Best Mortgage Brokers in Citrus Heights

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Anew Lending logo
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License Verified:

License: 1690722

Nationwide Multistate Licensing System and Registry

Anew Lending

9323 Laguna Springs Dr Ste 110, Elk Grove, CA 95758
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  • Refinance

Business Description

Anew Lending caters to both homeowners and buyers in the Citrus Heights metro. It offers loan products for various needs, including adjustable- and fixed-rate, Jumbo, VA, FHA, and streamline refinancing loans. Its loan officers guide each client throughout the process, from pre-approval application to loan closing. Anew Lending is both a mortgage lender and broker, giving people access to a wide selection of loan rates and terms. It is a member of the California Mortgage Association.

License Verified:

License: 1690722

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (22)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Billwolfeloans.com logo
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License Verified:

License: 220504

Nationwide Multistate Licensing System and Registry

Billwolfeloans.com

3000 Lava Ridge Ct #220, Roseville, CA 95661
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  • New Construction

Business Description

Billwolfeloans.com caters to the people of Citrus Heights. Its principal mortgage expert, Bill Wolfe, helps individuals and families acquire residential real estate like condo units, townhomes, and investment properties by offering various loan products. These include conventional, USDA, VA, FHA, and HARP loans. Bill also collaborates with other professionals such as attorneys, real estate agents, and tax planners to meet his clients' needs. He has been a licensed mortgage planner for more than two decades.

License Verified:

License: 220504

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brian Terrill Lending Company logo
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License Verified:

License: 1829257

Nationwide Multistate Licensing System and Registry

Brian Terrill Lending Company

5750 Sunrise Blvd #130-A, Citrus Heights, CA 95610
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  • Refinance

Business Description

Brian Terrill Lending Company is a brokerage firm that caters to individuals and families in Citrus Heights and the neighboring areas. It offers a variety of mortgage programs, such as FHA, VA, USDA, non-QM, and jumbo loans. It customizes reverse mortgages with annual or monthly adjustable- or fixed-rate options. The agency provides other loan types for borrowers who are seeking to purchase homes, land, and investment properties. It also carries second mortgage products and business loans.

License Verified:

License: 1829257

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Chris Carter logo
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License Verified:

License: 619947

Nationwide Multistate Licensing System and Registry

Chris Carter

Sacramento, CA 95816
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  • Refinance

Business Description

Chris Carter has been serving clients throughout Citrus Heights for over two years. He works with Edge Home Finance Corporation to deliver various mortgage products to aspiring homeowners. These include VA, FHA, and USDA loans, as well as super and jumbo programs. Carter offers online tools like payment calculators to help first-time homebuyers or real estate investors with decision-making. He also addresses the concerns of homeowners aiming to refinance their loans. Carter has been in the industry for over two decades.

License Verified:

License: 619947

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Coastal Pacific Mortgage logo
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License Verified:

License: 1477

Nationwide Multistate Licensing System and Registry

Coastal Pacific Mortgage

5530 Birdcage Street Suite 110, Citrus Heights, CA 95610
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  • Refinance

Business Description

Coastal Pacific Mortgage provides solutions for the homeownership goals of individuals and families in Citrus Heights. The company helps buyers apply for home financing programs such as reverse mortgages, ARMs, FRMs, and jumbo, construction, and down payment assistance loans. It also provides financing solutions for foreign nationals, self-employed borrowers, real estate investors, refinancing borrowers, and first-time home buyers. Coastal Pacific Mortgage has been in business since 1998 and also offers ALHFA, USDA, and FHA programs.

License Verified:

License: 1477

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Green Haven Capital Inc logo
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License Verified:

License: 173062

Nationwide Multistate Licensing System and Registry

Green Haven Capital Inc

5890 S Land Park Dr, Sacramento, CA 95822
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  • Multi-Family Loans

Business Description

Green Haven Capital Inc. is a mortgage company that serves the needs of borrowers in Citrus Heights and nearby areas. It offers FHA, VA, conventional, jumbo, and USDA loans. It also provides down payment assistance, non-QM mortgages, and refinance programs. The business works with multiple lenders to secure a wide range of options for its clients. Green Haven Capital started in 2008 in Sacramento and employs a team with over 40 years of combined experience.

License Verified:

License: 173062

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JJ Mack Team logo
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License Verified:

License: 1299922

Nationwide Multistate Licensing System and Registry

JJ Mack Team

2220 Douglas Blvd, Ste 220, Roseville, CA 95661
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  • New Construction
  • Refinance

Business Description

JJ Mack Team is a small, local mortgage lending company that serves clients in Citrus Heights. It offers different loan options for clients ready to purchase properties or refinance existing homes. Customers may choose from fixed-rate, adjustable-rate, and interest-only mortgages. Its loan programs include jumbo, FHA, VA, and USDA. It also provides reverse mortgages for seniors aged 62 or older. JJ Mack Team is affiliated with American Pacific Mortgage. Its branch manager, JJ, has been working in the industry since 2005.

License Verified:

License: 1299922

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (129)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kat Fiorentino logo
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License Verified:

License: 230274

Nationwide Multistate Licensing System and Registry

Kat Fiorentino

408 Sunrise Ave #7, Roseville, CA 95661
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  • Refinance

Business Description

Kat Fiorentino is a mortgage broker under Financial Solutions Management who serves the people of Citrus Heights. She assists prospective home buyers in understanding their options and navigating the financing process for the home of their dreams. The types of programs being offered include fixed-rate, FHA, VA, USDA, and jumbo loans. She also assists homeowners in refinancing their residential properties to pay lower interest rates. Kat Fiorentino has been in the financial services industry since 1988.

License Verified:

License: 230274

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Katie Pastor Trinidad logo
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License Verified:

License: 885654

Nationwide Multistate Licensing System and Registry

Katie Pastor Trinidad

1687 Eureka Rd. Ste 100, Roseville, CA 95661
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  • New Construction
  • Refinance

Business Description

Katie Pastor Trinidad is a Partners Mortgage officer who offers homebuying and refinancing loans in Citrus Heights. She analyzes each available option from a variety of local lenders and offers first-hand insight regarding the processes, requirements, and factors involved. Her communicative approach is centered on providing clients with choices that fall within their financial capabilities and desired terms, as identified in close consultations. She also monitors local interest rates and changes in the market to help applicants modify their preferred terms and programs.

License Verified:

License: 885654

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Luke Vaughn logo
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License Verified:

License: 1714690

Nationwide Multistate Licensing System and Registry

Luke Vaughn

7412 Elsie Ave #300, Sacramento, CA 95828
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  • Refinance
  • New Construction

Business Description

Luke Vaughn is a loan originator who caters to clients in the Citrus Heights metro and the surrounding communities. He helps first-time and seasoned home buyers purchase their dream houses by offering various loan options. These include conventional, fixed-rate, jumbo, FHA, USDA, and VA mortgages. He also serves refinancers, helping them cash out equity, consolidate debts, lower their monthly payments, pay off their loans faster, or switch from ARM to a fixed-rate loan. Vaughn is affiliated with Pacific Wholesale Mortgage.

License Verified:

License: 1714690

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
MAE Capital Real Estate and Loan logo
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License Verified:

License: 806170

Nationwide Multistate Licensing System and Registry

MAE Capital Real Estate and Loan

4940 Pacific Street, Rocklin, CA 95677
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  • New Construction

Business Description

MAE Capital Real Estate and Loan caters to the lending needs of clients based in and around Citrus Heights. It helps individuals seeking to purchase residential properties. It offers various programs such as FHA, VA, USDA, jumbo, conventional, and investment loan options. It also works with homebuyers looking to obtain reverse mortgages. In addition, its team provides financial assistance for refinancing, commercial funding, and private lending processes. The business has been operating for over three decades.

License Verified:

License: 806170

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (8)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Residential Home Loans logo
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License Verified:

License: 1964366

Nationwide Multistate Licensing System and Registry

Residential Home Loans

5751 Sunrise Blvd, Citrus Heights, CA 95610
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  • Commercial Loans

Business Description

Residential Home Loans offers its solutions to people in Citrus Heights and the surrounding areas. It evaluates the customer's credit score and finds a loan program that meets their financial needs. Its team offers down payment assistance programs, helping clients qualify for home financing. The company guides first-time buyers and seasoned investors throughout the homebuying process, assisting them in getting pre-approved and checking their loan options. It also submits offers on clients' behalf during contract negotiations.

License Verified:

License: 1964366

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Facebook
3.7 / 5 (44)
Google
4.0 / 5 (9)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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