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Best Homeowners Insurance Agencies in Fremont

2024

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Providers

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Website
38069 Martha Avenue, Ste. 500, Fremont, CA 94536
  • Landlords

Why choose this provider?

Gleetopia Insurance is a firm that caters to clients in Fremont and the surrounding areas. The company provides homeowners' insurance to secure policyholders' assets in the event of natural disasters or catastrophic circumstances, covering the structure and the clients' valuables. Insurance professionals at the firm also write policies for automobiles, businesses, and life. They help clients find the right insurance that suits their lifestyle. Gleetopia Insurance serves families and businesses across California and Nevada.

License Verified:

License: 6003617

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Yelp
5.0 / 5 (15)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11960 Silvergate Dr Ste 101, Dublin, CA 94568
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Kwan Insurance Services is an independently owned and operated home insurance agency that has been serving the residents of Fremont, California, for more than 20 years. The company works with providers, such as The Hartford, Nationwid, and Blue Shield of California, and it offers homeowners and renters insurance for residences, condos, and mobile homes. These policies cover damage to the home and stolen items in the event of a burglary or natural disaster, as well as liability. Employees of Kwan Insurance Services speak Cantonese, Mandarin, and English, and the company also sells auto, life, and health insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6602 Owens Dr Ste 200, Pleasanton, CA 94588
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Established in 1992 as an independent agency, Pleasanton Valley Insurance Group assists clients within the Fremont, California, metro area with home insurance services, consulting them on desired policy areas and advising on additional coverage as necessary. This agency performs a high volume of insurance deals and consequently maintains a large network of affiliations with insurance providers, a circumstance it believes allows it to offer clients better rates and higher quality service. Pleasanton Valley Insurance Group also performs life and auto insurance services and offers large group umbrella policies for commercial or personal needs, bundling auto, health, and liability insurance coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6200 Stoneridge Mall Rd Ste 300, Pleasanton, CA 94588
  • Renter's Insurance
  • Condos
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Bridgetower Insurance Services is an independent insurance agency servicing the home insurance needs of property owners living in and around Fremont, California, and the surrounding metro area, including Pleasanton. The agency also serves customers in Washington State. Principal and owner Sallie Witt relies on more than a half-century of expertise in the insurance industry to help her clients identify the assets they need to protect and purchase the right level of home insurance to cover all potential losses. Bridgetower Insurance Services also sells auto, farm, life, and commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2083 Old Middlefield Way, Suite #206, Mountain View, CA 94043
  • Renter's Insurance

Why choose this provider?

Randy Chang is a State Farm agent who helps Fremont homeowners with insurance needs. He provides 24/7 virtual consultations for individuals who would like to secure an insurance policy for their properties like condos and autos. Chang also walks clients through the process of securing rented houses, businesses, and commercial vehicles, in addition to life insurance services. He can provide his services in a variety of languages such as Cantonese, Mandarin, Chinese (other), and Spanish.

License Verified:

License: 0H26878

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.7 / 5 (120)
Google
4.9 / 5 (98)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3 Waters Park Dr Ste 227, San Mateo, CA 94403
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Located in San Mateo, California, the Cavanaugh/Smith/Habel Insurance Agency has served the Bay Area as an independent agency since 1932. The firm works with insurance underwriters that include Fidelity, Safeco, Oregon Mutual, and Kemper Auto and Home. Its homeowners insurance products provide guaranteed repair or rebuild coverage, protecting homeowners against destructive events, including fires and windstorms, with additional options for flood and earthquake coverage. Home insurance policies also cover theft, personal liability, medical, and income loss protection. The Cavanaugh/Smith/Habel Insurance Agency also sells a range of condo, renters, and landlords insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3900 Union Street, Fremont, CA 94538
  • Multiple Carriers

Why choose this provider?

Kevin Jopes is a second-generation insurance agent who caters to clients in Fremont and the neighboring areas. He offers home insurance policies. He also provides auto, condo, business, life, and renters' insurance options. He assists clients in identifying gaps in their insurance portfolios. Kevin worked for State Farm in auto claims and management before becoming an agent and founding his agency in 2005. State Farm Life Insurance Company underwrites life insurance and annuities offered by Kevin and his team.

License Verified:

License: 0E00735

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (13)
Facebook
5.0 / 5 (11)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
43195 Mission Blvd, Ste B2, Fremont, CA 94539
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Rich Storelee is a State Farm insurance agent serving clients in Fremont and the surrounding areas. He offers homeowners' insurance that protects clients' homes and their valuables from unexpected risks. Rich also provides insurance products for condominiums, automobiles, workers, and renters. He has been a State Farm agent for 38 years, and he considers establishing relationships as one of the most rewarding aspects of his job. His insurance agency is committed to delivering insurance plans that suit the needs of clients through personal connections.

License Verified:

License: 0595470

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.7 / 5 (18)
Facebook
4.2 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
38750 Paseo Padre Parkway Suite A3, Fremont, CA 94536
  • Renter's Insurance
  • Condos
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Chris Hur is a State Farm insurance agent located in Fremont. Included in his line of products is homeowners' insurance, which provides property repair and replacement costs in cases of theft, vandalism, fire, or natural calamities involving lightning and hail. He also furnishes plans that protect homeowners' furniture, appliances, and collectibles, and additional policies for pet insurance are also available. Hur, who also offers renters', condominium, and earthquake insurance, began his career with State Farm in 2018. He speaks Korean fluently.

License Verified:

License: 0L06980

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (38)
Yelp
4.4 / 5 (20)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37405 Joseph Street, Fremont, CA 94536
  • Renter's Insurance
  • Homeowners

Why choose this provider?

Ivett Insurance Agency, Inc., has been serving clients in Fremont since 2007. It offers homeowners' insurance that protects clients' homes and their personal belongings from unexpected events. As an independent insurance agency, it provides insurance products for automobiles, renters, and recreational vehicles from multiple insurance carriers that include Fremont, Travelers, and Nationwide. Ivett Insurance Agency is committed to meeting the insurance needs of the metro area using its knowledge of the industry and the support of a network of insurance carriers.

License Verified:

License: 0F51750

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2140 Peralta Blvd Ste 103, Fremont, CA 94536
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Nam Int'l Insurance Services Inc. is an independent insurance agency located in Fremont, California. Home coverage specialists work with multiple A-rated carriers, such as The Hartford, Kemper Auto and Home, and MetLife, to find clients the right amount of coverage and comprehensive insurance packages at competitive rates. The company offers standard homeowners policies that cover the residence's structure, personal items, liability protection, and living expenses for temporary housing. Homeowners can add coverage for more named or all disasters, and choose special policies for older homes, condos, and renters. Insurance is also available for flood damage, vehicles, and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
31080 Union City Blvd Ste 201, Union City, CA 94587
  • Renter's Insurance
  • Condos
  • Earthquake
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Why choose this provider?

Locally owned and operated, Gill Financial & Insurance Services is an independent insurance agency located in Union City, California, and serving customers throughout the Fremont metro area. Agency director Manjit Gill has been in the insurance business since 1993. Gill Financial works with a large variety of insurance companies, including Nationwide, Progressive, Safeco, and Travelers. The agency offers home insurance policies to owners of houses, apartments, and condominiums. Policy options include dwelling coverage, protection for belongings, and personal liability coverage. Gill Financial also provides auto, life, health, and business insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (34)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2209 American Ave Ste 1, Hayward, CA 94545
  • Condos
  • Earthquake
  • Fire
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Serving the residents of Fremont and nearby areas, J and M Insurance is a firm in Hayward that offers a range of homeowners insurance options. Its home insurance policies include coverage for damages caused by fire and natural disasters, such as floods and earthquakes. Its team of experienced insurance professionals guides clients in selecting from the recommended insurance options based on their homes' locations. J and M Insurance also offers workers compensation, business, auto, and commercial insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
39668 Cedar Boulevard, Newark, CA 94560
  • Condos
  • Earthquake
  • Flood

Why choose this provider?

Wai Cheng Insurance Agency is a home insurance agency serving clients across Fremont. For more than 20 years, the company has served first-time home buyers and seasoned homeowners. The company is dedicated to listening to the client's unique needs and strives to protect the client's home and assets. Its homeowner's insurance policy covers liability, dwelling, personal belongings, and additional living expenses to provide a place to stay in cases where the client's home is under renovation.

License Verified:

License: 0G87201

California Department Of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
11740 Dublin Blvd Ste 205, Dublin, CA 94568
  • Renter's Insurance
  • Condos
  • Flood
  • Multiple Carriers
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Why choose this provider?

Serving clients throughout the Fremont, California, metro area since 1991, Rogers Insurance Solutions is an independent agency offering home insurance services for clients who need to insure primary or secondary homes, condominiums, or various structures contained on land that they own. It also structures special policies for clients who need to insure high value items such as jewelry or artwork. High net worth clients are a specialty area for this agency, and it frequently procures policies that cover property valued high above standard policy limits. Besides home insurance, Rogers Insurance Solutions performs auto and life insurance services as well.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • Does personal property insurance fall under a standard homeowners' policy in Fremont?

    Personal property coverage is not always included in a standard homeowners' policy in Fremont, which is why it's best to discuss this matter first with your insurer to ensure that you have your property covered. This coverage will assist in paying the actual cash value or replacement cost of your personal properties, such as clothing, appliances, and furniture.

  • Can homeowners' insurance in Fremont protect your home against fire damage?

    Your property will be protected from any replacement and repair costs resulting from fire damage if you purchase homeowners' insurance in Fremont. However, given that 56% of structures in Fremont are at risk of wildfire because of the area's drought risk, you might wish to improve your home's fire safety.

  • Can the replacement cost coverage of your homeowners' insurance pay for burglary-related expenses in Fremont?

    Yes. Your homeowners' policy will cover the costs of repair and replacement caused by a burglary in Fremont, even if the area has a lower crime rate than the national average. However, whether you have an actual cash value or replacement cost coverage will determine how much you'll get reimbursed. This is why you need to make sure that you are aware of your coverage before filing a claim.

  • In Fremont, is it possible to purchase homeowners' insurance for an uninhabitable home?

    If you purchase a standard homeowners' insurance policy for an empty or unoccupied property in Fremont, the policy will not cover any liabilities. These include fire damage or claims lodged against the property. The policy will be rendered useless as a result. If so, you will need to purchase special insurance for vacant homes that can offer you all the protection you need.

  • What factors and qualifications should you look for when you're buying homeowners' insurance for your green home in Fremont?

    Finding an insurer who can provide you with a cost-effective rate based on various environmentally friendly aspects of your home is essential for green homeowners in Fremont, and you can accomplish this by comparing quotes from more than three insurance providers. Since it is worthless to invest in home insurance that would fail to give you appropriate help in case of a disaster, you should also evaluate the overall coverage that you might be obtaining from your homeowners' insurance.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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