Best Health Insurance Agencies in Folsom

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Austin Boyd Insurance Solutions logo

Austin Boyd Insurance Solutions

2880 Sunrise Boulevard, Suite 142, Rancho Cordova, CA 95742
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  • Health Insurance
  • Medicare

Austin Boyd Insurance Solutions focuses on Medicare insurance services for policy buyers in Folsom and the rest of the Greater Sacramento area. Its health insurance solutions include Medicare Supplement to cover remaining costs that Medicare does not pay, Advantage plans for additional benefits, and Medicare Part D for prescription medication payments. Accidental insurance and dental and vision coverage are also available. The business provides insurance consultations for clients, aiming to help them look for policies that match their needs.

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Cal Interstate Insurance Services logo

Cal Interstate Insurance Services

193 Blue Ravine Road, Suite 180, Folsom, CA 95630
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  • Individual Plans
  • Life Insurance

Servicing clients in Folsom, Cal Interstate Insurance Services handles renters’ policies for homes, apartments, or condos. The company provides a safety net for valuable items like jewelry, electronics, furniture, and computers in case of fire, burglary, or theft. Its renters’ insurance includes personal liability if someone else is injured in a client’s home, living expenses if clients need to move out for repairs, and property damage. The company can also add riders for valuable items like watches, furs, or a rare coin collection.

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Kyle Middleton logo

Kyle Middleton

705 Gold Lake Dr Ste 260, Folsom, CA 95630
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  • Life Insurance
  • Health Insurance
  • Personal Insurance

Kyle Middleton is a State Farm insurance agent serving clients in Folsom and nearby areas. He offers health insurance products for individuals and families, providing coverage for medical expenses and supplemental health options. He also assists with Medicare supplement plans and life insurance. Kyle is a third-generation State Farm agent that has been in the industry since 1999. His agency has insurance products for automobiles, homeowners, renters, and businesses, as well as coverage for collectibles and jewelry.

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Stuart Stackhouse Insurance Agency logo

Stuart Stackhouse Insurance Agency

Willow Creek Dr, Folsom, CA 95630
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  • Life Insurance
  • Medicare

Stuart Stackhouse Insurance Agency provides an array of products and services in the Folsom metro and nearby areas. It caters to families and individuals who want to obtain health insurance plans. The company creates customized Medicare plans and dental and vision coverages suited to clients' needs. It also offers life insurance, which includes term, whole, universal, and final expense coverages. Owner Stuart Stackhouse is an insurance broker who has been in the industry for 20 years.

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Frequently Asked Questions

Q: Is there a tax credit for having health insurance?

A: The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Q: Do employers have to offer health insurance?

A: The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Q: Do you have to pay a health insurance deductible upfront?

A: In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

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