Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Chula Vista

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chula Vista Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4121Reviewed

2475Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
302 Washington Street, San Diego, CA 92103
  • Life Insurance
  • Health Insurance

Why choose this provider?

Regency West is a health insurance agency that serves clients in Chula Vista. It offers several health insurance products, including dental insurance, Medicare, vision insurance, and life insurance. It also offers employee benefits and advisory services using several tools that include Pro Assist HR and EaseCentral. In collaboration with insurance companies, Regency West has been helping individuals and businesses achieve their insurance goals for more than 20 years. Founder Jeana Wallace is a health insurance professional who specializes in healthcare reform.

License Verified:

License: 0K63533

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7853 El Cajon Boulevard, La Mesa, CA 91942
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

James Mitchell & Co. Insurance Services Corporation is a specialized insurance company that delivers life and health insurance policies to clients in Chula Vista. The firm represents several national providers that can offer individual health, long-term care, term life, and permanent life insurance. Its insurance brokers also specialize in annuities and retirement income policies. Other services include benefits analysis, corporate governance, compliance, and legacy protection services for small businesses. The company has been helping individuals and entrepreneurs in maximizing their investments since 1984.

License Verified:

License: 0675208

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1068 Moonstone Place, Chula Vista, CA 91913
  • Life Insurance
  • Health Insurance

Why choose this provider?

Princell Insurance Services is an independent insurance agency that has been serving clients in Chula Vista for more than 25 years. It offers a wide range of health insurance plans, including individual, family, and business health insurance policies as well as Medigap. It has formed partnerships with several insurance companies, including Cigna, Health Net, Kaiser Permanente, and Humana to provide clients with insurance coverage that suits their health needs. Dennis Princell established the agency in 1987 after working for Prudential Insurance Company for five years.

License Verified:

License: 0D44069

California Department of Insurance

Website
830 Orange Avenue, Coronado, CA 92118
  • Individual Plans

Why choose this provider?

Ted Anderson Insurance Services is an independent agency that serves the Chula Vista area. Its team of insurance professionals assists clients in multiple areas, including health insurance. With the help of their partner insurance providers, they can provide clients with different health policy types such as group, individual, family, short-term, vision, and international travel health insurance plans. In addition, Ted Anderson Insurance Services specializes in life, travel, and annuity policies. The company has been in operation since 1985.

License Verified:

License: 6001653

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1355 Broadway, Chula Vista, CA 91911
  • Life Insurance

Why choose this provider?

JSB Insurance Services, Inc., is an independent insurance agency that has been serving individuals, families, and businesses of Chula Vista and neighboring cities since 2008. The agency has access to hundreds of insurance companies and helps clients choose a plan, compare prices, and deliver fast quotes that best suit their needs. They offer health, auto, earthquake, life, commercial, and workers compensation. One of the clients said that JSB Insurance was determined to know her specific needs and secured her needed coverage.

License Verified:

License: 0M58941

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (341)
Facebook
5.0 / 5 (7)
Google
2.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
730 Broadway, Chula Vista, CA 91910
  • Life Insurance

Why choose this provider?

Health Right Insurance Solutions, LLC, is an insurance agency that serves clients in Chula Vista. It offers health insurance products as well as Medicare plans, including parts A to D. It also provides life insurance policies, which can cover mortgage debts, serve as income replacement, and settle final expenses. Health Right Insurance Solutions works with different insurance providers, such as Anthem Blue Cross Blue Shield, Health Net, and Kaiser Permanente. This firm comprises professional agents who have been catering to the community for 15 years.

License Verified:

License: 0I92430

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Where can Chula Vista residents who don't qualify for Medi-Cal get assistance to pay for their insurance?

    Covered California can help Chula Vista residents who do not qualify for Medi-Cal. Covered California is the state's official health exchange, which was established to provide subsidized Obamacare plans. This platform was created in accordance with the ACA guidelines for Californians who do not have access to Medi-Cal or cost-effective workplace coverage. Individuals can apply for Covered California marketplace coverage and receive premium subsidies.

  • What is the advantage for Chula Vista residents of having private health insurance and Medicare at the same time?

    The advantage of having private health insurance and Medicare for Chula Vista residents is comprehensive coverage. With Medicare, they primarily receive coverage tailored to seniors, including basic health services, often at reduced or no premiums. Private health insurance can supplement this with vision, dental, and hearing care coverage. When an individual has both, a coordination of benefits occurs to determine the primary and secondary payer.

  • Where can residents of Chula Vista seek assistance if they have concerns about their health insurance rates?

    Chula Vista residents can contact the California Department of Insurance with questions about health insurance rate changes. The CDI reviews insurers' proposed rate changes and provides assistance to those who have questions about their policies. It does not, however, supervise health plans such as HMOs, some PPOs, self-insured plans, or Medicare/Medicaid coverage.

  • Which departments or entities provide support for different types of health plans in Chula Vista?

    If you have a fully insured HMO in Chula Vista, your health plan is required to provide an external appeals procedure and may be assisted by the Department of Managed Health Care. A fully insured PPO also has an external review procedure in place; for complaints, contact the California Department of Insurance. However, if you have a self-insured PPO, the Department of Labor may only provide limited assistance in contacting your plan administrator.

  • What is the law in Chula Vista guaranteeing group coverage for small employers?

    According to California law AB1672, small employers in Chula Vista are guaranteed group coverage if they choose to purchase it, regardless of their employees' health status. A company is classified as a small employer if it employs two to fifty full-time workers. This includes sole proprietorships and partnerships, which by definition have two or more members, as well as companies with only one employee.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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