Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Chico

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chico Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1708Reviewed

1030Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
901 Bruce Road #170, Chico, CA 95928
  • Life Insurance
  • Health Insurance

Why choose this provider?

Omega Pacific Insurance Solutions addresses the health insurance needs of individuals, families, and businesses throughout Chico and the neighboring communities. Its agents are experienced in helping clients identify their needs and problems before coming up with suitable protection plans that meet their specific requirements and preferences. In addition to health insurance, Omega Pacific Insurance Solutions also offers assistance to obtain other types of insurance, such as auto, home, commercial, and life insurance policies.

License Verified:

License: 0F74463

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Google
3.7 / 5 (9)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
55 Independence Circle, Chico, CA 95973
  • Group Plans
  • Health Insurance

Why choose this provider?

GCI Insurance Brokers is an agency that offers services in Chico and the neighboring areas. It assists clients in processing health insurance claims and provides personalized options according to need. It also covers Medicare health plans, including Medicare A and B, Medicare Advantage, and Medigap. Additionally, the agency provides personal, agriculture, and business insurance coverage. GCI Insurance Brokers has been helping individuals, families, and businesses for over 60 years. It is a member of the Glenn County and Butte County Chamber of Commerce.

License Verified:

License: 0328375

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2485 Notre Dame Blvd Suite 370-23, Chico, CA 95928
  • Medicare

Why choose this provider?

Senior Security Insurance Service, Inc., helps senior citizens in Chico and the rest of the state of California acquire health insurance policies. A private, family-owned corporation, it employs experienced insurance agents who are able to understand the needs of clients and suggest Medicare health and prescription protection plans that will address their individual needs and requirements, based on their specific health status and concerns. Senior Security Insurance Service, Inc., has been in business since 1982.

License Verified:

License: 0K34051

California Department of Insurance

Website
1704 Mangrove Avenue, Chico, CA 95926
  • Health Insurance

Why choose this provider?

Brines Insurance Solutions, LLC, is an insurance provider serving the Chico area. It works with over 50 companies to find Medicare Supplement plans that fill the gap in its customers' coverage. In addition, it deals with prescription drug plans and Medicare Plans A-N. Since it opened 20 years ago, Brines Insurance Solutions has expanded its services to every state nationwide. Moreover, senior advisor Michael W. Brines has been a top producer for Heartland Financial, UnitedHealthcare, Health Net, and Anthem.

License Verified:

License: 0685262

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.6 / 5 (10)
Yelp
3.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3221 Cohasset Road, Suite 130, Chico, CA 95973
  • Health Insurance

Why choose this provider?

Leftout Capital Insurance Services is a locally owned and operated agency that serves the insurance needs of individuals, families, and businesses in and around Chico. It represents a vast network of health insurance carriers that provide coverage for a variety of concerns, helping clients be protected from significant financial loss caused by unexpected medical, surgical, and hospital costs. The insurance agency extends its services throughout the states of Oregon, Washington, and Nevada from its Chico office in California.

License Verified:

License: 0M30927

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2454 Notre Dame Blvd, Suite 120, Chico, CA 95928
  • Health Insurance

Why choose this provider?

Vicki Sayer is a State Farm Insurance agent who offers health insurance to individuals, families, and senior citizens of Chico. Customers can choose the individual medical coverage if their employer does not provide them with one, or additional coverage like the Medicare Supplement Insurance to help with some expenses that Medicare does not pay. Vicki, who runs the Vicki Sayer Insurance and Financial Services Inc., has been serving the surrounding Butte County since she opened her firm in 2018.

License Verified:

License: 0K75087

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (48)
Facebook
5.0 / 5 (12)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Chico, CA
  • Health Insurance

Why choose this provider?

Huhn Insurance Agency provides insurance products and services to business owners, families, and individuals in the Chico metro. It offers health insurance products, which include Medicare plans. The independent company also accommodates clients who want to obtain life insurance. It works with multiple carriers to create customized policies suited to customers' budgets and needs. In addition, Huhn Insurance Agency educates customers about the importance of obtaining insurance plans. Its owner brings eight years of insurance industry experience.

License Verified:

License: 6004743

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1166 Esplanade, Suite #1, Chico, CA 95926
  • Individual Plans
  • Group Plans
  • Life Insurance
  • Health Insurance
  • Medicare Supplement Insurance

Why choose this provider?

Dayton Sayer Insurance Agency provides information and services to individuals, families, and business owners located in Chico. Its options include individual and family plans and Medicare Advantages and Supplements that fit the client’s budget. Their office also caters to dental, vision and medical and life insurances under the group plans. The agency is composed of "Authorized Blue Shield Agents" for Anthem Blue Cross of California. The agency has been serving the Butte County area and the surrounding communities for over six decades.

License Verified:

License: 0649607

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2611 Forest Avenue, Chico, CA 95928
  • Life Insurance

Why choose this provider?

Butte Community Insurance Agency is a health insurance agency that serves clients from Chico and its surrounding areas. The firm provides several types of health insurance products, such as high-deductible, group, and individual major medical plans. There are also insurance packages designed for homeowners, commercial properties, disabilities, cars, crops, and even pets. Some of the company's insurance carriers include State Compensation Insurance Fund, Blue Shield of California, Lloyd's of London, Liberty Mutual, and Financial Pacific.

License Verified:

License: 0E61909

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1530 Humboldt Rd., Suite 5, Chico, CA 95928
  • Life Insurance
  • Health Insurance

Why choose this provider?

Located in Chico, Firm Foundations Insurance & Benefits Center helps individuals and families find insurance options tailored to their circumstances. Its portfolio of insurance products includes dental, vision, health, and life insurance. Its agents also assist clients in understanding and availing themselves of Medicare and its supplement plans. The company's president, Dale E. Penne, has over 15 years of experience in the insurance industry. He holds the registered health underwriter designation from the American College of Financial Services.

License Verified:

License: 0D94527

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
PO Box 8664, Chico, CA 95927
  • Medicare Supplement Insurance

Why choose this provider?

Cressy & Associates serves the insurance needs of individuals, families, and business owners in the Chico metro and the nearby areas. It offers comprehensive health insurance plans, which include Medicare policies. The independent company assists clients in acquiring Medicare Supplement Parts A, B, D, and G. These coverages cover policyholders' hospital and medical service expenses. Cressy & Associates works with multiple carriers to deliver personalized insurance coverages. Its owners, Steven and Belinda Cressy, have been providing Medicare solutions since 1995.

License Verified:

License: 0B61505

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
290 Airpark Boulevard, Chico, CA 95973
  • Individual Plans

Why choose this provider?

Heritage Insurance Agency offers individual health coverage in Chico. It serves clients who are self-employed and individuals who do not have employer-sponsored health benefits. It assists customers in identifying their needs and capabilities in order to create tailored programs for them. The independent agency provides health insurance coverages that include preventive health care like checkups, vaccines, and screenings. Principal Steve Mora, who has an Agribusiness and Farm Insurance Specialist designation, is a certified Nationwide Elite Farm agent.

License Verified:

License: 0F22446

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (255)
Facebook
5.0 / 5 (102)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1277 East Ave # 110, Chico, CA 95926
  • Health Insurance

Why choose this provider?

Chris Grettum helps clients in Chico and the surrounding areas get health care coverage. His agency, which started in 2014, also offers life, pet, home, business, property, and auto insurance products. In addition, his three-member team, which speaks English and Spanish, provides financial services in banking and mutual funds. A second-generation State Farm agent, Grettum personally experienced how the insurance company served clients when it helped his family recover their losses after a wildfire in 2007.

License Verified:

License: 0H38858

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)
Yelp
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
102 Raley Blvd Suite 100, Chico, CA 95928
  • Individual Health Insurance

Why choose this provider?

Sweeney & Sweeney is an insurance and financial services firm serving clients in Chico. It offers individual health insurance that covers expenses for doctor’s visits, surgical procedures, specialized medical care, and drug prescriptions. The agency also assists employers in creating group benefits for medical, life, dental, and vision insurance plans. In addition, it provides services for annuities and Medicare-related plans. Sweeney & Sweeney was founded in 1984 and is a member of the National Association of Health Underwriters.

License Verified:

License: 0614055

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What should residents of Chico understand about group and individual health insurance policies?

    Chico residents should be aware that group policies are purchased through companies or associations, with the group being the identified entity and employees receiving Certificates of Coverage. Individual/family plans, on the other hand, are purchased independently and are customized for the individual and their family. Although some individual policies allow for the addition of family members, it is crucial for Chico residents to carefully consider their options and pick the health insurance that best suits their requirements.

  • What is the reporting requirement of the Affordable Care Act for employers and health coverage providers in Chico?

    As the Affordable Care Act requires, established businesses in Chico must submit annual IRS reports. Utilizing IRS Form 1095-C, they must provide full-time employees with proof of their health benefits. Health coverage providers, on the other hand, must submit IRS Form 1095-B each year and provide documentation to those they have insured, even for a single day.

  • What are the options for Chico residents to comply with Obamacare?

    Chico residents can choose no insurance but will face a tax penalty. They can opt for inexpensive insurance yet might face a tax fine if it doesn't cover essential benefits. Another choice is a qualified health plan, which can be outside of Covered California, but for government subsidies, it must be from Covered California. Alternatively, residents can join a Health Care Sharing Plan to avoid the tax penalty and enjoy lower premiums.

  • What essential health services are covered by most health insurance plans in Chico?

    In Chico, most health insurance plans include inpatient care, ambulatory surgical treatments, and diagnostic evaluations, such as lab tests and X-rays. These plans also cater to regular health check-ups, vaccine administrations, psychological health assessments, urgent healthcare needs, and rehabilitative sessions like physio and verbal therapies. Some packages extend coverage to after-hospital residential or caregiving facility services.

  • When is the deadline for group health plan sponsors in Chico to file coverage reports?

    Group Health Plan sponsors in Chico should file coverage reports with the California Franchise Tax Board by March 31, following the end of each calendar year. The deadline for furnishing individual statements is January 31, following the end of the calendar year. Even though the IRS offers a 30-day extension until March 2 (or March 1 in leap years), California maintains its January 31 deadline. The state does not impose penalties for missing this deadline.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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