Expertise.com

Best Mortgage Brokers in Daly City

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Brokers FAQs

Learn more
AMA Realty AMA Property Management AMA Mortgage logo

AMA Realty AMA Property Management AMA Mortgage

3101 San Jose Avenue, San Francisco, CA 94112
Visit Website
  • Reverse Mortgages

AMA Property Management ~ AMA Mortgage ~ AMA Realty is a real estate company serving Daly City. It deals with conventional, VA, FHA, portfolio, and bridge mortgage loans. It also facilitates commercial and residential real estate sales, property management services, and business entity formation and filings. Angela Ma, the company's CEO and president, is a real estate broker and a certified property manager. She uses her experience as a loan officer, credit analyst, and portfolio manager to provide a holistic approach to the services her company offers.

Visit Website
General Mortgage Capital Corporation - Burlingame logo

General Mortgage Capital Corporation - Burlingame

1350 Old Bayshore Hwy, Burlingame, CA 94010
Visit Website
  • Reverse Mortgages

General Mortgage Capital Corporation - Burlingame assists clients in Daly City seeking to borrow money for property purchases. It advises on mortgage processes and explains the benefits of various programs for families, doctors, foreigners, and individuals aiming for eco-friendly homes. For client efficiency and convenience, it has developed an online portal, which requires secure authentication, wherein loan information and documents may be safely accessed anytime. GMCC has been an approved Freddie Mac and Fannie Mae seller since 2018.

Visit Website
Homepoint Lending logo

Homepoint Lending

1321 Evans Avenue, San Francisco, CA 94124
Visit Website
  • Refinance

Homepoint Lending is a mortgage brokerage firm serving clients throughout Daly City. It assists individuals and families looking to refinance or buy a home. Customers who complete a request for a mortgage pre-approval letter are given options based on their specific situations and needs. These include fixed-rate and adjustable-rate mortgages, FHA, VA, jumbo, and USDA loans. Homepoint Lending provides refinancing programs to help clients lower their monthly payments and interest rates, modify their loan terms, and take cash out of their home's equity.

Visit Website
Mortgage Connection logo

Mortgage Connection

1435 Huntington Ave #102, South San Francisco, CA 94080
Visit Website
  • Refinance

Mortgage Connection is a residential and commercial brokerage that caters to clients from Daly City. Its staff offers programs involving both adjustable- and fixed-rate mortgages, as well as pre-approval assessments and mortgage refinancing options that concern holistic financial analyses. It provides applicants with comprehensive resources and updates on market rates to help them draw comparisons based on their financial means and specified terms. For over two decades, the brokerage has catered to thousands of clients and handled more than 10,000 loans.

Visit Website
Back to Providers

Frequently Asked Questions

Q: Do mortgage brokers need to be licensed?

A: Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Q: Is it difficult to pass the mortgage brokers’ test?

A: Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

Q: What is a surety bond for mortgage brokers?

A: A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Brokers near you