Expertise.com

2024

Last updated:

Best Local Car Insurance Agencies in Concord

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Concord Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

77Reviewed

48Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

901 Sunvalley Boulevard, Concord, CA 94520
WebsiteLicense: 0H94101

Expertise.com Rating

Review Sources

Google
5.0 (16)
Yelp
4.5 (14)
Facebook
5.0 (8)

Why choose this provider?

Courtney Khashabi is a State Farm insurance agent in Concord that has been in service since 2012. Together with her team, Khashabi assists clients in different areas including auto insurance. The agents offer various types of car insurance coverages such as collision, comprehensive, liability, and medical payments coverage which compensates for medical bills and funeral expenses in the event of an accident. Khashabi and her team veer away from using insurance jargon and focus on establishing personal connections with clients.

  • Multiple Carriers

70 Doray Drive, Pleasant Hill, CA 94523
WebsiteLicense: 0C47333

Expertise.com Rating

Review Sources

Yelp
4.0 (10)
Google
4.0 (9)

Why choose this provider?

Express Auto Insurance is an independent company based in Pleasant Hill. It is an authorized agent of Progressive Insurance that works with multiple carriers such as Travelers, Mercury Insurance Group, and Safeco Insurance. The company helps individuals in the Concord metro who need assistance with their car insurance plans. Its insurance agents offer property damage liability, comprehensive, collision, rental reimbursement coverages. They create insurance policies tailored to the needs and budget of their clients. Express Auto Insurance also offers homeowners and renters insurance services.

  • Multiple Carriers
  • Home Insurance
  • Boat Insurance

1460 Washington Boulevard, Concord, CA 94521
WebsiteLicense: 0721347

Expertise.com Rating

Review Sources

Google
5.0 (6)
Yelp
2.5 (4)

Why choose this provider?

Brick Insurance Agency is an independent insurance company operating in Concord. It informs clients of the necessary coverages under California auto law, such as liability minimums for injuries and property damage. The company also helps clients in picking add-on plans for uninsured motorists, accident repairs, and towing services. Its agents also accommodate special concerns such as Mexican auto insurance and classic car coverage. Brick Insurance Agency compares policies and quotes from multiple carriers such as Kemper, Nationwide, and Safeco Insurance.

  • Multiple Carriers
  • RV & Motorhome
  • Boats

1320 Willow Pass Road, Concord, CA 94520
WebsiteLicense: 0I01926

Expertise.com Rating

Review Sources

Google
4.9 (26)
Yelp
1.0 (2)

Why choose this provider?

Mainstream Insurance Services LLC is an independent insurance agency in Concord that provides insurance solutions to clients in the metro and nearby towns. It was formed in 2012 and has since written various personal and business insurance plans including its auto insurance packages. It provides the state-mandated minimum coverage for liabilities and physical damages with add-ons for rental reimbursements and medical payments. Principal agent Lalaine Lalaine Latimer has previously worked in claims for over 20 years before working in insurance.

  • Bundling Option

1070 Concord Avenue, Concord, CA 94520
WebsiteLicense: 0K63205

Expertise.com Rating

Review Sources

Facebook
5.0 (4)
Google
5.0 (1)
Yelp
5.0 (1)

Why choose this provider?

Monumental Insurance Services, LLC, is an insurance agency based in Concord that offers a wide range of insurance products, including standard auto insurance. Drivers of different backgrounds may contract the services of the company’s professional and experienced agents to source a selection of quotes for them to choose from based on their individual needs, risks, and priorities. In addition to car insurance, Monumental Insurance Services, LLC also provides protection plans for other vehicles, such as motorcycles, ATVs, RVs, and boats.

  • Boats
  • Motorcyle & ATV
  • Boat Insurance

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • Are you required to have car insurance in Concord?

    Yes. All drivers in Concord are required to have auto insurance, which is otherwise known as financial responsibility. Additionally, you must carry proof of your auto insurance in your vehicle at all times, whether operated or parked on California roadways. By law, your financial responsibility must be presented when requested by law enforcement, renewing your vehicle’s registration, and when your automobile is involved in a traffic collision.

  • What are the minimum liability auto insurance requirements in Concord?

    According to California Insurance Code §11580.1b, Concord drivers must have insurance that covers at least $15,000 for injury or death to one person, $30,000 for injury or death to more than one person, and $5,000 for damage to property. Drivers may add comprehensive coverage, collision coverage, and uninsured and underinsured liability coverage to their policy.

  • Are car insurance discounts available to Concord residents?

    Yes, car insurance discounts are available to Concord residents. When shopping for car insurance, local motorists can inquire about policies with discounts for safe drivers, good students, and seniors. Occasionally, there are also discounts available to those with good credit scores. Such discounts can help drivers reduce their monthly car insurance premiums, saving them money in the long run.

  • Are you still eligible to obtain car insurance in Concord if you have violations on your driving record?

    Yes, you may still be able to obtain a car insurance policy in Concord even if you have a less-than-desirable driving record. However, as insurance companies in Concord use point systems to assess your risk as a driver, having too many points on your driving record may cost you higher insurance rates, suspension, or even the loss of driving privileges.

  • Are you required to let the California DMV know if you wish to cancel your car insurance in Concord?

    Yes. You are required to notify the California DMV before you take any steps to cancel your auto insurance policy in Concord. Failure to notify the DMV of your intended cancellation may result in a suspension of your vehicle registration. For further assistance, you may call the California DMV at 1-800-777-0133.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.