Expertise.com

Best Renter's Insurance Companies in Chula Vista

2024

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Website
737 3rd Ave Ste B, Chula Vista, CA 91910
  • Multiple Carriers

Why choose this provider?

Vianca's Insurance & Financial Services has been serving clients in Chula Vista since 2008. The company offers renters', home, auto, business, and life insurance. Its renters' insurance policy covers the client's belongings, such as appliances, electronics, furniture, and jewelry. The policy also includes coverage for medical expenses and the cost of defending a lawsuit in the event of damage caused on the policyholder's property. The company represents various carriers, including Nationwide, Progressive, Hagerty, Safeco, and Liberty Mutual. Its agents can communicate in Spanish.

License Verified:

License: 0M48127

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Facebook
4.8 / 5 (15)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1770 Palm Avenue, San Diego, CA 92154
  • Multiple Policy Types

Why choose this provider?

Deluxe Insurance Services is a company that has been providing renters' insurance policies in the metro since 2007. The business offers both personal and commercial insurance with the aim of helping its clients become equipped with policies that fit their lifestyles and needs. Deluxe Insurance Services crafts automobile, motorcycle, boat, and home insurance plans for both owners and renters. In addition, Deluxe Insurance Services works with a list of insurance providers, like Arrowhead and Aegis.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (118)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
99 Bonita Road, Chula Vista, CA 91910
  • Multiple Policy Types

Why choose this provider?

Rapido Insurance is a local agency that has been servicing Chula Vista since 2017. It offers home and renters' insurance policies that serve as protection for assets on a property. In addition to specializing in Mexican insurance, its team also assists people seeking auto insurance options even if they have a DUI, suspended license, accidents, and too many tickets. The agency provides a wide range of auto registration services including renewal, transfer of ownership, and VIN verifications. Services are available in English and Spanish.

License Verified:

License: 0L85147

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (29)
Google
5.0 / 5 (17)
Yelp
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4508 Bonita Road, Bonita, CA 91902
  • Multiple Policy Types

Why choose this provider?

Since 1995, McKenna Insurance Services is an independent agency located in Chula Vista that has been providing its services to clients throughout California. The company offers a range of insurance coverage suited to every need of customers, from auto, homeowners', and renters' insurance policies to mechanical breakdown protection, SR22, and condo owner's insurance plans. McKenna Insurance Services is in partnership with 13 insurance carriers, including MetLife, Safeco Insurance, Foremost Insurance Group, Progressive, and Mercury Insurance Group.

License Verified:

License: 0F13008

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (37)
Yelp
5.0 / 5 (26)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
680 Old Telegraph Canyon Road, Chula Vista, CA 91910
  • Multiple Policy Types

Why choose this provider?

Emanuel Estrada, a first-generation agent who has been with State Farm since 1983, caters to renters in Chula Vista and the surrounding areas. He provides renters' policies that protect personal possessions in the event of a fire, theft, vandalism, smoke, and vehicle damage. He also offers other insurance products covering homeowners, personal articles, automobiles, health, and banking. Emanuel is a member of the Professional Insurance Agents in California and assists clients who speak English and Spanish.

License Verified:

License: 0580171

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Google
3.0 / 5 (10)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
345 F Street, Suite 160, Chula Vista, CA 91910
  • Multiple Policy Types

Why choose this provider?

Danny Patel is a State Farm agent serving families and individuals in Chula Vista. He offers a wide selection of products, including renters', homeowners', auto, life, and health insurance. His renters' insurance policy includes loss of use, liability, installation, and personal property coverage, helping individuals protect themselves and their belongings while renting. Patel listens to the clients' needs and advises them on the policies that fit them best. His additional options include annuities, banking, and mutual funds.

License Verified:

License: 0633335

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (116)
Facebook
4.4 / 5 (9)
Yelp
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
553 Telegraph Canyon Road, Chula Vista, CA 91910
  • Multiple Policy Types

Why choose this provider?

Garrison Insurance Agency provides risk management assistance from its Chula Vista location. Its team of independent insurance professionals furnish a wide range of protection plans, from renters', home, condominium, and life to boat insurance policies. They also offer a full range of products for business owners, covering workers' compensation, and commercial auto insurance. Travelers, Progressive, and Nationwide are among the carriers they access plans from. Garrison Insurance Agency is a family-owned and family-operated business that was founded in 1973.

License Verified:

License: 0C46096

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.2
Google
3.0 / 5 (16)
Yelp
3.0 / 5 (11)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
350 E Street, Chula Vista, CA 91910
  • Multiple Policy Types

Why choose this provider?

Willy's Insurance Service Inc. is a family-owned and family-operated insurance company that has been providing Chula Vista residents with renters' insurance since 2012. Willy Ruiz, the company's owner, has been in the industry since 2006 and has been praised by clients for his professionalism and dedication. He and his team work hard to develop relationships with their clients by taking the time needed to understand their individual situations. Willy's Insurance Service also provides home and auto insurance.

License Verified:

License: 0L80848

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (105)
Facebook
4.0 / 5 (36)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
884 Eastlake Parkway, Chula Vista, CA 91914
  • Multiple Carriers

Why choose this provider?

Eastlake Insurance is a local, family-owned and independent insurance agency providing personal and commercial insurance to its clients in Chula Vista for over 50 years. One of its many offerings is renters' insurance which allows policyholders to feel at ease knowing that they are protected from risk. Provisions that may be included in the insurance policy are coverage against theft or damage, protection for one's family and guests for certain bodily injury, and property damage claims.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (75)
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Does your Chula Vista renters' insurance coverage cover the things in your car?

    Yes, your Chula Vista renters' insurance coverage covers any belongings in your automobile. Your renters' insurance will pay to replace or repair the items if they are stolen or damaged due to a covered risk. However, as renters' insurance only covers personal belongings, it does not cover physical damage to your car.

  • Will Chula Vista renters' insurance cover the prior loss?

    No, because Chula Vista renters' insurance only covers losses that occur after the policy's effective date; it will not pay for past losses. It is best to obtain coverage as soon as possible, ideally before the loss, to ensure that you have the necessary protection in place before something goes wrong. Monthly renters' insurance premiums in Chula Vista are around $17.

  • What is covered by the loss of use clause in your Chula Vista renters' insurance policy?

    If a covered loss prevents you from using the residential premises, the loss of use coverage in your Chula Vista renters' insurance policy will cover your additional living expenses. For example, there was a small kitchen fire that will require several days to clean up and repaint. Renters insurance in Chula Vista may cover additional expenses incurred due to non-use of your apartment, such as lodging costs.

  • Does Chula Vista renters' insurance cover theft?

    Yes, whether at home or on the road, Chula Vista renters' insurance protects you and your belongings from theft. Renters' insurance helps with the replacement of lost or stolen property up to the policy's maximum coverage amount. Reimbursement for stolen goods may be based on their replacement cost or depreciated value, depending on the type of coverage you select.

  • What details are required to obtain quotations for renters' insurance in Chula Vista?

    To get renters' insurance quotes in Chula Vista, you'll need some personal information. The insurance provider will need your full name, date of birth, and the number of people living in your apartment to help determine your coverage, deductible, and policy limitations. Second, any specific information about your house or apartment is required in order to provide you with a more precise price. These specifics may include safety features and extra security for pricey possessions.

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