Best Life Insurance Companies in Berkeley

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Avail Insurance Solutions logo
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License Verified:

License: 0G89287

California Department of Insurance

Avail Insurance Solutions

6023 College Avenue, Oakland, CA 94618
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  • Life Insurance

Business Description

Avail Insurance Solutions provides personal and commercial insurance coverages to Berkeley residents. It offers life insurance, umbrella insurance, auto insurance, condo insurance, and health insurance. In addition, it handles commercial liability coverage, business owners' policies, and worker's compensation insurance. The independent brokerage shops multiple A-rated insurance providers to find the most suitable coverage for its customers. Its partner carriers include Safeco Insurance, Stillwater Insurance Group, Mapfre Insurance, and Mercury Insurance. Avail Insurance Solutions is a Bay Area Certified Green Business.

License Verified:

License: 0G89287

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Brignole & Ghiri Insurance logo
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License Verified:

License: 0515724

California Department of Insurance

Brignole & Ghiri Insurance

4685 Telegraph Avenue, Oakland, CA 94609
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  • Life Insurance

Business Description

Brignole & Ghiri Insurance is an independent agency that helps Berkeley clients shop for life insurance policies. These include term life, whole life, and universal options, depending on their needs. In addition to life insurance, the company helps clients secure coverage of their properties through homeowners', renters', condos, earthquake, flood, and umbrella insurance solutions. Business owners can also rely on this team if they need surety bonds, workers' compensation, and general liability insurance.

License Verified:

License: 0515724

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David E. Quan Agency, Insurance Brokers, Inc. logo
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License Verified:

License: 0G09898

California Department of Insurance

David E. Quan Agency, Insurance Brokers, Inc.

1767 16th Street, Oakland, CA 94607
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  • Life Insurance

Business Description

David E. Quan Agency, Insurance Brokers, Inc., is an independent insurance firm that serves clients in the Berkeley area. It offers comprehensive life insurance plans to help customers ensure that their family's future is protected. Its policies include whole life, universal life, and term life insurance. The agency also provides risk protection packages for renters, recreational vehicles, commercial properties, and commercial umbrellas. It has been in operation since 1955 and continues aiming to deliver unique and honest service to every customer.

License Verified:

License: 0G09898

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (10)
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Griessel Tiffany Group logo
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License Verified:

License: 0570222

California Department of Insurance

Griessel Tiffany Group

2051 Saint Andrews Drive, Rio Vista, CA 94571
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  • Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

Since 1994, Griessel Tiffany Group has been providing life insurance products to Berkeley. It caters to individuals, entrepreneurs, and non-profit organizations that want to develop their financial plans and protect their families and properties. It also gives clients an option to choose the years their families will receive financial benefits after their death. The agency's life insurance advisor, Paul Griessel, has over 25 years of experience in the industry. He is also the former president of the East Bay General Agent's Association.

License Verified:

License: 0570222

California Department of Insurance

Harold L Lee & Sons Inc logo
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License Verified:

License: 0B17071

California Department of Insurance

Harold L Lee & Sons Inc

1654 Solano Avenue, Albany, CA 94707
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  • Life Insurance

Business Description

Founded in 1888, Harold L Lee & Sons Inc. is an insurance brokerage that serves clients in Berkeley. The family-owned agency partners with multiple insurance carriers, such as Aetna and Cigna, to offer a range of insurance solutions, including life insurance, business insurance, and identity protection. The agency has an office in Northern and Southern California, and its staff can speak English and Chinese. Its CEO and chairperson, Sandra K. Lee, is the first woman CEO of the firm. She is also a registered nurse.

License Verified:

License: 0B17071

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Health & Integrative Insurance Solutions, Inc. logo
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License Verified:

License: 0K90194

California Department of Insurance

Health & Integrative Insurance Solutions, Inc.

2022 University Avenue, Berkeley, CA 94704
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  • Life Insurance

Business Description

Health & Integrative Insurance Solutions, Inc., has been serving individuals, families, and small employer groups in Berkeley since 2012. It is owned by Ezra Herzog, who is an independent broker and advisor with a professional background in financial planning. Herzog helps clients in securing the life insurance coverage that meets their needs. He also offers assistance with health insurance plans and Medigap policies. Moreover, his other services include group health insurance and employee benefits, such as vision care and disability insurance.

License Verified:

License: 0K90194

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (78)
Google
5.0 / 5 (12)
Judy Francis logo
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License Verified:

License: 0568789

California Department of Insurance

Judy Francis

3581 Mount Diablo Boulevard, Lafayette, CA 94549
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  • Life Insurance
  • Health Insurance

Business Description

Judy Francis is an insurance agent for State Farm. With almost a hundred years of experience in providing personal and business insurance, State Farm now proudly has 19,000 agents across the country. As part of its team, Judy offers her services to the residents of Berkeley. Her focus is on life, auto, home and property insurance. She also offers coverage for pets and businesses. In addition, Judy is knowledgeable about banking and mutual funds.

License Verified:

License: 0568789

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelley Reed logo
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License Verified:

License: 0M34294

California Department of Insurance

Kelley Reed

925 Village Center, Lafayette, CA 94549
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  • Life Insurance
  • Health Insurance

Business Description

Kelley Reed is a State Farm insurance agent who serves the financial and insurance needs of residents in Berkeley, Lafayette, and the surrounding areas. She has been a team member at State Farm for more than a decade. Kelly and her team of insurance professionals help individuals prepare for adverse financial consequences if a tragedy happens. They offer term, whole, and universal life insurance products that give temporary or lifetime protection to the policyholders. Additionally, they have auto, commercial, and homeowners' insurance products.

License Verified:

License: 0M34294

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Yelp
4.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kosich Family Insurance Services logo
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License Verified:

License: 0H23452

California Department of Insurance

Kosich Family Insurance Services

3435 Mount Diablo Boulevard, Lafayette, CA 94549
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  • Life Insurance
  • Health Insurance

Business Description

Kosich Family Insurance Services is an independent insurance agency that serves Berkeley and the surrounding metros. Founded in 1946 by Walter Kosich, the family-operated business prioritizes the client's needs and provides personalized service. Its network consists of over 75 insurance carriers, all with varying policies that can be tailored to each client's situation. Kosich's insurance agents have experience handling policies involving universal life insurance, term life insurance, and whole life insurance. The agency also caters to businesses.

License Verified:

License: 0H23452

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristen Law logo
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License Verified:

License: 0769539

California Department of Insurance

Kristen Law

3940 High Street, Oakland, CA 94619
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  • Life Insurance

Business Description

Kristen Law is a life insurance agent serving residents in the Berkeley area. She works under State Farm, an insurance company that has been striving to deliver suitable policies for its customers since 1922. Her insurance plans also include auto, health, home, pet, business, and property insurance. As a Chartered Advisor for Senior Living, she caters to older clients, assisting them in their search for financial security. During her free time, she conducts ESL and US citizenship preparation classes for new immigrants.

License Verified:

License: 0769539

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mt. Diablo Insurance Brokers, Inc. logo
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License Verified:

License: 0F27222

California Department of Insurance

Mt. Diablo Insurance Brokers, Inc.

3557 Mount Diablo Boulevard, Lafayette, CA 94549
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  • Life Insurance
  • Health Insurance

Business Description

Mt. Diablo Insurance Brokers, Inc., is a full-service independent brokerage company that offers permanent and term life insurance plans to residents of Berkeley. It also provides a broad range of other personal and business insurance options, including health, recreational vehicle, commercial property, professional liability, and workers' compensation insurance. The professionals at Mt. Diablo Insurance Brokers, Inc., can also assist with individual and group health insurance for employees. It represents different carriers, such as Allied Insurance, Travelers, and Safeco Insurance.

License Verified:

License: 0F27222

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ruben Leon Insurance Agency logo
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License Verified:

License: 0E71214

California Department of Insurance

Ruben Leon Insurance Agency

600 San Pablo Avenue, Albany, CA 94706
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  • Life Insurance
  • Health Insurance

Business Description

Ruben Leon Insurance Agency is an insurance brokerage that serves clients in Berkeley and surrounding areas. The Albany-based agency partners with different insurance carriers to give clients options that suit their needs. It offers an array of risk management options, including life, health, auto, and home insurance. Additionally, it provides farm and ranch insurance, flood insurance, and business insurance coverage. Clients can make payments, file claims, change their addresses, and request insurance certificates through the agency's website.

License Verified:

License: 0E71214

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
RWM Insurance logo
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License Verified:

License: 0414671

California Department of Insurance

RWM Insurance

2 Bates Boulevard, Orinda, CA 94563
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  • Life Insurance

Business Description

RWM Insurance is a life insurance firm that serves clients in Berkeley and nearby areas. The firm provides several types of life insurance such as universal, whole, and term. A wide range of coverage options for disability and income replacement insurance plans are also available. This independent insurance agency has been providing insurance solutions to the community since 1970. It represents various insurance carriers, including Ohio National Financial Services, Lincoln Financial Group, and John Hancock.

License Verified:

License: 0414671

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (4)
Google
5.0 / 5 (2)
Facebook
5.0 / 5 (1)
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Frequently Asked Questions

Who should buy supplemental health insurance?

Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Can I buy health insurance anytime?

To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Can I buy health insurance that is not Obamacare?

When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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