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Best Bankruptcy Attorneys in Clovis

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Arnold Law Group, APC logo

Arnold Law Group, APC

5060 North Fruit Avenue, Fresno, CA 93711
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Arnold Law Group, APC, is a law firm led by Joseph and Michael Arnold that practices family and bankruptcy law in Clovis. The firm's bankruptcy lawyers work with three chapters of bankruptcy that involve liquidation, reorganization, and debt adjustment. They also protect their clients from creditor harassment, bank levies, and wage garnishments. Moreover, they help potential clients look into non-bankruptcy solutions during their consultation where they will also learn about the bankruptcy process. Arnold Law Group serves the Kings, Madera, and Tulare Counties.

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Barco Law logo

Barco Law

642 Pollasky Avenue, Clovis, CA 93612
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  • Chapter 7 Bankruptcy

Barco Law is a Clovis-based law firm that provides bankruptcy services to families living in the Fresno area. As a bankruptcy lawyer, Benny D. Barco focuses on chapter 7 bankruptcy or liquidation bankruptcy. He represents his clients throughout the whole bankruptcy process, protects them from creditor harassment, and provides them with accurate advice during each phase. He ensures that they understand their options to help them make the right decision. Barco also practices business law and a member of the La Raza Lawyer Association.

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Gates Law Group, A Professional Corporation logo

Gates Law Group, A Professional Corporation

2445 Capitol Street, Fresno, CA 93721
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Gates Law Group, A Professional Corporation is a bankruptcy law firm near Clovis that has been representing clients in the area since 1979. The bankruptcy attorneys at this firm assist individual debtors filing for personal bankruptcy under chapter 7 and chapter 13 guidelines. This, in turn, helps to stop or put on hold any creditor harassment, wage garnishment, repossession, and foreclosure of property. Gates Law Group also represents creditors with chapter 11 and chapter 12 business bankruptcies.

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Hemb Law Group logo

Hemb Law Group

420 Bullard Avenue, Clovis, CA 93612
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Hemb Law Group delivers assistance in matters involving bankruptcy in Clovis. The firm has a team of bankruptcy lawyers who can counsel both debtors and creditors in settling issues concerning bankruptcy law. The bankruptcy attorneys may advise clients to liquidate their assets to pay for debts, as with chapter 7 bankruptcy states, or reorganize payment systems when chapter 13 bankruptcy is the best option. The firm may also assist clients with issues about family law, probate, and wills. The Hemb Law Group has offered legal services since 2005.

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Law Offices Of Eric P Escamilla logo

Law Offices Of Eric P Escamilla

516 West Shaw Avenue, Fresno, CA 93711
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Offices Of Eric P. Escamilla protects families and individuals against creditor threats such as foreclosures and repossessions. Based in Clovis, the firm aims to help its clients use bankruptcy as a tool to obtain debt relief. Founder Eric P. Escamilla is a bankruptcy attorney who can help with all the tasks needed to petition for bankruptcy, such as facing creditors and developing a repayment plan for lenders. Escamilla can practice in all courts of the State of California.

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Mario T Langone logo

Mario T Langone

2565 East Perrin Avenue, Fresno, CA 93720
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Mario T. Langone is a bankruptcy attorney serving Clovis and surrounding communities. Langone has been helping families and individuals resolve credit and debt issues for more than 20 years. This professional is focused on small business and consumer bankruptcy. Mario T. Langone can help clients file chapter 7 and 13 bankruptcies, which can stop foreclosures, repossessions, utility disconnections, wage garnishments, bank levies, and lawsuits. Mario T. Langone meets each client personally and handles the whole bankruptcy filing from start to finish.

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Pascuzzi, Pascuzzi & Stoker logo

Pascuzzi, Pascuzzi & Stoker

2377 West Shaw Avenue, Fresno, CA 93711
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Established in 1990, Pascuzzi, Pascuzzi & Stoker is a boutique law firm founded by Harry Pascuzzi that provides its services in Clovis. The firm handles various legal matters like bankruptcy cases. Its team of bankruptcy lawyers provides legal representation to creditors, businesses, and individuals in bankruptcy proceedings related to chapters 7 and 13 bankruptcy. Moreover, they work on all the required paperwork during the whole bankruptcy process. Aside from bankruptcy, the firm also practices business law, criminal defense, estate planning, family law, litigation, military law, and real estate.

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The Law offices of Griselda Torres logo

The Law offices of Griselda Torres

1255 West Shaw Avenue, Fresno, CA 93711
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Located near Clovis, The Law Offices of Griselda Torres is a bankruptcy law firm who recently marked 10 years of representing debtors who need a fresh start financially. Griselda Torres helps clients find relief from their overwhelming debt by assisting with chapter 7 and chapter 13 bankruptcy filing. Chapter 7 is for debtors with no possible way or income to pay back their debts, while chapter 13 is for wage earners who want to put together a payment schedule to repay what they owe.

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Winter Law Group logo

Winter Law Group

1060 Fulton Street, Fresno, CA 93721
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

Winter Law Group offers legal representation in bankruptcy and personal injury cases near Clovis. Joel D. Winter, this firm's bankruptcy attorney, provides legal guidance to determine clients' eligibility for bankruptcy and prepare them for the filing process. He also handles bankruptcies under chapters 7 and 13 of the bankruptcy code, seeking to protect clients' assets and informing them of California's bankruptcy exemptions. Additionally, he drafts plans for post-bankruptcy financial recovery. Winter is an experienced business consultant and analyst.

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Frequently Asked Questions

Q: Can anyone file bankruptcy?

A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

Q: How bad is it to file bankruptcy twice?

A: Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?

A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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