Expertise.com

Best Health Insurance Agencies in Folsom

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Health Insurance Agencies FAQs 〉

Last updated:

Website
Willow Creek Dr, Folsom, CA 95630
  • Life Insurance
  • Medicare

Why choose this provider?

Stuart Stackhouse Insurance Agency provides an array of products and services in the Folsom metro and nearby areas. It caters to families and individuals who want to obtain health insurance plans. The company creates customized Medicare plans and dental and vision coverages suited to clients' needs. It also offers life insurance, which includes term, whole, universal, and final expense coverages. Owner Stuart Stackhouse is an insurance broker who has been in the industry for 20 years.

License Verified:

License: 0C92832

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
193 Blue Ravine Road, Suite 180, Folsom, CA 95630
  • Individual Plans
  • Life Insurance

Why choose this provider?

Servicing clients in Folsom, Cal Interstate Insurance Services handles renters’ policies for homes, apartments, or condos. The company provides a safety net for valuable items like jewelry, electronics, furniture, and computers in case of fire, burglary, or theft. Its renters’ insurance includes personal liability if someone else is injured in a client’s home, living expenses if clients need to move out for repairs, and property damage. The company can also add riders for valuable items like watches, furs, or a rare coin collection.

License Verified:

License: 0G26034

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
705 Gold Lake Dr Ste 260, Folsom, CA 95630
  • Life Insurance
  • Health Insurance
  • Personal Insurance

Why choose this provider?

Kyle Middleton is a State Farm insurance agent serving clients in Folsom and nearby areas. He offers health insurance products for individuals and families, providing coverage for medical expenses and supplemental health options. He also assists with Medicare supplement plans and life insurance. Kyle is a third-generation State Farm agent that has been in the industry since 1999. His agency has insurance products for automobiles, homeowners, renters, and businesses, as well as coverage for collectibles and jewelry.

License Verified:

License: 0C83732

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (47)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2880 Sunrise Boulevard, Suite 142, Rancho Cordova, CA 95742
  • Health Insurance
  • Medicare

Why choose this provider?

Austin Boyd Insurance Solutions focuses on Medicare insurance services for policy buyers in Folsom and the rest of the Greater Sacramento area. Its health insurance solutions include Medicare Supplement to cover remaining costs that Medicare does not pay, Advantage plans for additional benefits, and Medicare Part D for prescription medication payments. Accidental insurance and dental and vision coverage are also available. The business provides insurance consultations for clients, aiming to help them look for policies that match their needs.

License Verified:

License: 4002159

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Can you still get an affordable health plan in Folsom if you have a medical condition?

    Under the Affordable Care Act, no insurer is required to charge you extra or deny coverage based on your medical condition. Therefore, you can get affordable health plans in Folsom even with your condition. However, the ACA rule is not imposed on "grandfathered" individual health insurance. These "grandfathered" plans are those sold by private insurance companies on or before March 23, 2010.

  • Are their health care services for Folsom individuals who are not eligible for Medi-Cal or similar programs?

    Yes, Sacramento County has programs for Folsom individuals otherwise ineligible for Medi-Cal or similar programs. These programs are Healthy Partners and County Medically Indigent Program (CMISP). For questions on eligibility, call Primary Health Services at 916-874-9238 or the County Health Clinic at 916-874-9670. Applications can be obtained from: Primary Care Clinic and Pharmacy 4600 Broadway, Sacramento, CA. 95820​

  • Can you enroll in a health plan at any time in Folsom?

    It depends. An imposed open enrollment period—usually from November 1 to January 31—for new health plans. Outside this period, you cannot enroll in a new plan in Folsom unless there is a qualifying event, which necessitates coverage as soon as possible. These events include getting married, losing employer-based health insurance, adopting a child, or moving to California. In these cases, you have 60 days to enroll in a new plan since the qualifying event happened.

  • What can you do if your doctor in Folsom does not accept Medicare?

    Try to search Medicare's healthcare directory and research the doctors listed. Remember to call before visiting their office to confirm if they accept Medicare. If you think you can no longer afford the fees of your doctor, try asking them for a referral to a Folsom doctor who accepts Medicare. Consider visiting an urgent care center, as these institutions accept Medicare.

  • Does vision insurance in Folsom offer discounts on services?

    One type of vision insurance in Folsom—the product and discount plan—simply gives discounts on qualified benefits, usually in percentages, some up to 20%. The discount benefits of such a plan can be for annual eye exams, prescription lenses, eyeglasses, and contact lenses. This plan can be an advantage because of its one-time low yearly cost. Families can get even lower costs compared to individual plans. Some of its disadvantages are limited benefits and higher out-of-pocket expenses.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

Related Articles

Featured

How To Get Health Insurance

In this article, we’ll explore the world of health insurance, providing insights into employer-sponsored plans, individual in...

Featuredcovid-vaccine-health-insurance-banner

Survey: 3 Out of 10 Think Unvaccinated Should Pay More for Health Insurance

We surveyed 600 adults, asking them questions, if they’ve gotten vaccinated, why they decided to get vaccinated, and if they ...