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Best Mortgage Refinance Companies in Buena Park

2024

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Providers

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Website
6 Centerpointe Dr. Ste 700, La Palma, CA 90623
  • Reverse Mortgages
  • New Construction

Why choose this provider?

Legacy Home Mortgage Inc. helps Buena Park homeowners refinance their loans. It offers various options to pay off existing mortgages, reduce interest rates, or cash out equity. The company also provides FHA and conventional loans. Resident broker Phoebe Wilson has 18 years of industry experience. Phoebe and her loan officers work to close deals within 21 days. They strive to make the process easy for clients by educating them on ways to set up their credit, finances, and property to qualify for their preferred loan.

License Verified:

License: 964298

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14607 Ramona Blvd. Suite C, Baldwin Park, CA 91706
  • Reverse Mortgages

Why choose this provider?

Lakeside Home Loans provides mortgage refinancing solutions for homeowners in the Buena Park metro. It helps borrowers refinance their existing mortgages into loans with lower interest rates or longer terms, allowing them to free up money that they can use for savings, investments, or expenses. The company is connected with multiple lenders, so its loan officers can help its clients find the loan program that meets their specific needs. Lakeside Home Loans has been in business since 2007.

License Verified:

License: 2320142

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2734 East Broadway Avenue Suite #7, Long Beach, CA 90803
  • Multi-Family Loans
  • New Construction

Why choose this provider?

Sage Real Estate serves home purchasers and property investors in and around Buena Park who require mortgage and refinancing solutions. The company's team has options for buyers of multifamily and commercial properties, and its loan processes are paperless and completely conducted online to minimize waste. Refinancing services are available to reduce the burdens of existing debts. Sage Real Estate's broker, Phoebe Todorof, has more than 25 years of experience in the lending and mortgage industry.

License Verified:

License: 329579

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (19)
Facebook
5.0 / 5 (12)

Website
15183 Springdale St., Huntington Beach, CA 92649
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Framework Lending is an independent brokerage that serves Buena Park. It helps clients pay off debts, lower monthly payments, and eliminate mortgage insurance by offering them refinance options. It guides them throughout the process, from discussing goals and common refinancing mistakes to handling the required paperwork. Various mortgage programs are available, including home equity lines of credit, jumbo, FHA, and conventional loans. Framework Lending also serves first-time homebuyers. The firm has been in business for over 20 years.

License Verified:

License: 2114479

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3801 Atlantic Ave, Long Beach, CA 90807
  • New Construction

Why choose this provider?

Bixby Knolls Mortgage is a loan firm that serves clients in the Buena Park area. It offers mortgage refinancing solutions to clients who are looking to modify loan terms, take cash out from equity, get lower monthly payment costs, or pay off debts. Its loan options include adjustable-rate, fixed-rate, FHA, VA, jumbo, and USDA loans. Bixby Knolls Mortgage has been in the lending industry since 1989. For three years in a row, the company was named "Best of Long Beach" in the Mortgage Lender category.

License Verified:

License: 1410447

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12235 Beach Blvd Ste 200, Stanton, CA 90680
  • Reverse Mortgages

Why choose this provider?

E Mortgage Capital helps clients in and around Buena Park navigate the mortgage refinancing process. The company offers various mortgage services including investment, residential, and commercial real estate plans. For clients seeking other loan options, the firm's team assists with conventional, FHA streamline, and VA streamline refinancing. E Mortgage Capital’s team is headed by Mike Barrios and comprises insurance agents and loan processors. Clients can use the company's online platform to submit loan applications.

License Verified:

License: 1640981

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.4 / 5 (5)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
703 N. Roanne St, Anaheim, CA 92801
  • New Construction
  • Reverse Mortgages

Why choose this provider?

US Funding is a provider of mortgage refinancing products, serving Buena Park. It believes in simplifying the mortgage process by assisting clients in applying for various loan programs and products. Its cash-out refinance and HELOC programs help people consolidate their credit card debt, fund their home remodeling, and invest in assets. The business also has commercial financing options for refinancing and purchases that are applicable for 5+ unit, mixed-use, and industrial properties. In addition, down payment assistance and first-time homebuyer programs are available.

License Verified:

License: 2105509

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9061 Garden Grove Blvd, Garden Grove, CA 92844
  • New Construction

Why choose this provider?

Vina Home Realty delivers refinancing strategies to mortgage borrowers in Buena Park. Primary broker Kevin Pham and his team guide short-sale homeowners in writing off debt, maintaining credit, and getting opportunities to buy another home. They assist mortgage borrowers in securing refinancing to change ownership, remove PMI, and shorten loan terms. They create solutions for clients planning to refinance rental properties, renovate homes, and take out equity. Pham is also a real estate broker who can provide services in Vietnamese.

License Verified:

License: 1088939

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16450 Bake Parkway, Suite 200, Irvine, CA 92618
  • New Construction

Why choose this provider?

Primary Partners Financial is a mortgage refinance company that caters to the needs of Buena Park locals. It assists clients who are planning to purchase or refinance a home, whether with an existing balance or cash out. Its team, consisting of 12 loan officers, deals with ARM and fixed loan programs. Primary Partners Financial follows a process that involves educating clients about different home financing methods. It partners with PPF Escrow in accomplishing a wide variety of transactions.

License Verified:

License: 90225

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (437)

Website
15615 Alton Pkwy Suite 300, Irvine, CA 92618
  • New Construction

Why choose this provider?

ClearPath Lending serves locals in Buena Park who need refinancing and loan solutions. The team has home purchase choices with adjustable or fixed rates. Conventional loans are available with 15- to 30-year terms, and government-backed options are on hand for borrowers who fall short of the credit scores required by private lenders. The company also rearranges current obligations to take advantage of subsequent favorable terms and conditions. ClearPath Lending opened in 2012 and uses the most current technology to facilitate processes.

License Verified:

License: 936436

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (2907)
Facebook
4.9 / 5 (139)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
15820 Whittier Blvd, Suite G, Whittier, CA 90603
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Allianze Mortgage is a team of loan consultants providing home refinancing and cash-out options in Buena Park. The company refinances properties like single- and multi-family homes, condominiums, townhouses, and manufactured homes. It utilizes an app called Loanzify, which allows clients to submit applications online and get connected directly to a Realtor and loan officer. Allianze Mortgage was established in 2003 and currently has over 30 loan officers. It is also a direct lender with Fannie Mae & Freddie Mac.

License Verified:

License: 346138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (14)
Facebook
4.8 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9957 Artesia Place, Bellflower, CA 90706
  • New Construction

Why choose this provider?

Since 2009, Tri Pillar Mortgage has been catering to the refinancing needs of single-family and multi-family homeowners in Buena Park and surrounding areas. Its conventional loans are customizable for multiple purposes, including adjusting payment terms and interest rates to suit customers' payment plans and obtaining cash-outs for home improvement, investments, or debts. Its experts also guide customers on the ins and outs of the home purchasing process. The company offers other loan options, such as VA, FHA, and jumbo mortgages.

License Verified:

License: 1763174

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
18206 Imperial Highway, Yorba Linda, CA 92886

Why choose this provider?

Tracy Molenaar is a mortgage broker who lists the Buena Park metro as one of her service areas. She helps refinance existing loans for homeowners looking to take out cash or save money through lower rates. Molenaar guides borrowers in restructuring their new loans to secure optimal benefits. Additionally, she personalizes services by providing follow-up support and strategies to close loans within deadlines. The broker has been with Motto Mortgage since 2019 and holds credentials issued by the California DRE.

License Verified:

License: 1842655

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (30)
Facebook
5.0 / 5 (14)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What is reverse mortgage refinancing, and how old do you need to be to qualify for it in Buena Park?

    Reverse mortgage refinancing is borrowing against your house’s built-up equity, and it is available to Buena Park homeowners aged 62 years and up. In this type of mortgage, your home’s market value minus the unpaid mortgage amount constitutes your equity. You can choose to cash out your new loan funds in monthly installments or a lump sum or have access to it as a credit line.

  • Can you get mortgage refinancing in Buena Park if you filed for bankruptcy in the past?

    You have to wait a certain period of time to pass after bankruptcy to qualify for mortgage refinancing. If you went through bankruptcy Chapter 7 or 11, you have to wait four years. For bankruptcy Chapter 13, the waiting period is two years. Mortgage refinancing lenders in Buena Park may have varying guidelines for people with a bankruptcy record. Ask your trusted lender about their requirements.

  • How soon can you get an FHA Streamline refinancing loan in Buena Park?

    The earliest you can refinance your FHA loan is six months after you opened it. To qualify for FHA Streamline, there must be no missed payments on your current loan for the previous 12 months. Also, the mortgage rate offered must be lower than your existing FHA loan’s rate to be able to refinance.

  • Which loan program is ideal for mortgage refinancing if you don’t plan to keep your Buena Park house long-term?

    If you plan on selling your Buena Park house and moving within the next 5-10 years, consider an adjustable-rate mortgage. An ARM offers a lower interest rate and locks it in for a set period. The rate is then adjusted, typically higher, after the lock-in period ends. That means lower monthly payments for the initial years on ARM. You can then sell the house and move before the interest rate gets adjusted.

  • Do you have to pay the funding fee for VA refinancing upfront in Buena Park?

    You can choose to pay the funding fee for VA refinancing upfront or you can also have it added to your new VA loan in Buena Park. Note that if you want to include the funding fee in the loan, your total loan value must not exceed the VA limit for Orange County, which is $970,800 for a single-family unit for 2023. There are situations where you may be exempted from paying the funding fee.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.