Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Berkeley

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Berkeley Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

66

Reviewed

43

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
1035 San Pablo Avenue, Albany, CA 94706
  • Motorcyle & ATV

Why choose this provider?

Freeman Insurance Services, Inc., is a full-service insurance company that has been serving the Berkeley metro area for more than 30 years. The firm assists motorists, car owners, and business operators in obtaining adequate protection for their vehicles against potential risks through an auto insurance policy. Its agents provide options that include liability, comprehensive and collision, personal injury protection, medical payment, uninsured motorist, and towing and rental reimbursement coverages. The company prides itself on having a personalized approach when serving its clients.

License Verified:

License: 0G11967

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
801 Allston Way, Berkeley, CA 94710
  • Motorcyle & ATV

Why choose this provider?

Fidelity Insurance Service is a car insurance agency based in Berkeley. It offers auto insurance that covers collision, liability, and personal injury protection. There is also an uninsured or underinsured motorist coverage that protects victims of hit-and-run incidents. The company is led by Erik Holland, an experienced insurance broker who has been in the industry for 11 years now. He once coached the Fremont National Youth Baseball. Holland has also been a board member of the Heart-to-Heart organization.

License Verified:

License: 0724058

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (7)
Google
4.3 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
23 Orinda Way, Orinda, CA 94563
  • Bundling Option

Why choose this provider?

Bryan Silveira is a State Farm insurance agent who handles the insurance needs of clients in Berkeley and the surrounding areas. Silveira has more than 30 years of experience in the personal and business insurance industry, providing auto insurance coverage for vehicle owners, new drivers, collectors, and business travelers. He and his team offer different types of auto coverage, including comprehensive, collision, liability, medical payments, and emergency road assistance. Silveira is committed to providing clients the highest level of customer service and professionalism.

License Verified:

License: 0M13551

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3435 Mount Diablo Boulevard, Lafayette, CA 94549
  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Why choose this provider?

Established in 1946 by Walter Kosich, Kosich Family Insurance Services is an independent and family-owned firm that serves residential and commercial clients in Berkeley, Lafayette, Clearlake, and nearby areas. It offers a variety of insurance products and services, such as auto and motorcycle insurance, boat and watercraft insurance, and RV insurance. The company also manages excess liability and umbrella insurance claims. It is affiliated with over 75 insurance companies, such as Aegis, AIG, Allianz, AARP, and AmTrust.

License Verified:

License: 0H23452

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
70 Doray Drive, Pleasant Hill, CA 94523
  • Boats
  • Motorcyle & ATV

Why choose this provider?

Express Auto Insurance serves car owners in Berkeley and the surrounding metros. The agency offers insurance policies to clients looking to protect themselves while protecting their cars. Some of the insurance brands that it represents are Explorer Insurance, Fidelity National Insurance Company, and Unitrin Specialty Insurance Company. The company's insurance agents are trained to pay close attention to their clients needs in order to determine the right policy that suits their situation.

License Verified:

License: 0C31624

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5273 College Avenue, Oakland, CA 94618
  • Multiple Carriers

Why choose this provider?

Kelly Wright is a State Farm insurance agent providing auto insurance plans for clients in Berkeley. She has helped many drivers of all ages and backgrounds, including student drivers and those with previous DUIs or violations. Kelly customizes a plan to fit different risks for their vehicle based on its value, age, and distance traveled. Furthermore, she is a member of the Oakland Metropolitan Chamber of Commerce and uses that experience to process claims, deductibles, and discounts.

License Verified:

License: 0F69851

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3249 Mount Diablo Court, Lafayette, CA 94549
  • Multiple Carriers

Why choose this provider?

Stone Creek Insurance is a car insurance agency in LaFayette that has been offering insurance products in Berkeley and the surrounding areas for 13 years. Its team of insurance specialists represents various carriers including AIG, Allied Insurance, Safeco Insurance, Travelers Insurance, and United State Liability Insurance Group (USLI). They educate individuals and families about their coverage and provide client support via phone and email. In addition, the team at Stone Creek Insurance also offers motorcycle insurance plans.

License Verified:

License: 0F79311

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1767 16th St, Oakland, CA 94607
  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Why choose this provider?

David E. Quan Agency Insurance Brokers, Inc., is an independent firm that provides a full suite of car insurance solutions to clients in Berkeley and the nearby areas. It offers car insurance policies that cover damages and financial losses associated with accidents. The company works with various national and regional insurance carriers as well. Its agents believe that they don't just sell insurance—they guide clients in making the important decision of choosing the best policy based on their needs and budget.

License Verified:

License: 0132958

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (10)
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3557 Mount Diablo Boulevard, Lafayette, CA 94549
  • Multiple Carriers

Why choose this provider?

Mt. Diablo Insurance Brokers Inc. in Lafayette is an insurance agency that services the Berkeley metro and nearby communities. Its team of insurance specialists provides clients with car insurance policies that protect them, their drivers, and their vehicles from financial expenses caused by physical damages, liabilities, and medical payments. Rob Salvo, its current president, established the company in 2006 and believes that every dollar counts no matter the size of the clients' accounts.

License Verified:

License: 0F27222

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What factors should drivers in Berkeley assess when comparing auto insurance quotes?

    Berkeley drivers should compare the level of coverage offered by several insurance companies. Those looking for coverage beyond the required liability-only insurance in California can compare which providers offer better value for comprehensive or collision insurance. Checking customer reviews can also help in gauging the quality of service they would get from a provider should they need to file a claim in the future.

  • When should you opt for a pay-per-mile car insurance policy in Berkeley?

    You should consider getting pay-per-mile coverage in Berkeley if, first, you are on a budget, and second, you do not need to drive very often. Pay-per-mile insurance can give you lower monthly rates. Some companies also offer customizable coverage. Even if you have a bigger budget, this type of coverage can provide greater control over your finances, since it lets you know precisely how much you are spending for every mile.

  • How much can you save on your auto insurance premium in Berkeley by obeying traffic signs?

    You may save around $864 on your annual auto insurance premium simply by obeying traffic signs on Berkeley roads. Remember that California, like most other states, enforces a point system in which a traffic offense corresponds to a certain number of points on your driving record. In addition to having your license possibly suspended or canceled, you will pay higher premiums if you commit traffic violations.

  • Should you get Medical Payments coverage in Berkeley if you already have a health insurance policy?

    Buying Med Pay coverage protects you and your family from accident-related hospital and treatment bills, but it might not be necessary if you already have health insurance. However, adding it to your policy could still be helpful if your health plan has a high deductible or if you are just looking for additional insurance benefits in Berkeley. Med Pay provides “per incident” coverage—it has no annual caps nor limits on medical providers.

  • Can you save money by purchasing insurance for multiple cars in Berkeley?

    Yes, insuring multiple cars at the same time is one of the common ways to save money. You can ask insurance companies in Berkeley if they offer this option, along with other deals for mature drivers, good driving, and installing safety devices like anti-theft systems, airbags, and daytime running lights.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.