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Best Bankruptcy Attorneys in Chico

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1385 Ridgewood Drive, Chico, CA 95973
Chico, CA 95973
  • Debt Settlement

Located in Chico, Access Court Services is a company that connects clients to a bankruptcy lawyer. The firm works closely with an attorney that helps clients in determining whether filing for bankruptcy is suitable for their financial situation. The attorney gives clients an understanding of what to expect before, during, and after the bankruptcy process. The bankruptcy lawyer also provides representation for individuals and businesses who need defense against a potential bankruptcy filing. Access Court Services was established in 1989.

1385 Ridgewood Drive, Chico, CA 95973
Chico, CA 95973

Website(530) 899-8570

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

1 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

20 Independence Circle, Chico, CA 95973
Chico, CA 95973
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

JAPC Attorneys at Law is a law firm comprised of legal professionals with varying expertise, from personal injury law to bankruptcy law. Based in Chico, the firm serves clients throughout California. The lawyers at the firm concentrate on a range of practice areas, including bankruptcy, business formation and litigation, conservatorship law, personal injury, probate law, and wills and trusts. Bankruptcy lawyer Doug Jacobs has also taught bankruptcy law at Cal Northern School of Law since 1988.

20 Independence Circle, Chico, CA 95973
Chico, CA 95973

Website(530) 342-6144

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2531 Forest Avenue, Chico, CA 95928
Chico, CA 95928
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

The Law Office of Jennifer L. Newkirk is a law practice based in Chico. Newkirk is a bankruptcy attorney proficient in handling chapter 7 and chapter 13 cases. She strives to provide her clients with the best advice and is detail-oriented in determining if filing for bankruptcy is the most suitable option or which type of bankruptcy is most appropriate for each client. She aims to make the process as easy and stress-free as possible, as she helps her clients regain control of their finances.

2531 Forest Avenue, Chico, CA 95928
Chico, CA 95928

Website(530) 213-1375

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We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

676 East 1st Avenue, Chico, CA 95926
Chico, CA 95926
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Michael O. Hays Attorney at Law Bankruptcy Specialist is a bankruptcy lawyer located in Chico. Hays is committed to helping clients eliminate debt from medical bills, credit cards, and payday loans. Aside from this, the attorney addresses foreclosure and wage garnishment issues. He provides legal assistance in chapter 7 bankruptcy and chapter 13 bankruptcy. Hays has more than 30 years of experience in the area of bankruptcy. He is a member of the National Association of Consumer Bankruptcy Attorneys.

676 East 1st Avenue, Chico, CA 95926
Chico, CA 95926

Website(800) 387-9299

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

17 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1058 Mangrove Ave suite c, Chico, CA 95926
Chico, CA 95926
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Power Law P.C. is a general service law firm that handles bankruptcy cases and proceedings in Chico and the surrounding areas. Founding attorney Stacie L. Power offers legal assistance to her clients who wish to file either a chapter 7, a chapter 11, or a chapter 13 bankruptcy. In addition to bankruptcy law, Power also practices in other areas including business law, franchise law, and real estate law. Power Law P.C., also offers estate planning services.

1058 Mangrove Ave suite c, Chico, CA 95926
Chico, CA 95926

Website(530) 576-5740

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We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.1 / 5 ( Best)

Total Reviews:

31 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2607 Forest Avenue, Chico, CA 95928
Chico, CA 95928
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Debt Settlement

The Law Office of Nikki Farris is a business law, estate planning, and bankruptcy law firm representing clients in Chico, Butte County, and the rest of California. With over 10 years of law practice, founding attorney Nikki Farris offers a range of legal services for cases related to bankruptcy, including chapter 7 and chapter 13 petitions and bankruptcy alternatives. Farris is a member of the National Association of Consumer Bankruptcy Attorneys.

2607 Forest Avenue, Chico, CA 95928
Chico, CA 95928

Website(888) 325-1181

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

48 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: Can anyone file bankruptcy?
A: Anyone can file bankruptcy, but there are limitations regarding which form of bankruptcy is permissible. Qualifying for Chapter 7 requires a means test that evaluates income, debt levels, and income left over each month after paying basic obligations. Income over the median set by the court and monthly income that allows meaningful payments toward unsecured debt can disqualify filers from Chapter 7, which is generally the preferred form of bankruptcy due to the possibility of a full discharge. Anyone can file Chapter 13 bankruptcy, but the terms are less favorable. In most cases, some debts must be repaid following a successful filing. Chapter 13 is also more likely to result in asset forfeiture.
Q: How bad is it to file bankruptcy twice?
A:

Although possible, due to the damaging nature of bankruptcy, filing bankruptcy more than once isn't recommended. Filing multiple times puts a serious burden on one's credit report, making it harder to get a loan, buy a house, buy a car, or even open credit cards.

Note that filing for bankruptcy isn't something that can be done at a filer's leisure. There are time limits following bankruptcy cases that dictate when it's permissible to file again. For example, after Chapter 7 bankruptcy, filers must wait at least eight years before filing Chapter 7 again or four years before filing Chapter 13.

Q: Can they take my car in Chapter 7 bankruptcy?
A: In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.

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