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Best Life Insurance Companies in Carson

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2023
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AHTKY Insurance Agency logo
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License Verified:

License: 0C46036

California Department of Insurance

AHTKY Insurance Agency

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1451 Artesia Boulevard, Gardena, CA 90248
  • Life Insurance
  • Whole Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

AHTKY Insurance Agency serves clients in Carson and the rest of California. It also extends its services to 17 other states. With more than seven decades of experience, the company offers insurance products for individuals and businesses. Its life plans include universal, term, and whole life policies. The company also provides disability and long-term care plans. In addition, retirement plans and employee benefits are available. As an independent insurance agency, it has access to products from multiple carriers, such as Liberty Mutual, Safeco, and GeoVera.

License Verified:

License: 0C46036

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
4.5 / 5 (26)
Facebook
5.0 / 5 (24)
Google
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Frank Leon logo
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License Verified:

License: 0K12193

California Department of Insurance

Frank Leon

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1851 North Gaffey Street, San Pedro, CA 90731
  • Life Insurance
  • Health Insurance

Business Description

Frank Leon runs a State Farm insurance firm that serves Carson and the surrounding communities. Frank's office provides various personal and commercial insurance options. It includes life insurance, which can be used to pay off a mortgage or other substantial obligations, fund education, and replace income if a policyholder passes away. Frank has been a State Farm insurance agent since 2006 and continuously strives to help people manage the risks of everyday life, recover from unexpected situations, and realize their dreams.

License Verified:

License: 0K12193

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greenwood Insurance Agency logo
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License Verified:

License: 0E81039

California Department of Insurance

Greenwood Insurance Agency

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350 East Carson Street, Carson, CA 90745
  • Life Insurance

Business Description

Greenwood Insurance Agency is an independently owned and operated insurance business that has been serving clients in Carson and the surrounding communities for more than a decade. It offers universal life, whole life, and term life insurance policies that cover the clients' financial obligations. It also provides motorcycle, ATV and motorsport, classic car, personal umbrella, flood, and renters' insurance packages. In addition, Greenwood Insurance Agency customizes business insurance solutions that cover commercial properties, casualties, and liabilities.

License Verified:

License: 0E81039

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (6)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Center Associates logo
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License Verified:

License: 0203423

California Department of Insurance

Insurance Center Associates

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1622 South Gaffey Street, Los Angeles, CA 90731
  • Life Insurance
  • Health Insurance

Business Description

Insurance Center Associates is an independent, multi-line agency that offers life insurance plans for the residents of Carson and other communities surrounding its San Pedro and Torrance offices. The company offers universal, whole life, and term life insurance. Insurance Center Associates is qualified to provide insurance solutions in 15 states and counting. Among other recognitions, the firm is one of only two agencies that have been awarded the Gold Level Customer Champion award by the Mercury Insurance Company.

License Verified:

License: 0203423

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (21)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
James Chen logo
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License Verified:

License: 0H63869

California Department of Insurance

James Chen

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2259 Torrance Boulevard, Torrance, CA 90501
  • Life Insurance
  • Health Insurance

Business Description

James Chen is a State Farm insurance agent who serves the Carson community. He provides term, whole, and universal life insurance coverage options to individuals who want to secure their future. The policies are also available for small businesses for different purposes, such as business continuation, key employees, employee benefits, and key employee incentives. Chen and his team also offer auto, health, and pet insurance. Moreover, they specialize in banking and mutual funds. Services are available in English, Chinese, and Spanish.

License Verified:

License: 0H63869

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (67)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jimmy Ramirez logo
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License Verified:

License: 0H01380

California Department of Insurance

Jimmy Ramirez

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233 North Harbor Boulevard, San Pedro, CA 90731
  • Life Insurance
  • Health Insurance

Business Description

Jimmy Ramirez provides an array of insurance and financial solutions to clients in Carson and the surrounding communities. He leads a team of professionals working under State Farm. Jimmy offers life insurance, health insurance, rental condominium insurance, home insurance, and personal liability umbrella insurance. Policies are also available for religious organizations and for businesses—including coverage for commercial liability, employment practices, and workers’ compensation. His other services cover banking, mutual funds, and annuities.

License Verified:

License: 0H01380

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (9)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MCD Insurance logo
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License Verified:

License: 0D80801

California Department of Insurance

MCD Insurance

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2340 Plaza del Amo, Torrance, CA 90501
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Business Description

MCD Insurance is a Farmers Insurance Agency that has been offering protection plans in Carson and the nearby cities since 1987. It offers various types of life insurance programs for families and businesses such as whole life, variable, term, and universal. Additionally, it has other types of policies such as health and disability, workers' compensation, home, and auto insurance. Michael C. Delaney, the president of the firm, has been in the industry for more than 30 years.

License Verified:

License: 0D80801

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (17)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Unisure logo

License Verified:

License: 0617684

California Department of Insurance

Unisure

1146 North Central Avenue, Glendale, CA 91202
  • Life Insurance
  • Health Insurance

Business Description

Serving the Carson metro, Unisure is a life insurance company founded in 1976 and incorporated in 1981. Operating for more than 60 years, the family-owned business provides support in various insurance services including universal life insurance, variable life insurance, and whole and term life insurance. Its intensive list of carriers also allows the company to offer disability insurance, long-term care, and annuities. Benefit plans are also available for employees and individuals, as well as voluntary products that include critical illness and disability.

License Verified:

License: 0617684

California Department of Insurance

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.