Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in El Monte

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored El Monte Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48Reviewed

31Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

10954 Main Street, El Monte, CA 91731
WebsiteLicense: 0I01592

Expertise.com Rating

Review Sources

Google
4.0 (15)
Facebook
5.0 (4)
Yelp
1.0 (1)

Why choose this provider?

Ameego Insurance Services is an independent insurance agency located in El Monte. It has been providing clients with insurance products and services for over 12 years. Its agents help renters identify the right insurance policies to cover their personal properties while renting and assist in obtaining policies under the California condo insurance, walls in insurance, townhome insurance, or HO6 insurance. Its team is comprised of bilingual agents to cater to renters of different backgrounds and negotiate terms within its network of insurance carriers.

  • Multiple Policy Types

9022 Las Tunas Drive, Temple City, CA 91780
WebsiteLicense: 0H38041

Expertise.com Rating

Review Sources

Google
5.0 (147)
Facebook
5.0 (1)

Why choose this provider?

Aaron Vuong brings over 20 years of insurance experience to his service. He owns and operates an agency affiliated with State Farm that provides insurance services to clients in California. Among his firm’s offerings is coverage for renters. This type of insurance protects clients’ damaged or stolen personal items in their apartments or rented living spaces. In addition, clients may opt to merge their renters' and auto policies. Vuong's team can also communicate in Spanish, Cantonese, Mandarin, Vietnamese, and Chinese.

  • Multiple Policy Types

10810 Ramona Boulevard, El Monte, CA 91731
WebsiteLicense: 0E22519

Expertise.com Rating

Review Sources

Google
4.0 (68)
Facebook
5.0 (43)
Yelp
4.0 (4)

Why choose this provider?

Mundo Latino Insurance Agency offers renters' insurance plans in El Monte. This policy provides financial protection to individuals and families for their lost or damaged personal belongings that are not covered by landlord packages. Other products are available, including homeowners', auto, motorcycle, Mexican, medical, and life. Its team of agents is dedicated to delivering beneficial solutions that fit each client's insurance requirements. The firm has insured more than 5,000 businesses, families, and individuals in the community.

  • Multiple Carriers
  • Multiple Policy Types

3534 Peck Road, El Monte, CA 91731

Expertise.com Rating

Review Sources

Google
4.4 (684)
Yelp
3.0 (63)

Why choose this provider?

AAA Longo Toyota is a branch insurance office operating in El Monte. It offers renters' insurance for tenants residing in different properties such as houses, condos, or apartments. Coverage options include personal property, loss of use, personal liability, and medical payments. Its team also specializes in travel, auto, health, and life insurance policies. Moreover, the agency's website features a wide variety of information about financial investment and insurance. AAA Longo Toyota has over 1,000 branches across North America and 61 million members nationwide.

  • Multiple Policy Types

3205 Tyler Avenue, El Monte, CA 91734
WebsiteLicense: 0454696

Expertise.com Rating

Review Sources

Google
5.0 (5)
Yelp
3.5 (3)

Why choose this provider?

Grettner Insurance Agency is an El Monte-based insurance business that has been serving the Pomona and San Gabriel Valleys since 1963. As an authorized agent for Mercury Insurance Group, the company offers an extensive list of insurance options, such as home and auto, business, commercial vehicle, and renters' insurance plans. Whether a personal property to be insured is an electronic device, furniture, or gadget, a renter's insurance safeguards these belongings from cases of fire, water damage, theft, and other covered loss in a rented unit.

  • Multiple Policy Types

3736 Peck Road, El Monte, CA 91731
WebsiteLicense: 0E42879

Expertise.com Rating

Review Sources

Google
5.0 (10)
Yelp
2.0 (5)

Why choose this provider?

Amadeus Insurance is a family-driven agency that offers a range of personal, business, health, and life insurance products in El Monte. It provides assistance to clients who are looking to protect their personal belongings against loss and damage with renters' insurance. Representing more than 250 insurance carriers, the agency also has access to auto, home, flood, and earthquake insurance. Amadeus Insurance also specializes in employee benefits and other insurance such as landlord and Mexican insurance.

  • Multiple Policy Types

FAQs

  • How do you file a complaint against a renters' insurance provider in El Monte?

    In El Monte, the Department of Insurance is the government agency responsible for addressing renters' insurance complaints. Consumers may file a complaint virtually through their website. Another option is to contact the department's consumer hotline at 1-800-927-4357. The Department of Insurance also answers general questions and inquiries related to insurance.

  • Does a renters' insurance policy cover pest infestation in El Monte?

    No, a renters' insurance policy does not cover pest infestation in El Monte. Either the landlord or the renter should pay for the extermination fees. According to California laws, the landlord is responsible for providing habitable living conditions for their tenants. However, if they proved that the tenant's carelessness and negligence caused the pest infestation, they can be held liable for covering damage repair and extermination costs.

  • In El Monte, what are the ways that the renters' insurance providers reimburse their clients?

    In El Monte, renters' insurance providers utilize two methods, including actual cash value and replacement cost, when reimbursing costs to their clients. Actual cash value is equivalent to the current amount of the personal belongings. On the other hand, the replacement cost is equal to the amount of replacing the damaged items with a new one.

  • What are the components of a renters' insurance policy in El Monte?

    Some of the most common components of a renters' insurance policy in El Monte are personal belonging protection, liability coverage, and loss of use. Renters' insurance plan pays for the repair or replacement of the damaged personal belongings resulting from covered events. It also protects the renters against bodily injury and property damage claims. Additionally, it reimburses the cost of getting a temporary residence if the rental property becomes uninhabitable.

  • Is it legally required to get a renters' insurance policy in El Monte?

    No, getting a renters' insurance policy in El Monte is not required by law but it gives protection against unexpected events and financial risks. Landlords usually require tenants to get at least $100,000 worth of personal liability protection and a minimum of $1,000 worth of medical payment coverage. Sometimes they also require personal property and loss-of-use coverages.

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