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Best Bankruptcy Attorneys in Chino

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Douglas Law Practice logo

Douglas Law Practice

14726 Ramona Avenue, Chino, CA 91710
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  • Debt Settlement

Douglas Law Practice is a law firm and debt relief agency that helps clients in the greater Chino area get out of debt. The firm typically advises clients to file Chapter 7 bankruptcies, which allows them to keep essential assets such as homes and cars while stopping debt collection efforts, including wage garnishments, bank levies, and evictions. It willingly files Chapter 13 bankruptcies when appropriate. Douglas Law Practice strikes deals with creditors in private negotiations to reduce clients' outstanding debts.

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Hedtke Law Group logo

Hedtke Law Group

15338 Central Ave, Chino, CA 91710-7658
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  • Chapter 7 Bankruptcy

Hedtke Law Group is a veteran-owned civil law firm that helps individuals in the Chino area to file Chapter 7 and Chapter 13 bankruptcies. It also offers Chapter 11 filings for business owners. Hedtke Law Group offers non-bankruptcy debt resolution options such as debt consolidation loans, settlements, and private debt negotiations. Founder Neil R. Hedtke graduated from Ranger School and Airborne School during his five years as an engineer with the U.S .Army.

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Hedtke Law Group logo

Hedtke Law Group

301 West Mission Boulevard, Pomona, CA 91766
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  • Chapter 7 Bankruptcy

Hedtke Law Group is an independent civil law firm that represents clients across the Chino area in bankruptcy cases. The firm can help select clients discharge their tax debts by filing bankruptcies. Its attorneys can file bankruptcy via Chapter 7, Chapter 11, and Chapter 13. Principal attorney Neil R. Hedtke, a veteran who spent five years in the U.S. Army, has handled hundreds of bankruptcy cases as this firm's leading attorney.

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Law Office of W. Derek May logo

Law Office of W. Derek May

400 North Mountain Avenue, Upland, CA 91786
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

The Law Office of W. Derek May is a bankruptcy law firm that provides legal representation and counsel with bankruptcy procedures to residents in Chino and the surrounding areas. It assists clients in filing for chapter 7 and 13 bankruptcy, depending on the client's qualifications. Founder Derek May is a bankruptcy law specialist certified by the California Board of Legal Specialization. For more than 10 years, May has been offering expert legal guidance to help its clients achieve financial freedom.

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Law Offices of Terrence Fantauzzi - Rancho Cucamonga logo

Law Offices of Terrence Fantauzzi - Rancho Cucamonga

8659 Red Oak Street, Rancho Cucamonga, CA 91730
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  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Estate Planning
  • Chapter 11 Bankruptcy

The Law Offices of Terrence Fantauzzi have been serving clients in Chino and across Southern California since 2009. Fantauzzi handles chapters 7 and 13 bankruptcy cases for individuals and couples with personal debts, and foreclosures for homeowners. He can also help small enterprises recover from their debt by introducing legal options that can help them get back on their feet. Terrence Fantauzzi also takes on cases involving trusts, wills, probate, and estate planning.

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Frequently Asked Questions

Q: Can anyone file bankruptcy?

A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.

Q: How bad is it to file bankruptcy twice?

A: Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?

A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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