Parmenter has been working as a local loan officer since 2012. Likewise, Big Valley Mortgage has been providing families with homeownership opportunities for 30 years.

License Verified:

License: 938569

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (49)
Facebook
4.8 / 5 (24)
Yelp
4.0 / 5 (6)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Fresno, CA
  • Refinance

Why choose this provider?

Agave Home Loans provides mortgage loans to homebuyers in Fresno. Representatives of this independent mortgage broker help clients choose loan options appropriate for their circumstances and needs. They also guide first-time purchasers in qualifying for conventional loans. In addition, they help them apply for VA, non-qualifying, and FHA mortgages. Doug Wang is the COO and company co-owner who has seven years of mortgage industry experience. He was a part of a big box lending firm before he started Agave Home Loans.

License Verified:

License: 1951574

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1071)
Zillow
5.0 / 5 (111)
Yelp
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
990 W Alluvial Ave Suite 103, Fresno, CA 93711
  • Refinance

Why choose this provider?

Marisol Espinoza is a loan officer connecting Fresno lenders to mortgage broker Western Financial Institution. Part of a team with 35 years of combined experience, she assists with the loan application process for fixed and customizable lending solutions like home purchase, jumbo, and government-backed loans, adjustable-rate mortgage, and home refinancing. Espinoza also links veterans to home loans, borrowers wanting to live in the outskirts to rural development loans, and seniors to reverse mortgages.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (76)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
755 North Peach Ave Suite H5, Clovis, CA 93611
  • New Construction

Why choose this provider?

Mav Mortgage is a Clovis-based company catering to clients in the Fresno area and the surrounding communities. It aims to guide individuals through the home loan process and helps them select from its mortgage options and loan programs, including construction, home equity, jumbo, refinance mortgages loans, as well as conventional fixed-rate and adjustable-rate mortgages. In addition, Mav Mortgage provides a loan calculator on its website that computes amortization, biweekly payment, debt consolidation, pre-payment, and qualification.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (84)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7575 North Del Mar Avenue, Fresno, CA 93711
  • Refinance

Why choose this provider?

Snap Home Loans is a mortgage brokerage that serves Fresno and the surrounding areas. It offers several loan options, such as 30- and 15-year fixed-rate mortgages, adjustable-rate mortgages, FHA and VA loans, 203k loans, and HARP loans. Reverse mortgages are also available for senior citizens looking to get some cash out of their home equity. In addition, Snap Home Loans assists people looking to refinance their mortgages by helping them consolidate their debt, lower their monthly payments, or pay off their mortgage more quickly.

License Verified:

License: 1094151

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (17)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
575 E Alluvial Ave, Fresno, CA 93720
  • New Construction
  • Refinance

Why choose this provider?

Lending Concepts is a full-service firm that offers comprehensive mortgage solutions to clients in Fresno and nearby areas. It helps clients of varying demographics, generations, and income brackets secure mortgage solutions that fit their unique needs. It offers various loan program options, such as FHA, VA, conventional, jumbo, 3% Down, and USDA loans. The firm also assists with mortgage refinancing for clients who want to reduce monthly payments, cash out some of their equity, or consolidate existing debts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (8)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
990 West Alluvial Avenue, Fresno, CA 93711
  • Multi-Family Loans

Why choose this provider?

Tiffany Pointbriand, Mortgage Broker serves the real estate purchasing and refinancing needs of the Fresno community. Her team matches clients from a diverse demographic with mortgage programs that meet their personal and financial goals. Their programs include down payment assistance, conventional FHA, VA, and USDA loans. Tiffany is praised by clients for her fast and efficient service. One satisfied client said that she got their loan approved on the same day as their meeting with Tiffany,

License Verified:

License: 1964374

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2560 W Shaw Ln #105, Fresno, CA 93711
  • Refinance

Why choose this provider?

Andrey Dimitrashuk is a Fresno-based loan officer affiliated with Advisory Home Loans. He guides clients through the process of finding and applying for various mortgage options, such as VA, FHA, USDA, and conventional loans. He works with prospective mortgagors to review financial factors, such as employment history and credit score, before recommending and guiding them through the mortgage product suited to their specifications. Andrey has over eight years of experience in the financial services industry. He holds a bachelor's degree in business management.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43060 Running Deer Drive, Coarsegold, CA 93614
  • Reverse Mortgages

Why choose this provider?

American Financial is a mortgage brokerage providing assistance to clients in Fresno and the surrounding areas. It strives to deliver tailored-fit services to its clients through its range of product options and investment tools. The brokerage's mortgage rate options include fixed-rate, adjustable-rate, interest-only, and graduated program mortgages. Clients can choose from the brokerage's array of loan programs, including FHA, VA, USDA, and jumbo loans. Additionally, it offers clients help in availing themselves of reverse mortgage loans.

License Verified:

License: 1075801

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7555 N Palm Ave Suite 105, Fresno, CA 93711
  • New Construction

Why choose this provider?

Alameda Mortgage Corp. is a family-owned and family-operated firm that serves customers in Fresno and the surrounding communities. Since 1968, its loan officers have been assisting clients who are looking to purchase a home or pay off debts, cash out, and reduce monthly payments through refinancing. They offer a variety of personalized loan options, including fixed-rate, adjustable-rate, jumbo, FHA, USDA, and VA. From consultation and appraisal to approval and closing, they work closely with clients to better meet their distinct requirements.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
653 W. Fallbrook Ave. Suite 102, Fresno, CA 93711
  • New Construction
  • Refinance

Why choose this provider?

Precision Home Loans is a mortgage lender that caters to clients in Fresno and the surrounding areas. It provides mortgage options, such as conventional, FHA, VA, and non-conforming home loans. It also offers fixed-rate mortgage loans, down payment assistance programs, jumbo loans, and adjustable-rate mortgages. Precision Home Loans is a division of the Alameda Mortgage Corporation. Debbie Kent, the company's vice president of compliance and licensing, has over 30 years of experience in the mortgage industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
516 West Shaw Avenue, Fresno, CA 93704
  • Refinance

Why choose this provider?

Sierra Mortgage is a Fresno-based company that helps families obtain the dream of homeownership. Its mortgage professionals offer a Location Efficient Mortgage that is designed for clients who want to purchase a property in an accessible location. This type of loan is available in certain types of markets. Other loan options are fixed and adjustable-rate, conforming, conventional, FHA, jumbo, and state and local housing programs. Sierra Mortgage also provides a refinancing program for condominiums, single and multi-family homes, and townhouses.

License Verified:

License: 1133052

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7050 N Fresno St. #210, Fresno, CA 93720
  • Refinance

Why choose this provider?

Kurt Goetz is a senior loan officer and branch manager for NEXA Mortgage. His office is located in Fresno. He offers several loan options, such as jumbo, reverse mortgage, FHA, VA, and 15- and 30-year fixed mortgage. For the past 17 years, Goetz has been advising first-time homebuyers and seasoned investors alike in choosing the appropriate programs that address their needs. He also guides homeowners through their first or recurring refinancing program. Goetz is a member of the Association of Independent Mortgage Experts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (89)
Google
5.0 / 5 (73)
Facebook
5.0 / 5 (11)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7050 North Palm Avenue, Fresno, CA 93650
  • New Construction
  • Refinance

Why choose this provider?

Prosperity Home Mortgage, LLC - Fresno is a privately held company that has been serving clients in and around its community since 2014. It offers USDA, FHA, VA, jumbo, renovation, and investor financing programs. It also provides fixed-rate and adjustable-rate mortgage solutions. The company assists low-income, disaster-impacted, and minority communities through Fannie Mae's HomeReady loan option. The company's president and CEO, Tim W. Wilson, has been in the mortgage industry for more than three decades.

License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 E Shaw Ave. Ste 105, Fresno, CA 93710
  • Refinance

Why choose this provider?

Craig Simons is a branch manager of Cherry Creek Mortgage's Fresno-based office. He offers mortgage consultations with interested applicants via e-mail or phone call. Craig educates first-time clients about different mortgage rates and annual fees for each loan option. He also assists them in getting pre-qualification for conventional and specialized loans. In addition, Craig advises clients that face foreclosure warnings or seek to reverse foreclosure decisions. Aside from loans, he offers to advise clients seeking refinancing options and calculate fixed or adjustable rate plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
755 North Peach Avenue, Clovis, CA 93611
  • New Construction
  • Refinance

Why choose this provider?

Kings Mortgage Services, Inc., is a full-service mortgage firm with a location in Clovis that serves clients in and around the local area, including Fresno. It offers a variety of loan products such as FHA, VA, USDA, jumbo, and conventional loans. The company can also consult with clients regarding refinancing their mortgages through its online application form and contact details found on its website. Kings Mortgage Services maintains an in-house underwriting, processing, and funding division. The business was established in 1997.

License Verified:

License: 264441

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
5.0 / 5 (92)
Facebook
4.0 / 5 (22)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
990 W Alluvial Ave, Fresno, CA 93711
  • New Construction
  • Refinance

Why choose this provider?

Western Pioneer Financial is a company that offers its services to individuals and families in Fresno and the surrounding communities. It provides various options for purchasing and refinancing homes, including 15- and 30-year fixed mortgages, adjustable rates, FHA, VA, and jumbo loans. It also handles reverse mortgages that assist clients 62 years and older in converting home equity to cash without monthly payments. The company's team brings more than 35 years of combined experience in the loan and real estate industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (37)
Facebook
5.0 / 5 (19)
Zillow
5.0 / 5 (8)

(+2 additional sources)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7946 North Maple Avenue, Fresno, CA 93720
  • New Construction

Why choose this provider?

Team Realty Blue is a Fresno-based full-service brokerage company that helps first-time buyers in purchasing homes and individuals selling properties. Its team of mortgage professionals ensures its clients understand all available loan options for their situation. Additionally, it is committed to providing ethical and professional service to promote long-term relationships. Customers can search for open houses, review featured listings, and assess their loan repayments using the calculator tool ​on its website. Team Realty Blue is a licensed Californian real estate broker.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Website
7067 N Mariposa St. Suite 105, Fresno, CA 93720
  • Refinance

Why choose this provider?

L.O.A.N. Services, Inc., caters to customers in the Fresno metro and the surrounding communities. It assists individuals who are looking to purchase new homes by offering various loan programs. These include jumbo, FHA, USDA, and VA loans. It provides different mortgage rate options, such as adjustable- and fixed-rate, graduated payments, and interest-only. The firm also serves homeowners who want to refinance their mortgage. L.O.A.N. Services walks the clients through the entire process, including prequalification, program selection, application, information verification, and closing.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (37)
Yelp
4.0 / 5 (4)
Zillow
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.