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Best Mortgage Refinance Companies in Fontana

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2023
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Adam Tice logo
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License: 289398

Nationwide Multistate Licensing System and Registry

Adam Tice

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3595-1 Inland Empire Blvd Ste 1240, Ontario, CA 91764
  • Reverse Mortgages

Business Description

Adam Tice is a loan originator for Mark 1 Mortgage. He guides homeowners in and around the Fontana metro through the process of refinancing their existing loans for cash-out or lower interest purposes. Conventional, jumbo, construction, VA, FHA, and private money lending programs are among the available options. Adam’s clients include first-time mortgagors, move-up buyers, and property investors. He works with an eye for communication and keeps customers informed on the status of their loan applications.

License Verified:

License: 289398

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.9 / 5 (35)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Best Option Mortgage logo
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License: 362312

Nationwide Multistate Licensing System and Registry

Best Option Mortgage

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8280 Aspen St., Rancho Cucamonga, CA 91730
  • Reverse Mortgages

Business Description

Best Option Mortgage helps residents of Fontana lower their interest rates and reduce the terms of their mortgages through refinancing. The mortgage bank provides a flexible mortgage process to present loan options and rates tailored to clients' needs and financial circumstances. Its loan officers have more than 55 years of combined industry experience and work with first-time buyers and real estate veterans. They focus on mortgage loans, which means fast turnaround times for clients looking to purchase or refinance their homes.

License Verified:

License: 362312

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
––
Firm Foundation Finance Inc logo
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License: 1625398

Nationwide Multistate Licensing System and Registry

Firm Foundation Finance Inc

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4345 E Lowell St #N,, Ontario, CA 91761
  • New Construction

Business Description

Firm Foundation Finance Inc caters to residents in Fontana. It assists clients looking to refinance their mortgages to get a lower interest rate and receive cash out for beg events or to pay off college funds. It also has various options for first-time home buyers. Firm Foundation Finance offers multiple loan types, including conforming, jumbo, HA, VA, and reverse mortgages. Down Payment Assistance loans are available. The company is headed by Karen, a mortgage broker with over a decade of experience.

License Verified:

License: 1625398

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (24)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fund Rite Mortgage logo
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License: 1378789

Nationwide Multistate Licensing System and Registry

Fund Rite Mortgage

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3155 Sedona Court Suite C #2, Ontario, CA 91764

Business Description

Fund Rite Mortgage addresses the home loan needs of first-time homeowners and seasoned veterans in Fontana and its nearby communities. The company offers a variety of mortgage refinance options, such as adjustable ARM, jumbo, VA, fixed rate, FHA, and USDA. Its team of loan officers helps first-time home buyers in the process of home purchasing and selling, including comparing rates from various lenders and advising them in choosing the loan program based on their needs.

License Verified:

License: 1378789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (37)
Google
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Integrity Home Finance logo
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License: 155795

Nationwide Multistate Licensing System and Registry

Integrity Home Finance

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9327 Fairway View Place, Rancho Cucamonga, CA 91730
  • New Construction

Business Description

Integrity Home Finance caters to the mortgage needs of residents in Fontana and the surrounding areas. It helps borrowers who are considering refinancing their existing mortgage to reduce interest rates, cash out the equity, or consolidate debt. The professionals assist clients in accomplishing the refinancing process, starting from home appraisal and income verification to application and closing. Integrity Home Finance is part of Golden Empire Mortgage, which has been serving clients for more than 30 years.

License Verified:

License: 155795

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (77)
Google
4.1 / 5 (13)
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Loans by Brad logo

License Verified:

License: 268281

Nationwide Multistate Licensing System and Registry

Loans by Brad

9267 Haven Ave. #270, Rancho Cucamonga, CA 91730
  • New Construction

Business Description

Loans by Brad is a Fontana-based company that provides personalized mortgage solutions to individuals who aim to refinance their existing loans. It assesses clients' financial needs and formulates a mortgage refinancing program that can help pay off their existing loans. It helps reduce interest rates and monthly payments or changes the length of the term of the existing mortgage loan. The branch manager, Brad Bennett, has been providing mortgage lending programs for over 30 years.

License Verified:

License: 268281

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
New Beginnings Mortgage logo
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License: 1050562

Nationwide Multistate Licensing System and Registry

New Beginnings Mortgage

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9045 Haven Ave., Rancho Cucamonga, CA 91730
  • Reverse Mortgages

Business Description

New Beginnings Mortgage delivers loan and refinancing products to locals in Fontana. The company's purchase options are aimed at individuals who are in the market for single and multi-family properties intended for principal residency or investment. The programs include fixed and adjustable rate mortgages for first-time borrowers and those with existing debts that need to be refinanced. New Beginnings Mortgage maintains a blog that is updated weekly with articles discussing the ins and outs of buying houses.

License Verified:

License: 1050562

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Pacific Lending logo
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License Verified:

License: 1156766

Nationwide Multistate Licensing System and Registry

Pacific Lending

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4141 Inland Empire Blvd., Ontario, CA 91746
  • Reverse Mortgages

Business Description

Pacific Lending is a direct lender that provides mortgage refinance to homeowners in Fontana and nearby areas. The company guides clients in navigating the lending process and assists them in creating solutions to reduce monthly payments, loan terms, and interest rates that suit their needs. It provides various mortgage programs, such as reverse, non-conforming, jumbo, FHA, USDA, and VA loans. More than 10,000 people have benefited from Pacific Lending's assistance in reaching their financial objectives.

License Verified:

License: 1156766

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.8 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Spectrum Capital Group logo
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License Verified:

License: 246610

Nationwide Multistate Licensing System and Registry

Spectrum Capital Group

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1945 Chicago, Ave, Suite B, Riverside, CA 92507

Business Description

Spectrum Capital Group facilitates refinancing programs to serve the loan needs of homeowners in Fontana. Led by the husband-and-wife team of Philip and Sarah Saucedo, its staff assists borrowers in refinancing existing mortgages and guides them throughout the application process. The Saucedos and their staff compare and pick better rates, assist with property valuation, and create customized solutions to cash out equities or lower interest rates. Philip and Sarah have been serving the community for over 20 years.

License Verified:

License: 246610

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Statewide Funding Inc. logo
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License: 1105497

Nationwide Multistate Licensing System and Registry

Statewide Funding Inc.

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3190 Shelby Street Ste A2, Ontario, CA 91764
  • New Construction

Business Description

Statewide Funding Inc. is a privately held mortgage banker that has been offering loans to homeowners in Fontana since 2013. It offers refinance loans to single-family, multi-family, condominiums, townhouses, and manufactured homes to help homeowners obtain lower monthly payments, shorter terms, or get cash from equity. The company, which has over 100 loan officers in various branches, also offers FHA, VA, USDA, reverse, home equity, and non-QM loans. In addition, commercial, private, and hard money loans are available.

License Verified:

License: 1105497

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (21)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Steve Chavarria logo
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License: 354667

Nationwide Multistate Licensing System and Registry

Steve Chavarria

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9431 Haven Ave Ste. 232, Rancho Cucamonga, CA 91730

Business Description

Steve Chavarria is a mortgage broker who helps individuals and families in Fontana with their home purchases. He offers both conventional and government-back loans and assists his clients from the mortgage planning stage to the loan approval process. Chavarria aims to provide a transparent service by utilizing a presentation analysis tool where clients can see various mortgage options and the broker's advice. The agent has been in the mortgage industry for more than 17 years.

License Verified:

License: 354667

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
TDR Mortgage logo
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License Verified:

License: 390767

Nationwide Multistate Licensing System and Registry

TDR Mortgage

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188 D St., Upland, CA 91786
  • Reverse Mortgages

Business Description

TDR Mortgage & Real Estate Group handles the needs of home buyers, sellers, and owners in Fontana and the surrounding locations. The company offers clients various loan options, including home refinance. Its home refinance process includes completing a refinance analysis, getting options according to clients' specific scenarios and criteria, comparing mortgage interest rates and terms, and selecting the most suitable program. Its loan officers also help clients with federal housing administration loans, fixed-rate mortgages, adjustable-rate mortgages, and conforming loans. Teresa Tims has been operating the company since 1998.

License Verified:

License: 390767

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (63)
Facebook
4.8 / 5 (56)
Google
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.