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2024

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Best Mortgage Refinance Companies in Corona, CA

Our Recommended Top 12

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Corona Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

97Reviewed

63Curated

12Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4160 Temescal Canyon Rd. Suite 601, Corona, CA 92883
WebsiteLicense: 274058

Expertise.com Rating

Review Sources

Google
4.7 (198)
Yelp
4.5 (58)
Facebook
5.0 (17)

Why choose this provider?

Direct Home Lending offers mortgage refinancing assistance to homeowners throughout Corona and the neighboring communities. The full-service mortgage company provides details about a variety of mortgage refinancing rates and options. It advises clients on the program that best meets their needs and assisting them in achieving their objectives, whether it's to reduce monthly payments, consolidate high-interest debts with a low mortgage rate, or pay off their mortgage faster. Loan options are likewise available for clients looking to purchase properties.

  • New Construction
  • Reverse Mortgages

1335 Corona Pointe Court, Corona, CA 92879
WebsiteLicense: 885729

Expertise.com Rating

Review Sources

Google
5.0 (28)
Facebook
5.0 (14)
Yelp
3.0 (2)

Why choose this provider?

Pinpoint Lending provides mortgage refinancing services for clients residing in and around Corona. Its refinancing solutions cover single- and multi-family homes, condominiums, townhouses, and manufactured homes. These solutions include down payment assistance, FHA, VA, conventional, Fannie Mae, and Freddie Mac loans. Its team assists clients in determining whether a fixed or adjustable rate is best for them. Pinpoint Lending aims to make mortgage refinancing accessible by allowing clients to submit loan applications or pre-qualification forms online.

  • New Construction

1265 Corona Pointe Ct #300, Corona, CA 92879
WebsiteLicense: 75243

Expertise.com Rating

Review Sources

Google
4.9 (1474)
Yelp
2.5 (172)

Why choose this provider?

Paramount Residential Mortgage Group, Inc. is a privately owned company that serves clients in and around the Corona area since 2001. It is a mortgage refinance company that assists borrowers in purchasing or refinancing their homes using loan options that suits and matches its clients' needs. The company also provides home loans and products under agency, the government, and bond housing finance authority. It also has jumbo loan options for clients who are looking for high-priced properties.

  • Reverse Mortgages

2045 Compton ave 202 & 204, Corona, CA 92881
WebsiteLicense: 237598

Expertise.com Rating

Review Sources

Google
4.9 (101)
Yelp
4.5 (10)
Facebook
1.0 (1)

Why choose this provider?

Pacific Mortgage Group is a company that has been offering refinancing solutions to residents in Corona since 2006. Its team of finance officers, some of whom have 18 years of experience and are bilingual in Spanish and English, guides clients to make informed choices when they want to consolidate debt, get better rates or shorter terms, or take out cash. The company gives clients financial options to choose which are suited to their needs and provides them with automated updates to keep their transactions quick and transparent.

  • New Construction

4181 Flat Rock Dr, Suite 250, Riverside, CA 92505
WebsiteLicense: 01300753

Expertise.com Rating

Review Sources

Google
5.0 (19)
Facebook
5.0 (16)
Yelp
5.0 (3)

Why choose this provider?

Campbell Financial Services helps Corona residents get cash out of their home equity or improve their mortgage terms. The company offers refinancing and purchase loans, including conforming, Jumbo, VA, FHA, and USDA. It also provides fixed- and adjustable-rate mortgages. It strives to deliver a convenient refinancing experience through its fully online application process. Its team also provides tools, such as the Refinance Analysis, that generate straightforward term and rate comparisons to help the client make an informed decision. It has been in business since 1989.

  • Reverse Mortgages

11801 Pierce Street, Suite #200, Riverside, CA 92505
WebsiteLicense: 1096493

Expertise.com Rating

Why choose this provider?

Certys Financial provides home loan and refinancing services to residents in the Corona metro and the surrounding areas. It creates refinancing solutions tailored to each borrower's financial goals and stage in life. Its mortgage professionals assist homeowners in applying to refinancing programs such as HARP 2.0, FHA loans, and fixed-rate Fannie Mae mortgages. In addition, the company aids clients in making decisions by providing online learning resources which contain financial tips and information on mortgage market trends.

  • New Construction
  • Reverse Mortgages

1411 Rimpau Ave Suite #214, Corona, CA 92879
WebsiteLicense: 2044974

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

HomePrime Mortgage is a Corona-based company serving individuals and families in the metro. Its mission is to help current homeowners reduce their monthly payments and pay off their existing loans through refinancing. The company's trained originators listen to clients' specific needs, present them with mortgage options, and educate them on their options. In addition, they assist first-time home buyers in achieving their dream properties by obtaining home purchase loans. HomePrime Mortgage is owned by Yosman Sanchez, who has vast experience in lending.

  • New Construction
  • Reverse Mortgages

391 N Main St., Corona, CA 92880
WebsiteLicense: 1558823

Expertise.com Rating

Review Sources

Google
4.5 (65)
Facebook
5.0 (20)
Yelp
3.7 (6)

Why choose this provider?

Oceans Mortgage serves property owners and buyers in Corona. It provides mortgage refinancing programs to individuals who wish to pay off their existing loan with a new mortgage. Its independent loan specialists educate first-time and repeat refinancing clients on the differences between loan programs, allowing them to select the best loan programs for their financial situations. The company believes in a relationship-driven model that prioritizes its customers, investing in new technology to simplify loan processes.

  • Reverse Mortgages

391 N Main St., Suite 206, Corona, CA 92880
WebsiteLicense: 1558823

Expertise.com Rating

Why choose this provider?

Corona Mortgage & Realty assists clients in the metro and the surrounding areas with their residential mortgage needs. Its mortgage refinance options allow clients to change their existing loan terms, lower their monthly payments, and take cash out of their home's equity. The firm provides loan options such as fixed rate, adjustable rate, FHA, and VA for those purchasing a home for the first time or as an addition to their portfolio. With access to many lenders, it provides a variety of programs that meet clients' specific needs.

  • New Construction
  • Reverse Mortgages

1836 Willowbluff Dr., Corona, CA 92883
WebsiteLicense: 342259

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
4.3 (16)
Yelp
5.0 (5)

Why choose this provider?

Stateline Funding Corporation has been handling the mortgage needs of clients in and around Corona since 1984. The agency assists clients in refinancing their current mortgages, whether they are settling a balloon payment, switching from an adjustable-rate loan to a fixed-rate loan, or cashing out home equity. Its agents also help with single-purpose, federally insured, and proprietary reverse mortgages. Additionally, the agency processes FHA Streamline refinance mortgage loans for homeowners with an existing FHA loan.

  • New Construction

400 Ramona Avenue, Corona, CA 92879
WebsiteLicense: 2427

Expertise.com Rating

Review Sources

Facebook
4.7 (35)
Google
5.0 (22)

Why choose this provider?

Golden Empire Mortgage (GEM) implements refinancing strategies in the Corona area and the surrounding communities. Its team of loan officers assists borrowers in refinancing their homes to cash out equity or reduce terms or existing rates. The team guides clients throughout the process of analyzing and selecting the best refinancing options. GEM has been serving the needs of clients in the industry for more than 30 years. Howard Kootstra, its CEO, is a DRE-approved instructor.

  • New Construction

16845 Von Karman Avenue, Suite 200, Irvine, CA 92606
WebsiteLicense: 268398

Expertise.com Rating

Why choose this provider?

Bunker Rayner is a Change Home Mortgage advisor who serves individuals and families throughout the entire state of California. He helps clients lower their mortgage payments, get cash out of their property, or consolidate debt through mortgage refinancing programs. He also assists clients with switching from adjustable-rate to fixed-rate mortgages. Bunker Rayner has been working in the mortgage industry for more than two decades. He has received multiple awards from the National Association of REALTORS, including the Distinguished Service Award.

  • New Construction
  • Reverse Mortgages

Compare our Top Mortgage Refinance Companies

NameExpertise RatingAddressPromotionsLearn more
Direct Home Lending
4160 Temescal Canyon Rd. Suite 601, Corona, CA 92883
Pinpoint Lending
1335 Corona Pointe Court, Corona, CA 92879
Paramount Residential Mortgage Group, Inc.
1265 Corona Pointe Ct #300, Corona, CA 92879
Pacific Mortgage Group
2045 Compton ave 202 & 204, Corona, CA 92881
Campbell Financial Services
4181 Flat Rock Dr, Suite 250, Riverside, CA 92505
Certys Financial
11801 Pierce Street, Suite #200, Riverside, CA 92505
HomePrime Mortgage
1411 Rimpau Ave Suite #214, Corona, CA 92879
Oceans Mortgage
391 N Main St., Corona, CA 92880
Corona Mortgage
391 N Main St., Suite 206, Corona, CA 92880
Stateline Funding Corporation
1836 Willowbluff Dr., Corona, CA 92883
Golden Empire Mortgage
400 Ramona Avenue, Corona, CA 92879
Bunker Rayner
16845 Von Karman Avenue, Suite 200, Irvine, CA 92606

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is the 2% rule in mortgage refinancing in Corona?

    The 2% rule states that you should aim for an interest rate that is at least 2% lower to ensure that the savings from your new loan outweigh the cost of refinancing a mortgage in Corona. The rule can be used as a guide; even a one percent reduction in your interest rate can save you a lot of money if you plan to live in the house for five years or more.

  • Do poor credit scores exclude you from refinancing a mortgage in Corona?

    Not exactly. Individuals with poor credit scores may access government-backed FHA, VA, and USDA mortgage refinance programs in Corona. Also, some lenders engage with consumers with credit scores below 620, however, charge borrowers higher loan interest rates. The credit score may be improved in preparation for a refinancing loan by paying balances on time and using credit responsibly.

  • Is a VA IRRRL a good option for a mortgage refinance in Corona?

    A VA IRRRL program is a good option for a mortgage refinance in Corona, particularly for people who do not require an appraisal or credit underwriting package. The program allows borrowers to refinance an existing VA adjustable-rate to a fixed-rate mortgage, shorten their mortgage to 30 years into a 15-year term, and roll the closing costs of getting the VA IRRRL in the new loan balance.

  • How can you apply for an FHA streamline refinance in Corona?

    An existing FHA-insured mortgage is required to apply for an FHA streamline refinance in Corona. The mortgage must also be paid in full and on time, with no late payments in the previous 12 months. In addition, the borrower must have owned the property for at least six months prior to applying to the program.

  • Can you refinance a mortgage while unemployed in Corona?

    It can be challenging to refinance a mortgage while unemployed in Corona, but not impossible. Consult a housing counseling organization for information about refinancing programs you may qualify for. You may also improve your loan approval prospects by showing the lender that you are a low-risk borrower with a good credit history and substantial home equity. Having a co-signer who can assume full responsibility if you default on your payments may also increase your chances of securing a loan.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.