Best Mortgage Brokers in Chico

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Dara Delgado logo
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License Verified:

License: 249825

Nationwide Multistate Licensing System and Registry

Dara Delgado

Chico, CA
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  • Refinance

Business Description

Dara Delgado helps fulfill the mortgage needs of customers in Chico and nearby communities. She is a loan officer who has been working in the mortgage industry since she was 19 years old. She caters to clients who need assistance getting approved for home purchase loans and those who want to refinance their existing loans. She also helps people improve their credit scores. Dara strives to deliver quality customer service through her good communication skills and work ethic.

License Verified:

License: 249825

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fairway Independent Mortgage Corporation logo
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License Verified:

License: 2326979

Nationwide Multistate Licensing System and Registry

Fairway Independent Mortgage Corporation

300 Salem St., Chico, CA 95928
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  • Refinance
  • New Construction

Business Description

Fairway Independent Mortgage Corporation caters to seasoned veterans and first-time home buyers in Chico and nearby communities. The business provides different loan programs, such as adjustable terms, jumbo, FHA, USDA, 30- and 15-year fixed-rate mortgages, and home renovation loans. Its team of mortgage professionals, with more than a decade of industry experience, assists customers in the loan process—from application to the closing stage. Fairway Independent Mortgage also handles refinance analysis and mortgage rate comparison services.

License Verified:

License: 2326979

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (239)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
IMS Lending logo
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License Verified:

License: 1865384

Nationwide Multistate Licensing System and Registry

IMS Lending

120 W 2nd Street, Unit 2, Chico, CA 95928
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  • Refinance

Business Description

IMS Lending is a mortgage brokerage firm serving clients in Chico. The company simplifies the home loan process by assisting individuals and families in locating financing options for their homeownership goals. Its mortgage specialists educate clients on the differences between home loans such as fixed-rate, ARM, conforming, jumbo, and government loans. The team also offers mortgage refinance programs to individuals looking to lower monthly payments and interest rates. The company has been in the mortgage and real estate business for over 20 years.

License Verified:

License: 1865384

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (53)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Network Mortgage logo
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License Verified:

License: 358237

Nationwide Multistate Licensing System and Registry

Network Mortgage

155 E 3rd Ave, Chico, CA 95926
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  • Refinance
  • New Construction

Business Description

Network Mortgage caters to clients in Chico and the surrounding communities who need a variety of brokerage services. The team's loan process extends from the pre-approval stage to closing. Its loan programs include government-backed options for agricultural property buyers and military service veterans. It offers specialty solutions for purchasers with debt consolidation needs, as well as reverse mortgages for the elderly. Network Mortgage is an independent agency that started in 1994.

License Verified:

License: 358237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Russell Street logo
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License Verified:

License: 1249828

Nationwide Multistate Licensing System and Registry

Russell Street

15 Moraga Dr, Chico, CA 95926
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  • Refinance

Business Description

Russell Street helps residents of Chico and the surrounding communities with their mortgage needs. He is a mortgage loan officer who works for Quickstart Mortgage Group. He caters to people who want to obtain home purchase loans or those who intend to refinance their existing loans. He works with clients to find the right lender and mortgage program based on their needs. Street strives to simplify the mortgage process by evaluating each borrower's unique situation.

License Verified:

License: 1249828

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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