Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Daly City

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Daly City Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2003Reviewed

1203Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6018 Mission Street Ste B, Daly City, CA 94014
  • Health Insurance

Why choose this provider?

Chris Cheng is a State Farm Insurance agent who serves clients in Daly City. He assists customers in shopping for health insurance plans that are suitable for their needs and lifestyle. He represents multiple carriers that can offer supplemental health, individual medical, Medicare Supplement, and short-term and long-term disability coverages. He also handles life, auto, home, business, and property insurance. Cheng has been with State Farm Insurance for eight years. He is also fluent in Spanish and Chinese.

License Verified:

License: 0I75015

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (49)
Yelp
5.0 / 5 (8)
Facebook
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1788 19th Avenue, San Francisco, CA 94122
  • Life Insurance
  • Health Insurance

Why choose this provider?

April Insurance Agency provides health insurance shopping services to people in Daly City. Its insurance specialists are knowledgeable about free-for-service and manage care types of health plans which can cover surgical, medical, and hospital expenses as needed. They also offer property and commercial line insurances. They guide clients in choosing suitable plans based on their proposed insurance products from different carriers such as Western General, CSE Insurance Group, Palomar, and Progressive. April Insurance Agency walks clients through the process of enrollment, policy updates, payments, and claims.

License Verified:

License: 0659943

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
355 Gellert Blvd., Ste. #216, Daly City, CA 94015
  • Medicare Supplements
  • Medicare
  • Medicare Advantage Plans

Why choose this provider?

MB Financial & Insurance Services helps clients find suitable health plans in Daly City. The agency offers various health coverage options like Medicare Supplements, Medicare Advantage, dental, and vision plans. Its representatives assist consumers in identifying their needs to craft personalized solutions to minimize their risks. In addition, they offer other products like life, pre-need, long-term care, and travel insurance. MB Financial & Insurance Services partners with various providers like UnitedHealthcare, Imperial Health, and Anthem BlueCross.

License Verified:

License: 0K75834

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.0 / 5 (2)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
301 Junipero Serra Blvd., Suite 204, San Francisco, CA 94127
  • Life Insurance
  • Health Insurance

Why choose this provider?

Biddle-Shaw Insurance Services, Inc., is a locally owned brokerage that has been serving policy buyers in Daly City since 1938. It provides a range of risk management solutions, including health care policies. It offers individual medical insurance and supplemental health insurance to complement primary insurance coverage. Additionally, it offers Medicare supplement and coverage for homeowners and classic cars and workers' compensation policies. The full-service brokerage firm also provides services to other states, including Nevada, Arizona, and Texas.

License Verified:

License: 0613254

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Do you automatically get Medicare in Daly City when you turn 65 years old?

    Medicare is a type of health insurance in Daly City for individuals 65 and older. There are some who are eligible to get Medicare Parts A and B automatically, while others have to sign up for them. When you turn 65, Medicare Parts A and B will be automatically registered in your account if you are currently receiving Social Security or Railroad Retirement benefits through early retirement. Meanwhile, if you are not getting early retirement Social Security or Railroad Retirement payments, you must apply for Medicare during the initial enrollment period of 7 months.

  • Is there a deadline for applying for Medicare in Daly City?

    If you are turning 65 years old soon in Daly City, you are eligible to apply for a health insurance plan called Medicare. An initial enrollment period is in effect, commencing three months before one's 65th birthday and concluding three months after that month. When you fail to apply during your IEP, you might pay a fee. Those who were not eligible to enroll in the Individualized Education Program may do so during the general enrollment period, which typically runs from January 1 to March 31.

  • Is Medicare in Daly City only for senior citizens?

    Medicare is a type of health insurance plan in Daly City commonly known to cover the needs of seniors aged 65 years and older. However, this health insurance is not limited to seniors. Individuals below 65 years old who have a qualifying disability, end-stage renal disease, or amyotrophic lateral sclerosis are qualified for Medicare. If you or your spouse have worked for a Medicare-covered employer for ten years, you may also be eligible for Medicare.

  • Are deductibles required in health insurance plans in Daly City?

    Yes. Deductibles are the amount one should pay for covered health care services before the insurance provider in Daly City begins to share the costs. For example, if you incur medical expenses and your deductible is $1,000, you will pay $1,000 out of pocket before your insurance coverage starts. The amount of deductibles varies per health insurance. Deductibles are also usually reset every year.

  • Are you required to get health insurance in Daly City?

    According to California’s Individual Mandate, all citizens in Daly City and surrounding areas need to have health insurance with a minimum coverage for 12 months of the year. Individuals may access health insurance from employer-sponsored plans, Medicare, Medi-Cal, or plans purchased directly from providers. An individual will incur a penalty on their state income tax return for lack of health insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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