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Best Local Car Insurance Agencies in Berkeley

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Berkeley Insurance & Financial Services logo
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License Verified:

License: 0L64490

California Department Of Insurance

Berkeley Insurance & Financial Services

555 Pierce Street, Albany, CA 94706
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  • Bundling Option
  • Boats

Business Description

Berkeley Insurance & Financial Services is a local insurance broker servicing the Berkeley community. It provides a wide range of personal insurance policies, including personal and commercial auto insurance options. The agency also offers boat and yacht insurance packages. Families and businesses are assisted in identifying their risk exposures and requirements in order for the company's agents to tailor the most ideal plan for them. Additionally, the agents are committed to educating policy buyers about their needs before offering them insurance policies.

License Verified:

License: 0L64490

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bryan Silveira logo
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License Verified:

License: 0M13551

California Department Of Insurance

Bryan Silveira

23 Orinda Way, Orinda, CA 94563
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  • Bundling Option

Business Description

Bryan Silveira is a State Farm insurance agent who handles the insurance needs of clients in Berkeley and the surrounding areas. Silveira has more than 30 years of experience in the personal and business insurance industry, providing auto insurance coverage for vehicle owners, new drivers, collectors, and business travelers. He and his team offer different types of auto coverage, including comprehensive, collision, liability, medical payments, and emergency road assistance. Silveira is committed to providing clients the highest level of customer service and professionalism.

License Verified:

License: 0M13551

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
David E. Quan Agency Insurance Brokers, Inc. logo
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License Verified:

License: 0132958

California Department Of Insurance

David E. Quan Agency Insurance Brokers, Inc.

1767 16th St, Oakland, CA 94607
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  • RV & Motorhome
  • Boats
  • Motorcyle & ATV

Business Description

David E. Quan Agency Insurance Brokers, Inc., is an independent firm that provides a full suite of car insurance solutions to clients in Berkeley and the nearby areas. It offers car insurance policies that cover damages and financial losses associated with accidents. The company works with various national and regional insurance carriers as well. Its agents believe that they don't just sell insurance—they guide clients in making the important decision of choosing the best policy based on their needs and budget.

License Verified:

License: 0132958

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (10)
Google
4.3 / 5 (6)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Express Auto Insurance logo
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License Verified:

License: 0C31624

California Department Of Insurance

Express Auto Insurance

70 Doray Drive, Pleasant Hill, CA 94523
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  • Boats
  • Motorcyle & ATV

Business Description

Express Auto Insurance serves car owners in Berkeley and the surrounding metros. The agency offers insurance policies to clients looking to protect themselves while protecting their cars. Some of the insurance brands that it represents are Explorer Insurance, Fidelity National Insurance Company, and Unitrin Specialty Insurance Company. The company's insurance agents are trained to pay close attention to their clients needs in order to determine the right policy that suits their situation.

License Verified:

License: 0C31624

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Yelp
4.5 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fidelity Insurance Service logo
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License Verified:

License: 0724058

California Department Of Insurance

Fidelity Insurance Service

801 Allston Way, Berkeley, CA 94710
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  • Motorcyle & ATV

Business Description

Fidelity Insurance Service is a car insurance agency based in Berkeley. It offers auto insurance that covers collision, liability, and personal injury protection. There is also an uninsured or underinsured motorist coverage that protects victims of hit-and-run incidents. The company is led by Erik Holland, an experienced insurance broker who has been in the industry for 11 years now. He once coached the Fremont National Youth Baseball. Holland has also been a board member of the Heart-to-Heart organization.

License Verified:

License: 0724058

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.3 / 5 (6)
Yelp
5.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Freeman Insurance Service, Inc. logo
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License Verified:

License: 0G11967

California Department Of Insurance

Freeman Insurance Service, Inc.

1035 San Pablo Avenue, Albany, CA 94706
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  • Motorcyle & ATV

Business Description

Freeman Insurance Services, Inc., is a full-service insurance company that has been serving the Berkeley metro area for more than 30 years. The firm assists motorists, car owners, and business operators in obtaining adequate protection for their vehicles against potential risks through an auto insurance policy. Its agents provide options that include liability, comprehensive and collision, personal injury protection, medical payment, uninsured motorist, and towing and rental reimbursement coverages. The company prides itself on having a personalized approach when serving its clients.

License Verified:

License: 0G11967

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Yelp
5.0 / 5 (12)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kelly Wright logo
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License Verified:

License: 0F69851

California Department Of Insurance

Kelly Wright

5273 College Avenue, Oakland, CA 94618
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  • Multiple Carriers

Business Description

Kelly Wright is a State Farm insurance agent providing auto insurance plans for clients in Berkeley. She has helped many drivers of all ages and backgrounds, including student drivers and those with previous DUIs or violations. Kelly customizes a plan to fit different risks for their vehicle based on its value, age, and distance traveled. Furthermore, she is a member of the Oakland Metropolitan Chamber of Commerce and uses that experience to process claims, deductibles, and discounts.

License Verified:

License: 0F69851

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Kosich Family Insurance Services - Lafayette, CA logo
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License Verified:

License: 0H23452

California Department Of Insurance

Kosich Family Insurance Services - Lafayette, CA

3435 Mount Diablo Boulevard, Lafayette, CA 94549
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Established in 1946 by Walter Kosich, Kosich Family Insurance Services is an independent and family-owned firm that serves residential and commercial clients in Berkeley, Lafayette, Clearlake, and nearby areas. It offers a variety of insurance products and services, such as auto and motorcycle insurance, boat and watercraft insurance, and RV insurance. The company also manages excess liability and umbrella insurance claims. It is affiliated with over 75 insurance companies, such as Aegis, AIG, Allianz, AARP, and AmTrust.

License Verified:

License: 0H23452

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
mtdiabloinsurance.com logo
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License Verified:

License: 0F27222

California Department Of Insurance

mtdiabloinsurance.com

3557 Mount Diablo Boulevard, Lafayette, CA 94549
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  • Multiple Carriers

Business Description

Mt. Diablo Insurance Brokers Inc. in Lafayette is an insurance agency that services the Berkeley metro and nearby communities. Its team of insurance specialists provides clients with car insurance policies that protect them, their drivers, and their vehicles from financial expenses caused by physical damages, liabilities, and medical payments. Rob Salvo, its current president, established the company in 2006 and believes that every dollar counts no matter the size of the clients' accounts.

License Verified:

License: 0F27222

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
stonecreekinsurance.com logo
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License Verified:

License: 0F79311

California Department Of Insurance

stonecreekinsurance.com

3249 Mount Diablo Court, Lafayette, CA 94549
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  • Multiple Carriers

Business Description

Stone Creek Insurance is a car insurance agency in LaFayette that has been offering insurance products in Berkeley and the surrounding areas for 13 years. Its team of insurance specialists represents various carriers including AIG, Allied Insurance, Safeco Insurance, Travelers Insurance, and United State Liability Insurance Group (USLI). They educate individuals and families about their coverage and provide client support via phone and email. In addition, the team at Stone Creek Insurance also offers motorcycle insurance plans.

License Verified:

License: 0F79311

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Strahan Insurance Services logo
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License Verified:

License: 0D34069

California Department Of Insurance

Strahan Insurance Services

5940 College Avenue, Oakland, CA 94618
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  • Bundling Option

Business Description

Strahan Insurance Services is a locally owned and independent agency that offers auto insurance products to individuals and businesses in Berkeley and the nearby areas. Its team of insurance specialists works with various carriers to provide coverage options that are tailored to the clients' needs. They accommodate customers who need assistance in expanding their coverages and answer their inquiries about the available policies. Strahan Insurance Services acts as an advocate for and advisor of its clients by providing high-quality insurance solutions.

License Verified:

License: 0D34069

California Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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