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Best Local Car Insurance Agencies in Concord

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AGENT2000 Commercial & Personal Insurance Brokers - Concord logo
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License Verified:

License: 0506034

California Department Of Insurance

AGENT2000 Commercial & Personal Insurance Brokers - Concord

1220 Diamond Way, Concord, CA 94520
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  • Multiple Carriers

Business Description

AGENT2000 Commercial & Personal Insurance Brokers, which is based in Concord, provides various products such as auto insurance. Its team can customize policies that may include collision, comprehensive, and liability coverage which reimburses losses if the policyholder causes injury or property damage to others. Additional coverage for emergency road service and medical payments may also be included. AGENT2000 Commercial & Personal Insurance Brokers, founded in 1975, is now managed by third-generation owner Brittany Scott.

License Verified:

License: 0506034

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (9)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brick Insurance Agency logo
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License Verified:

License: 0721347

California Department Of Insurance

Brick Insurance Agency

1460 Washington Boulevard, Concord, CA 94521
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  • Multiple Carriers
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

Brick Insurance Agency is an independent insurance company operating in Concord. It informs clients of the necessary coverages under California auto law, such as liability minimums for injuries and property damage. The company also helps clients in picking add-on plans for uninsured motorists, accident repairs, and towing services. Its agents also accommodate special concerns such as Mexican auto insurance and classic car coverage. Brick Insurance Agency compares policies and quotes from multiple carriers such as Kemper, Nationwide, and Safeco Insurance.

License Verified:

License: 0721347

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Courtney Khashabi logo
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License Verified:

License: 0H94101

California Department Of Insurance

Courtney Khashabi

901 Sunvalley Boulevard, Concord, CA 94520
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  • Multiple Carriers

Business Description

Courtney Khashabi is a State Farm insurance agent in Concord that has been in service since 2012. Together with her team, Khashabi assists clients in different areas including auto insurance. The agents offer various types of car insurance coverages such as collision, comprehensive, liability, and medical payments coverage which compensates for medical bills and funeral expenses in the event of an accident. Khashabi and her team veer away from using insurance jargon and focus on establishing personal connections with clients.

License Verified:

License: 0H94101

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (16)
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Express Auto Insurance logo
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License Verified:

License: 0C47333

California Department of Insurance

Express Auto Insurance

70 Doray Drive, Pleasant Hill, CA 94523
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  • Multiple Carriers
  • Home Insurance
  • Boat Insurance

Business Description

Express Auto Insurance is an independent company based in Pleasant Hill. It is an authorized agent of Progressive Insurance that works with multiple carriers such as Travelers, Mercury Insurance Group, and Safeco Insurance. The company helps individuals in the Concord metro who need assistance with their car insurance plans. Its insurance agents offer property damage liability, comprehensive, collision, rental reimbursement coverages. They create insurance policies tailored to the needs and budget of their clients. Express Auto Insurance also offers homeowners and renters insurance services.

License Verified:

License: 0C47333

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.0 / 5 (10)
Google
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mainstream Insurance Services, LLC logo
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License Verified:

License: 0I01926

California Department Of Insurance

Mainstream Insurance Services, LLC

1320 Willow Pass Road, Concord, CA 94520
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  • Bundling Option

Business Description

Mainstream Insurance Services LLC is an independent insurance agency in Concord that provides insurance solutions to clients in the metro and nearby towns. It was formed in 2012 and has since written various personal and business insurance plans including its auto insurance packages. It provides the state-mandated minimum coverage for liabilities and physical damages with add-ons for rental reimbursements and medical payments. Principal agent Lalaine Lalaine Latimer has previously worked in claims for over 20 years before working in insurance.

License Verified:

License: 0I01926

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.9 / 5 (26)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Monumental Insurance Services, LLC logo
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License Verified:

License: 0K63205

California Department of Insurance

Monumental Insurance Services, LLC

1070 Concord Avenue, Concord, CA 94520
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  • Boats
  • Motorcyle & ATV
  • Boat Insurance

Business Description

Monumental Insurance Services, LLC, is an insurance agency based in Concord that offers a wide range of insurance products, including standard auto insurance. Drivers of different backgrounds may contract the services of the company’s professional and experienced agents to source a selection of quotes for them to choose from based on their individual needs, risks, and priorities. In addition to car insurance, Monumental Insurance Services, LLC also provides protection plans for other vehicles, such as motorcycles, ATVs, RVs, and boats.

License Verified:

License: 0K63205

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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