Best Mortgage Brokers in Escondido

2022

Avant Capital

• New Construction

Serving the Escondido area, Avant Capital offers a wide range of mortgage options to its clients. The company specializes in various types of mortgages and has developed long-term relationships with several lenders. Its professional loan consultants also help find the right loan for borrowers and are knowledgeable about the mortgage underwriting process. Some of the loan options the company handles are 30- and 15-year fixed-rate mortgages, adjustable-rate mortgages, jumbo loans, reverse mortgages, and FHA loans.

Bay Shore Mortgage

• Refinance
• New Construction

Bay Shore Mortgage offers house-buying clients with loan programs in Escondido and San Diego County. Mortgage broker John McNulty owns the NAMB-member firm. He holds a BS degree in Finance and an MBA in Finance & Marketing and has over twenty-five years of loan lending experience. The team's purchasing and refinancing programs include conventional loans (with fixed and adjustable rates), government loans (FHA and VA), and HARP loans. Interested clients can apply for these loan options online.

Blue Horizon Realty & Lending, Inc.

• Purchase Transactions
• Refinance

Blue Horizon Realty & Lending, Inc., helps Escondido residents achieve their dream of homeownership through a wide range of loan options. Some of these loan programs include conventional, jumbo, delayed financing, FHA, VA, and USDA loans. In addition, Blue Horizon Realty & Lending offers down payment assistance and renovation loan programs. Its team consists of Realtors and loan officers with several years of industry experience. These professionals can provide assistance to both English and Spanish-speaking clients.

Bright Path Funding Inc.

• Refinance

Bright Path Funding Inc. is a mortgage brokerage firm that has been serving Escondido, San Diego, and the surrounding communities for more than 35 years. It specializes in offering services such as VA home loans, cash-out, and IRRR loans. VA refinancing helps service personnel and their families consolidate debt, get a lower interest rate, or lower their monthly payments. Bright Path Funding also offers VA IRRL, also known as the Streamline Program, that allows clients to defer two house payments and receive their escrow back.

Clay Robison

• Refinance

Clay Robison, from American Pacific Mortgage, has been advising home buyers in the Escondido area for over 27 years. He helps his clients choose the best loan program that will allow them to maximize their liquidity and financial safety. He offers guidance on acquiring conventional loans, jumbo loans, USDA, VA, and FHA loans. In addition, he is also passionate about educating individuals on how to achieve financial security by using real estate as a wealth creation tool.

Cornerstone First Mortgage

• Refinance

Cornerstone First Mortgage is a full-service brokerage that helps Escondido home buyers and real estate investors in securing a suitable property through home loan programs. It assists clients with particular needs through its offerings that include fixed-rate mortgages, rehab loans for renovation needs, and FHA and VA loans. The firm is also a full-service mortgage lender, which means that it can assist its clients both with loan processing as well as with underwriting and funding.

Crest Funding Group

• Refinance
• New Construction

Crest Funding Group is a mortgage brokerage firm that serves clients in Escondido. It specializes in first-home purchase, commercial mortgage, VA, and jumbo loans, as well as loan refinancing. It also offers fixed-rate, adjustable-rate, and interest-only loans. Crest Funding Group is managed by Dan and Emily Palmer, who have over 30 years of combined experience. They are both members of the National Association of Mortgage Brokers and the National Association of Realtors.

Dana Cunningham

• New Construction

Dana Cunningham is a mortgage broker with over twenty years of industry experience. She helps clients in Escondido and nearby areas who need assistance with jumbo loans, conventional financing, and FHA loans. Her years in the industry have helped her navigate through changing financial markets. She also helps with refinancing existing loans. The services she offers are clear and simple. She is also knowledgeable in niche loan products like construction or self-build loans and the Doctor’s Loan Program.

Dave Pennington

• Refinance

Dave Pennington is a loan advisor with more than 18 years of experience. He provides comprehensive mortgage advice and guidance to clients in Colorado Springs, Encinitas, and the surrounding areas. Pennington has a Business Administration degree in Real Estate and Urban Land Economics and is a branch manager at RPM Mortgage. He specializes in one- to four-unit residential financing and a variety of loan options. He has also been given a 5 Star Mortgage Professional award by the San Diego Magazine for eight years.

Express Funding Mortgage Company

• Reverse Mortgages
• Refinance

Express Funding Mortgage Company was opened in 1998 and now serves the residents of the Escondido area and its surrounding communities. With over 22 years of experience in mortgage brokerage, it assists clients and homebuyers by connecting them to its vast network of lenders and helping them select the most suitable loan option available for their specific needs, goals, and financial status. Some of the loan products it offers are new purchase mortgages, FHA loans, mortgage refinancing, vacation home financing, and reverse mortgages.

homePERQs

• Multi-Family Loans
• Refinance

homePERQs is a real estate company that also offers mortgage planning and education. Serving Escondido homebuyers, its team of advisors has access to loan programs from multiple lenders, allowing them to find financing options that match clients' individual needs. They provide support even after years that the mortgage has closed, checking if clients need refinancing or purchasing assistance. In addition to providing mortgage advice, homePERQs also guides clients in the home listing and acquiring process.

InterFinancial Capital Mortgage

• Reverse Mortgages
• Refinance

InterFinancial Capital Mortgage is a mortgage lender that serves the residents of Escondido and the rest of California. It assists different types of clients with their mortgages, including first-home buyers, veterans, and those looking to refinance outstanding mortgages. It specializes in FHA, VA, HARP, USDA, and jumbo loans. It also handles cash-out home loans, home equity loans, and reverse mortgages. Its owner, David Church, has been working in the mortgage industry for almost three decades.

John F. Gillis

• Multi-Family Loans

John F. Gillis is the branch manager of Benchmark Mortgage in San Diego, a mortgage firm that offers home financing solutions to clients in the Escondido metro and nearby communities. John is a certified mortgage planner and advisor who has been in the real estate finance industry for more than 25 years. Some of his loan programs include conventional loans, veteran loans (VA loans), USDA loans, FHA loans, and jumbo loans. He also assists clients seeking to replace their current mortgage plans through refinancing.

John Yeager

• New Construction

John Yeager is a branch manager at Summit Mortgage Corporation with three decades of residential lending experience. He provides personalized services to individuals, families, and real estate professionals in Escondido. He specializes in home loan programs, such as conventional, FHA, USDA, VA, and jumbo loans. He simplifies and expedites the loan application for clients, helping them find the loan option that best fits their needs. Clients have praised Yeager for keeping them updated and informed throughout the loan process.

Michael A Deery

• New Construction

Michael A. Deery is a mortgage broker that leads Citywide Financial Corp., which covers residents of Escondido and its surrounding areas. With over 20 years of experience, Michael offers to examine and compare the rates of different loan programs, from conventional to investment property loans. He also underwrites for those applying for pre-qualification and can connect clients to over 50 different banks. Outside of the office, Michael writes a bi-weekly mortgage newsletter entitled "The Mortgage and Real Estate Market Insider."

Pacific Sun Mortgage, Inc.

• Refinance

Pacific Sun Mortgage, Inc., is an independently owned brokerage company serving clients in Escondido and the surrounding areas. Established in 1983, the company focuses on mortgage refinancing and home purchase loans. It works with both homebuyers and homeowners and provides loan programs such as fixed-rate and adjustable-rate mortgages, VA and FHA loans, as well as hybrid ARMs. It also offers reverse and graduated-payment mortgages. Founders Larry and Debbie Silvett have more than four decades of combined industry experience.

Presley Financial

• New Construction

Presley Financial offers mortgage brokerage services in and around the Escondido metro. The company partners with multiple lenders in order to find the best possible solutions for its clients. It provides assistance in understanding and accessing different loan programs, including conventional, jumbo, FHA, and USDA loans. Scott Presley, its mortgage broker, has been in the industry since 1993. A finance graduate and certified veterans loan specialist, Scott adopts a hands-on approach and prepares a detailed spreadsheet for financial analysis.

Ranch & Coast

• Refinance

Ranch & Coast is a mortgage firm started by Elvin Wesley in October 2006. Wesley has more than 20 years of experience in the mortgage industry. Wesley and his team of mortgage professionals are equipped with knowledge of the financial market. They offer different loan programs for clients in Escondido who have plans to purchase a new home, refinance a home, or consolidate debt. Some of the loans offered are home equity, commercial finance, lot or land, construction, and residential purchase loans.

Rancho Coastal Funding

• Refinance

Rancho Coastal Funding is a mortgage broker company specializing in providing mortgage products to clients in the Escondido metro. Its NMLS-certified loan professionals are committed to helping clients pass the pre-qualification phase and successfully secure funding for new home purchases and mortgage refinancing. Some of the firm's products include conforming loans and jumbo loans. Rancho Coastal Funding's website also contains various guides and calculators that help in comparative analyses and pre-qualification applications. The company aims to help clients get the loans that match their needs.

San Vicente Mortgage

• Refinance

San Vicente Mortgage provides lending solutions to Escondido residents looking to purchase a new home or refinance their existing homes. It offers pre-qualification and loan programs and refinance options for a variety of needs such as home improvement, debt consolidation, or business capital. Its loan products include USDA mortgage loans, VA mortgage loans, and FHA mortgage loans. San Vicente Mortgage is managed by Christie Carlson and Jason DeLeo, both veterans in the mortgage industry.

Steve Kaufman

• New Construction

Steve Kaufman is an experienced mortgage professional who assists individuals seeking help with home purchasing and refinancing. Kaufman is a loan officer from PGS Home Loans, a mortgage brokerage firm founded by Josh Jelsing that focuses on educating people about the benefits of homeownership. Serving clients in Escondido, he offers a wide range of loan options for a variety of mortgage needs. These include VA, conventional, interest-only, bridge, and foreign national loans.

Superb Mortgage & Real Estate

• New Construction

Superb Mortgage & Real Estate is a full-service mortgage and real estate brokerage firm that serves Escondido and surrounding areas. Owner and broker Brian Simantel specializes in residential purchases and refinances. Having developed strong relationships with lenders, the firm offers various mortgage products such as conventional loans, FHA loans, and VA loans for first-time homebuyers and seasoned investors. Superb Mortgage & Real Estate has received the Five Star Mortgage Professional Award from SD Magazine ten times, among its many awards in the industry.

Town & Country Home Loans, Inc.

• Refinance

Town & Country Home Loans, Inc., is a mortgage brokerage near Escondido that offers qualification, application, and loan approval assistance to individuals in the metro. The company helps home buyers obtain appropriate mortgage solutions and guides clients through the mortgage refinancing process. Owner Stephanie Norvell has been a licensed mortgage broker since 1995. She worked as a receptionist in a loan office when she was 18 and then proceeded to establish the company after gaining experience in different mortgage industry areas.

Walid Ajmal

Capital Property Brokers specializes in home loans and finance options for buyers and sellers in Escondido. Zabi Tokhi, mortgage broker, can assist with the loan pre-qualification process via email or phone. When locking in interest rates, the company's team of loan officers can help review the type of property, loan amount, and credit standing of the borrower. It deals with real estate investments and helps analyze a property's value. Listings and price deductions are constantly updated.