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Best Local Car Insurance Agencies in Danville

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Andrew Sinclair logo
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License Verified:

License: 0773599

California Department Of Insurance

Andrew Sinclair

524 Hartz Avenue, Danville, CA 94526
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  • Multiple Carriers
  • Home & Auto Insurance
  • Bundling
  • Home Insurance

Business Description

Andrew Sinclair is a Farmers Insurance Agent serving the needs of individuals, families, and businesses in Danville. Backed by more than 29 years of experience as a Farmers Insurance agent, he can help drivers of different backgrounds obtain car insurance policies that will support them financially in the event of an automotive emergency. In addition to standard auto, Andrew Sinclair can also provide assistance in insuring other vehicles, such as motorcycles, boats, ATVs, motorhomes, and travel trailers.

License Verified:

License: 0773599

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
2.5 / 5 (3)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bernal Insurance Agency logo
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License Verified:

License: 0C64098

California Department Of Insurance

Bernal Insurance Agency

2765 Canyon Creek Drive, San Ramon, CA 94583
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  • Home & Auto Insurance

Business Description

Bernal Insurance Agency is an insurance provider serving the people of Danville and the surrounding areas. It carries a wide range of insurance products, including car insurance. Its professional agents can help vehicle owners obtain protection plans that will support them financially in the event of an automotive emergency. Bernal Insurance Agency is founded by Pamela C. Bernal, who over 20 years' worth of experience in the insurance industry. The company also offers homeowners, life, and long-term care insurance.

License Verified:

License: 0C64098

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Giammona Insurance Agency logo
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License Verified:

License: 0716064

California Department Of Insurance

Giammona Insurance Agency

425 El Pintado Road, Danville, CA 94526
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  • Home & Auto Insurance

Business Description

Giammona Insurance Agency is an independent company serving the Danville metro. It caters to vehicle owners in the community who need assistance with auto insurance. It alsp works with multiple carriers to create insurance policies tailored to the needs and budget of the clients. These may include collision, comprehensive, liability, medical, and physical damage coverages that can protect policyholders from any financial losses resulting from an accident. Giammona Insurance Agency is committed to providing high-quality customer service.

License Verified:

License: 0716064

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Huether Insurance Agency logo
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License Verified:

License: 0B89393

California Department Of Insurance

Huether Insurance Agency

319 Diablo Road, Danville, CA 94526
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  • Bundling Option

Business Description

Huether Insurance Agency is an independent and full-service insurance and risk management firm that works with clients in Danville and nearby cities. It offers a comprehensive range of insurance products and services, such as personal auto insurance, home insurance coverage, life insurance, as well as personal umbrella coverage. The company has been in the insurance industry for 30 years, and its expertise and access to reliable insurance carriers enables its agents to provide personalized insurance options to potential clients and existing policyholders.

License Verified:

License: 0B89393

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nathan Mahlik logo
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License Verified:

License: 0M08744

California Department Of Insurance

Nathan Mahlik

939 Hartz Way, Danville, CA 94526
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  • Multiple Carriers

Business Description

Nathan Mahlik is a second-generation State Farm agent based in Danville. Together with his team, Mahlik assists clients in several areas, including auto insurance. The agents can furnish policies that may include collision and comprehensive coverage. The latter reimburses losses from non-collision incidents such as fire, theft, or vandalism. In addition to auto insurance, Mahlik also offers home and life insurance. He has been providing risk management solutions since 2012. He can entertain Spanish-speaking clients.

License Verified:

License: 0M08744

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Onstad's Insurance Agency logo

Onstad's Insurance Agency

3130 Crow Canyon Pl Ste 250, San Ramon, CA 94583

Business Description

Based in San Ramon, Onstad's Insurance Agency offers car insurance in Danville and all across the state. The independent car insurance agency handles both personal and commercial auto insurance, with knowledgeable staff helping ensure that customers get the right coverage required by California laws. Other services provided by Onstad's Insurance Agency include home insurance, life and health insurance, and boat insurance. For commercial clients, Onstad's can help with commercial property insurance, workers' compensation insurance, bonds, and more.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (23)
Facebook
4.7 / 5 (13)
Yelp
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
San Ramon Insurance Agency logo
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License Verified:

License: 0D79659

California Department Of Insurance

San Ramon Insurance Agency

2303 Camino Ramon, San Ramon, CA 94583
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  • Multiple Carriers

Business Description

San Ramon Insurance Agency is an independent company that serves clients living in Danville and nearby areas. It has been active since 1979 and has six agents on hand, each one with over 20 years of insurance experience. The company provides auto insurance coverage for unexpected damages to one's car, such as windshield cracks or dents. It also has add-on coverage for medical fees, accident forgiveness, and car replacement. The company also provides life, homeowners', and umbrella insurance plans.

License Verified:

License: 0D79659

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Stella Insurance Agency logo
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License Verified:

License: 0H81432

California Department Of Insurance

Stella Insurance Agency

156 Diablo Road, Danville, CA 94526
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Stella Insurance Agency is a family-owned and operated company in Danville that offers a wide range of car insurance products and services. The independent agency designs auto policies that cover drivers and vehicle owners financially in case of accidents. The company also offers coverages for protection against expensive and complicated disputes that may arise from untoward incidents. The agents at Stella Insurance Agency strive to create opportunities for a long-term and productive relationship with its new customers.

License Verified:

License: 0H81432

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (2)
Steven Hom Insurance Services, Inc. logo
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License Verified:

License: 0E55331

California Department Of Insurance

Steven Hom Insurance Services, Inc.

760 Camino Ramon, Danville, CA 94526
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Steven Hom Insurance Services, Inc., is a locally owned and operated insurance agency that provides a wide range of insurance products to individuals, families, and businesses in Danville. Its professional agents have the experience to help vehicle owners find a car insurance policy that will meet their needs, expectations, and preferences. In addition to standard auto, Steven Hom Insurance Services also insures other vehicles, including boats and other forms of personal watercraft, motorcycles, RVs, and snowmobiles.

License Verified:

License: 0E55331

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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