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Best Life Insurance Companies in Escondido

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Arlan Knutson Insurance Agency logo

Arlan Knutson Insurance Agency

3235 Old Highway 395, Fallbrook, CA 92028
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  • Life Insurance
  • Individual Plans
  • Long Term Care

Arlan Knutson Insurance Agency serves Escondido residents with an array of individual life insurance options. These include level term, annual renewable term, and whole life insurance. It also offers second-to-die policy that allows beneficiaries to pay off estate taxes without liquidating the personal assets of their deceased loved ones. In addition, Arlan Knutson Insurance Agency specializes in home, farm, business, and auto insurance. This family-owned and operated insurance agency has been in the business for more than a decade.

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Broker Solutions logo

Broker Solutions

9921 Carmel Mountain Rd San Diego, CA 92129, San Diego, CA 92129
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  • Life Insurance
  • Health Insurance

Broker Solutions is an insurance service provider that addresses client concerns from individuals and families in Escondido and its surrounding areas. It offers life, health, and medicare insurance assistance. Its life insurance options include term, whole, and universal. The differences between these three heavily depend on the time period and premium flexibility. Previous clients of the agency note its CEO, Ed Feast's commitment to thoroughly explain the process and every option's differences. Broker Solutions accepts in-home appointments.

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CA Insurance Now logo

CA Insurance Now

6119 La Granada, Rancho Santa Fe, CA 92091
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  • Life Insurance

CA Insurance Now is a boutique insurance and financial services agency that caters to customers in Escondido and the surrounding areas. The agency specializes in a broad variety of insurance products, including life, auto, and home insurance. Its life insurance policies cover multiple areas, including advance planning, estate probate, estate settlement process, and obituary planning. John E. Pollard is the associate general agent of CA Insurance Now, which represents the American National Insurance of Rancho Santa Fe.

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D A Insurance Brokers logo

D A Insurance Brokers

665 North Escondido Boulevard, Escondido, CA 92025
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  • Life Insurance
  • Health Insurance

DA Insurance Brokers is a locally owned and operated business offering personal and group insurance solutions in Escondido. Its team of specialists helps clients shop for a life insurance policy that matches their financial and personal needs. Some of the options they offer include individual and group life insurance, long-term care, disability, and mortgage protection insurance policies. In addition to life insurance, the firm also provides health insurance packages, including vision, dental, prescription, and medical expense plans.

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Dennis Duffy logo

Dennis Duffy

North Centre City Parkway, Escondido, CA 92026
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  • Life Insurance

Dennis Duffy is a Farmers district manager who is based in Escondido. He offers life, homeowners', auto, and specialty insurance coverages to individuals in the area. Through Farmers, Duffy presents different life insurance options categorized into term, whole, and universal life plans. He also assesses which insurance policy matches his clients' profile depending on their age, needs, capacities, and other factors. In addition, Duffy has more than 35 years of experience in the insurance industry.

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ELT Insurance Services logo

ELT Insurance Services

16835 West Bernardo Drive, San Diego, CA 92127
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  • Life Insurance
  • Health Insurance

ELT Insurance Services is an independent insurance brokerage that has been helping individuals and businesses in Escondido for over 25 years. It provides employee benefits programs as well as disability, life, health, and long-term care insurance. It also implements, designs, and maintains benefits strategy plans. The staff at ELT Insurance Services offers 24/7 telemedicine services that allow clients to access a board-certified doctor via phone or video call. In addition, the business also works with various insurance providers, including Blue Shield of California and Kaiser.

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GHIO Insurance Agency logo

GHIO Insurance Agency

11440 West Bernardo Court, San Diego, CA 92127
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  • Life Insurance
  • Health Insurance
  • Term Life Insurance

GHIO Insurance Agency is an independent agency that provides life insurance plans to individuals and businesses in Escondido and the surrounding areas. The agency has been representing a diverse range of insurance carriers since 1989. Its insurance specialists combine this expansive network with their experience and product knowledge to provide clients with a policy that suits their needs. GHIO Insurance Agency is partnered with Aetna, Marquette National, Ameritas, Sentinel Life, and Morgan White Group.

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Health Savings Associates logo

Health Savings Associates

687 South Coast Highway 101, Encinitas, CA 92024
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  • Life Insurance
  • Health Insurance

Health Savings Associates is a family-owned insurance brokerage providing tailored plans for individuals, families, and small businesses in Escondido. It delivers a wide range of insurance solutions and risk management services, including comprehensive life insurance options. The firm is devoted to helping clients select the best plans that match their annual premium budgets and needs. In addition to life insurance, the firm customizes insurance plans for health, disability, long-term care, and medicare. It also handles wellness and supplemental programs.

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Jake Cesare logo

Jake Cesare

227 North El Camino Real, Encinitas, CA 92024
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  • Life Insurance
  • Health Insurance

Jake Cesare is a full-time insurance agent at State Farm Insurance, a multi-line insurance company serving clients in Escondido and nearby areas. Cesare helps new and existing policyholders protect their loved ones against future financial mishaps through a life insurance plan. He and his team represent multiple providers that offer a variety of life coverage options, such as term life, whole life, and universal life plans. He also specializes in health, disability, home, and auto insurance. Cesare has been working in the insurance business since 2013.

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Just Us Insurance Services Inc. logo

Just Us Insurance Services Inc.

197 Woodland Parkway, San Marcos, CA 92069
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  • Life Insurance
  • Health Insurance

Just Us Insurance Services Inc. helps Escondido residents with their life insurance needs. It offers a variety of life insurance options, including universal, term, and final expense life insurance. Its team of professionals also helps clients with other types of personal insurance policies, such as home, auto, health, and Medicare insurance plans. Just Us Insurance Services Inc. is a company based in San Marcos that has been in the insurance business for more than 15 years.

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Kebco Insurance Agency logo

Kebco Insurance Agency

1530 South Escondido Boulevard, Escondido, CA 92025
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  • Life Insurance

Kebo Insurance Agency is a company that has been providing life insurance to individuals, families, and companies in Escondido and nearby areas since 1975. It also offers other products, such as health, dental, and vision insurance plans, as well as pension plans. It started as a small agency that primarily carried Blue Cross products. Currently, it represents over 40 insurance carriers, including Covered California, Health Net, and Kaiser Permanente. Keith Beier, its president and founder, helps choose the right plan based on the clients' needs.

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Khasim Insurance Agency logo

Khasim Insurance Agency

1310 East Valley Parkway, Escondido, CA 92027
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  • Life Insurance
  • Health Insurance

Khasim Insurance Agency has been serving Escondido since 2007. It offers term life insurance policies that provide financial security to beneficiaries in the event of an untimely death. The agency also covers insurance products for commercial vehicles, general liability, and workers' compensation. Its staff can speak Spanish, which allows it to serve the insurance needs of the Hispanic market. From its location in Escondido, it has expanded its services to several areas, such as San Marcos, Vista, and Oceanside.

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LIA Insurance Agency logo

LIA Insurance Agency

250 West Crest Street, Escondido, CA 92025
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  • Life Insurance

LIA Insurance Agency customizes protection plans for individuals and businesses in Escondido and the surrounding areas. Its team of independent agents has access to plans from local, regional, and national carriers. They furnish different types of policies covering life, home, motorcycle, and car insurance. In addition, they also offer a range of products for businesses that comprise commercial auto and workers' compensation policies. LIA Insurance Agency has been providing risk management solutions over the past 38 years.

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Lutz Insurance Services logo

Lutz Insurance Services

1307 Stratford Court, Del Mar, CA 92014
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  • Life Insurance
  • Health Insurance

Lutz Insurance Services is an independent insurance agency that offers insurance services in Escondido and its surrounding areas. The company offers individual life insurance such as term and whole policies. In addition, Lutz Insurance Services also provides various insurance types including homeowners', individual health, auto, motorcycle, renters', and flood insurance. Furthermore, it offers services for businesses such as group health insurance, group life insurance, and self-storage insurance. The company is led by Stephen and Lisa Lutz, a husband and wife duo of insurance professionals.

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Mark Miletello logo

Mark Miletello

310 Via Vera Cruz, San Marcos, CA 92078
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  • Life Insurance

Mark Militello is a multiple-line general agent who manages the local operations of American National in Escondido. The American National Insurance Company is a group of insurance carriers formed in 1905 and currently operates in all 50 states. Mark handles a team of local agents that offers insurance products such as life, health, auto, homeowners', and renters'. They also provide auto coverage that includes insurance for classic cars, policies for farm and ranch coverage as well as recreational insurance.

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Pauma/Valley Insurance Agency, Inc. logo

Pauma/Valley Insurance Agency, Inc.

27357 Valley Center Road, Valley Center, CA 92082
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  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Pauma/Valley Insurance Agency, Inc. is a full-service independent insurance agency serving the Escondido metro. It offers life insurance services to ensure death benefits, asset protection, and financial security. The agency also provides health or medical insurance, pet insurance, weddings and special events insurance, winery insurance, renters insurance, and brewery insurance. Other services include auto insurance, boat and watercraft insurance, RV and travel trailers insurance, and motorcycle insurance. Pauma/Valley Insurance Agency, Inc. has been providing insurance services since 1978.

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Schulte Insurance Agency logo

Schulte Insurance Agency

1036 2nd Street, Encinitas, CA 92024
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  • Life Insurance

Schulte Insurance Agency provides Escondido with life insurance coverage options of both temporary term and permanent term. The family-owned company also deals with individual health and dental insurance, vision insurance, Medicare supplement, travel medical insurance, and long-term care insurance. It has been in business for over 45 years and repeatedly honored as one of the Top 100 California Agents Award. To aide in the treatment of children with cancer, the company has donated thousands of dollars to the Emilio Nares Foundation.

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SeniorQuote Insurance Services logo

SeniorQuote Insurance Services

3790 Via De La Valle, Del Mar, CA 92014
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  • Life Insurance
  • Health Insurance

SeniorQuote Insurance Services provides life and health insurance options for clients in Escondido. Its life insurance programs include term life insurance, permanent life insurance, and whole life insurance. Additionally, the company offers health plans and Medicare insurance programs to interested individuals. More than 10 years ago, the company was established by Bill Haynor, who wanted to offer life and health insurance solutions to the Baby Boomer generation. Haynor has worked in the insurance industry since the early 1970s.

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Terri Yurek Insurance logo

Terri Yurek Insurance

13240 Evening Creek Drive South, San Diego, CA 92128
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  • Life Insurance

Terri Yurek Insurance is a life insurance company that serves families, individuals, and businesses in the Escondido area. It protects clients from unexpected occurrences in the future by giving them carefully designed policies that will suit their needs and goals. Clients can choose between term and permanent life insurance coverage. The company also offers coverage for disability and employee benefits. It has been operating since 2004. Its main goal is to cater to the needs of its clients by following high standard ethics and practices.

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UWS Insurance Services Inc. logo

UWS Insurance Services Inc.

600 La Terraza Boulevard, Escondido, CA 92025
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  • Life Insurance

UWS Insurance Services Inc. is an independent agency that caters to clients in Escondido and the surrounding communities. It provides life insurance policies that can be used by the beneficiaries to pay for final expenses, debts, and child care. It also offers vision, dental, medical, condo, and renters' insurance programs. The agency crafts commercial property, general liability, BOP, and workers' compensation insurance solutions. One of its agents, Victoria Cowart, has been in the insurance industry since 2011.

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Valley Center Insurance Agency Inc logo

Valley Center Insurance Agency Inc

27525 Valley Center Road, Valley Center, CA 92082
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  • Health Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Valley Insurance Agency is an independent life insurance provider that serves clients in the Escondido area. It aims to provide clients with appropriate policies that suit their financial goals and help their business stay afloat. Its services and policies include whole life, individual health plans, employer group plans, and disability protection. The business was founded in 2004 by Erik Jansen, who previously worked as an insurance litigation attorney and has over two decades of experience in the industry.

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West Coast Group Benefits logo

West Coast Group Benefits

10809 Thornmint Road, San Diego, CA 92127
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  • Life Insurance
  • Health Insurance
  • Long Term Care

West Coast Group Benefits has been serving contractors, non-profit organizations, and businesses in Escondido for more than 50 years. It provides employee benefits programs and insurance policies that cover dental, health, retirement, and life. Its team of insurance professionals assists clients in identifying their needs and developing suitable, personalized solutions. The business was founded by a partnership between Phil Peil, Sr. and Patrick J. Flynn, whose goal is to build long-lasting relationships with customers.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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