Best Mortgage Brokers in Fairfield

1st Credential Mortgage, Inc., offers various loan programs to individuals and families from the Fairfield metro. Its staff offers VA, FHA, and conventional programs, along with home equities and refinancing opportunities. It draws comprehensive information from the real estate and mortgage markets to provide clients with the necessary data to help them measure their loan options in line with their financial means. It assesses an applicant's credit and employment histories, as well as preferred payments, terms, and potential lenders in the industry.

Home Loans by Ed Esteban addresses inquiries and concerns involving mortgage applications from clients within the Fairfield metro. Esteban employs comprehensive consultations where he assesses each prospective applicant's existing loans and credit scores to determine their qualifications for specific mortgages. He scrutinizes requirements, provides comparisons between different programs, and draws relevant information from changes in the real estate market and prevailing interest rates. His options offer coverage opportunities for various domestic and financial endeavors, including home improvement, debt consolidation, and retirement planning.

Jai Ramaiya is a mortgage broker serving clients in Fairfield. She offers various mortgage loan programs to homeowners and first-time home buyers, including conventional, renovation, and cash-out refinance, as well as VA and FHA. Jai has been a Solano County resident since 1987, providing her with a thorough understanding of the local market. She also works with Realtors in the area and has access to several lenders to help clients achieve their mortgage goals. Jai has more than 30 years of industry experience.

JNucum Home Loans serves property seekers in Fairfield and its surrounding communities. The facility offers multiple loan programs, such as USDA, HARP, FHA 203K, conventional, VA, and jumbo loans. Founder and owner Jeanine Nucum assists first-time homebuyers throughout the process. She had held roles in several departments in the mortgage trade, including consumer sales, recruiting and marketing, development of mortgage technology, and post-closing. She has been working in the industry for more than 20 years.

Napa Valley Lending provides home financing solutions to clients in Fairfield and nearby areas. Its mortgage brokers help borrowers who want to refinance their outstanding loans for different reasons, such as consolidating debts, lowering monthly payments, or modifying loan terms. They also help families achieve their dream homes through various mortgage programs, including jumbo, FHA, and VA loans. Construction, commercial, and investment lending options are also available. Ellen Kohagura, the company's branch director, is a member of the North Bay Association of Realtors.

Network Independent Mortgage Brokers has been helping Fairfield customers secure home loans and refinancing for more than 29 years. It is owned and operated by George R. Kalis, an NMLS-certified mortgage broker and veterans loan specialist. Through mortgage refinancing, Kalis and his loan officers help customers get lower interest rates, reduced monthly payments, lower closing costs, and cash-out equity. The company also helps client convert their existing adjustable-rate mortgage to fixed-rate mortgages, which is more stable over time.