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Best Mortgage Brokers in Buena Park

2024

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Providers

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Website
1370 N. Brea Blvd. Suite 203, Fullerton, CA 92835
  • Commercial Loans

Why choose this provider?

Menconi & Associates is a real estate broker that serves as the intermediary between sellers and buyers in Buena Park. It offers various loan options to help clients purchase homes or refinance their existing loans, including jumbo, conventional, and reverse mortgages. The business's owner, Mark Menconi Sr., is a broker with more than 31 years of mortgage experience. The family-owned and family-operated company has helped over 1,000 clients purchase or refinance their homes for the last 35 years.

License Verified:

License: 282431

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (134)
Zillow
5.0 / 5 (17)
Facebook
3.7 / 5 (5)

(+1 additional source)

Website
12881 Knott St #107, California, CA 92841
  • Refinance

Why choose this provider?

Statewide Mortgage Services has been serving clients in Buena Park and the neighboring cities for more than two decades. It offers mortgage loan programs with five- to 30-year terms to help individuals and families purchase homes while reaching their financial goals. It also carries other loan options, including fixed- and adjustable-rate, conforming, jumbo and super jumbo, USDA, and FHA. Its team is available to provide mortgage assistance for military veterans wishing to apply for VA loans.

License Verified:

License: 1982819

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (106)
Facebook
5.0 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7390 Lincoln Way, Garden Grove, CA 92841
  • Refinance
  • New Construction

Why choose this provider?

Pacific Bay Lending Group serves borrowers and investors in Buena Park. Its mortgage brokers work with clients looking for a program to achieve their financing or homeownership goals. Depending on eligibility, the lending programs they offer are agency fixed mortgages, adjustable ARMs, expanded approvals, stimulus loans, and non-agency loans. A continuous training program is provided to the firm's professionals to keep them updated on the latest programs and guidelines and the use of analysis software. The mortgage company has been operating since 1992.

License Verified:

License: 192103

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (303)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6101 Ball Road, Suite 101, Cypress, CA 90630
  • Refinance
  • New Construction

Why choose this provider?

The Joe Soto Team has been providing mortgage lending solutions to homeowners and new property buyers in and around Buena Park since 2004. It offers a diverse product selection, ranging from conventional and jumbo mortgages to government-insured programs for veterans and rural home purchasers, Programs that allow clients to make full-cash offers in refinancing are also available. The Joe Soto Team is a division of CrossCountry Mortgage, LLC, and a member of the Mortgage Bankers Association.

License Verified:

License: 175142

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Zillow
5.0 / 5 (143)
Facebook
4.8 / 5 (101)
Yelp
5.0 / 5 (80)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
774 S Placentia Ave #30, Placentia, CA 92870
  • Refinance

Why choose this provider?

American Financial Network Inc. offers mortgage solutions to clients in Buena Park. Managing associate Matthew Campbell is a loan originator who caters to seasoned real estate investors and first-time home buyers, helping them find a loan program suited for their situation. These programs include jumbo, conventional, FHA, USDA, and VA loans. Campbell and his team guide borrowers throughout the process, from the application and processing to the underwriting and closing. They also cater to people refinancing their loans to finance a larger purchase.

License Verified:

License: 938746

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14241 Firestone Blvd #210, La Mirada, CA 90638
  • Refinance
  • New Construction

Why choose this provider?

Justin Ahn is a loan officer who caters to families and individuals in and around Buena Park. He works closely with buyers and investors to discuss and address their real estate needs. He helps clients acquire their preferred residential properties by assisting them in filing loan applications. The professional processes different types of mortgage programs, including USDA, VA, FHA, super jumbo, conforming, and fixed-rate loans. Ahn has been in the financial services industry for over a decade.

License Verified:

License: 782294

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (127)
Yelp
5.0 / 5 (98)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1020 S Raymond Ave. Suite A, Fullerton, CA 92835
  • Refinance

Why choose this provider?

Lock Rate Mortgage is a Fullerton-based business that serves people throughout Buena Park. It helps military veterans finance their home purchases through loans backed by the government. The company has experience assisting first-time homebuyers or real estate investors in acquiring properties. It also offers a cash-out refinance program, a way for homeowners to fund projects that increase their property's value. The firm maintains a website with a dedicated portal that enables borrowers to view and track their mortgage applications.

License Verified:

License: 1974626

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6131 Orangethorpe Ave Suite 500, Buena Park, CA 90620
  • New Construction

Why choose this provider?

Sun West Mortgage Company, Inc., has been serving individuals, couples, and families in and around Buena Park for more than four decades. The firm offers a wide variety of mortgage products to help match clients with loans that meet their specific goals. Options include fixed- and adjustable-rate mortgages, FHA, USDA, jumbo, and VA loans. Its loan consultants also help with reverse mortgages and loans for home renovations. The firm is licensed in 48 states, as well as in Puerto Rico and the US Virgin Islands.

License Verified:

License: 3277

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (3412)
Zillow
4.9 / 5 (500)
Facebook
4.5 / 5 (393)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
5882 Bolsa Ave Suite 250, Huntington Beach, CA 92649
  • Refinance
  • New Construction

Why choose this provider?

The Mortgage Hub serves Buena Park and the surrounding areas. Its team provides a variety of mortgage programs, including FHA, VA, and jumbo loans, for individuals and families looking to purchase homes within their budget. Clients can also choose between 15- and 30-year fixed rates. The Mortgage Hub, formerly Personal Real Estate Services, has been in business since 2009. Salomon Chong, the company's CEO and co-founder, worked as a supply chain analyst at Nestle before embarking on his mortgage career.

License Verified:

License: 943733

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (64)
Google
5.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13891 Newport Ave, Suite 260, Tustin, CA 92780
  • Refinance

Why choose this provider?

Jared Christopher serves individuals in Buena Park and the surrounding areas. He helps first-time home buyers seek mortgage loan programs suitable for their family needs and financial goals. One of the loan programs he offers includes Native American homeownership, which focuses on assisting American Indian and Alaskan Native Tribe members in purchasing homes. Jared is a mortgage consultant at On Q Financial, a mortgage company with branches in various states, including Nevada, Idaho, North Carolina, Florida, Arizona, and New Mexico.

License Verified:

License: 17784

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.3 / 5 (96)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12881 Knott Street #102, Garden Grove, CA 92841
  • Refinance
  • New Construction

Why choose this provider?

Dang Mortgage Team provides its various services to people in Buena Park and the surrounding areas. Its team of loan officers helps individuals and families purchase their first or investment homes using various mortgage loan options suitable for their financial goals. Its programs include FHA loans, which focus on providing low down payments for homebuyers with different credit scores. The company also offers loans with adjustable and fixed rates and is available for refinancing solutions.

License Verified:

License: 1977377

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (105)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5150 E. Pacific Coast Hwy, Suite 200, Long Beach, CA 90804
  • Refinance

Why choose this provider?

Long Beach Home Loan serves the residents of Buena Park and the surrounding communities. The Equal Housing Lender mortgage broker assists home buyers and existing property owners with their financing or refinancing needs. It employs loan officers to offer financial advice, comparing and discussing the rates of the available loan options, such as FHA, VA, Jumbo, Fixed Mortgage, and Adjustable Rate Mortgage. Long Beach Home Loan also assists people selling their homes with property evaluations.

License Verified:

License: 1322436

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (73)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.