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Best Credit Repair Companies in Downey

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Downey, CADowney, CA

Credit Saint offers credit repair assistance and guidance to clients in Louisville. With over 15 years of expertise, it evaluates a consumer's credit history to challenge or negotiate inaccurate, incomplete, unverified, and outdated information. These include collections, charge-offs, judgments, and repossessions. It also counsels clients on the impact of their credit scores on financial activities and on the ways to optimize a positive report when paying bills. Credit Saint also provides clients with a credit monitoring service.

Downey, CADowney, CA

Website(912) 617-9186

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

4092 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

7561 Commonwealth Avenue, Buena Park, CA 90621
Buena Park, CA 90621
  • Debt Consolidation

Credit Repair assists its Downey clients in restoring their good credit standing via programs that dispute inaccurate, unverified, or obsolete items on credit reports. These contestable items may include late payments, medical bills, bankruptcies, repossessions, and foreclosures. With a focus on California residents, Credit Repair's credit consultants analyze reports and develop thorough strategies that increase the clients' credit score within a set period—including methods such as confronting creditors and liaising with credit bureaus on their behalf.

7561 Commonwealth Avenue, Buena Park, CA 90621
Buena Park, CA 90621

Website(844) 564-1692

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

5 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3680 Wilshire Boulevard, Los Angeles, CA 90010
Los Angeles, CA 90010
Instagram
  • Credit Monitoring

Credit Repair Bank is a credit repair company based in Los Angeles, catering to clients in the Downey area. It helps clients restore and increase their credit scores. The company's specialists review the clients' credit scores and create a detailed and customized plan to rebuild them. They also monitor its progress each step of the way. The company has served over a thousand clients and has finished over 1,900 cases. It also deals with real estate and mortgages.

3680 Wilshire Boulevard, Los Angeles, CA 90010
Los Angeles, CA 90010

InstagramWebsite(213) 500-4854

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

4 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1722 Westwood Boulevard, Los Angeles, CA 90024
Los Angeles, CA 90024
Instagram
  • Credit Monitoring
  • Credit Audit
  • Credit Dispute

Infinite Financial Firm is a credit repair company that has been serving Downey for over a decade. Its credit repair specialists assist clients who are having problems with late payments, charge-offs, collections, bankruptcies, and liens. It analyzes credit scores and customizes plans of action that fit its clients' unique financial situation. It improves or repairs credit scores by disputing inaccuracies reported by credit bureaus. In addition, its clients have reported that, on average, 7% of negative items on their report are removed every month.

1722 Westwood Boulevard, Los Angeles, CA 90024
Los Angeles, CA 90024

InstagramWebsite(888) 688-0481

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

619 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

444 West Ocean Boulevard, Long Beach, CA 90802
Long Beach, CA 90802
Instagram
  • Credit Dispute

Novo Credit Repair is a company serving Downey and surrounding communities. It offers credit repair services with an initial consultation and credit file evaluation to determine the needs of the clients. The process also includes the creation of personalized strategies as well as credit education. A client portal is available for clients to view the progress of their cases 24/7. Moreover, the company's team of credit specialists teaches individuals how to improve their credit scores through rent payments.

444 West Ocean Boulevard, Long Beach, CA 90802
Long Beach, CA 90802

InstagramWebsite(888) 788-1466

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: How do you repair credit after identity theft?
A:

Repairing credit following identity theft can be complex. Here are some important steps to follow in addition to hiring professional help.

  • Notify creditors and banks as soon as possible. Many may provide protections that limit a person's liability, but the coverage works best when issues are reported right away.
  • Report the issue to the Federal Trade Commission.
  • Make a report to the local police to get an official report document.
  • Request a credit freeze so the fraudsters can't get credit in the person's name in the future.
  • Check credit reports and look for inaccurate information related to the fraud.
  • Work with a credit repair company to dispute that information.
Q: Is credit repair legal?
A: Yes, credit repair is legal. In fact, under the Fair Credit Reporting Act, people have a right to an accurate credit report. Companies that legitimately help achieve this are simply supporting those rights with experience and professional guidance. That being said, there are companies that run credit repair scams. Companies that ask for large payments up front or guarantee a clean credit report or improved credit score may not be legitimate. It's illegal for a credit repair company to make a guarantee.
Q: Can a credit repair company remove late payments?
A: Inaccurate reports about late payments are, in many cases, one of the easier things to get removed. An individual can send a letter to the credit bureau in question with a copy of a statement or canceled check showing that they made the payment on time. That may be enough for the item to be removed. If the payment was made on time but wasn't appropriately recorded by the creditor, you may need professional help from a credit repair expert to address the issue.

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