Expertise.com

Best Life Insurance Companies in Bellflower

2024

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Providers

Last updated:

Website
12140 Artesia Boulevard, Artesia, CA 90701
  • Life Insurance
  • Health Insurance

Why choose this provider?

Allan Kam is a State Farm agent providing life insurance services to Bellflower. He assists clients in choosing the life insurance policies that best fit their needs. Options include term life, which offers death benefits and coverage for a limited time period. He also offers permanent life insurance for clients who want to increase their death benefit options, cash values, and lifetime coverage. In addition, Kam is available for health, disability, home and property, vehicles, and small business insurance services.

License Verified:

License: 0D36862

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17822 Bellflower Blvd, Bellflower, CA 90706
  • Life Insurance
  • Health Insurance

Why choose this provider?

Founded in 2001, SER Insurance & Income Tax Solutions customizes life insurance policies to clients in and around Bellflower. It has partnered with a variety of carriers to offer home, car, business, and health insurance plans, including Medicare and dental coverages. It also provides surety and fidelity bonds. In addition to insurance products and services, the company also handles income tax return preparation. The company's team is made up of bilingual employees who speak both English and Spanish.

License Verified:

License: 0D85712

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (10)
Yelp
4.5 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4909 Lakewood Boulevard, Lakewood, CA 90712
  • Life Insurance
  • Health Insurance

Why choose this provider?

Hershfield Insurance Agency is an independent insurance agency that serves individuals and businesses in Bellflower and the nearby communities. The agency offers a variety of products, which include homeowners’, auto, and life insurance. Its life insurance options include whole life and term life insurance. It also helps clients obtain personal umbrella insurance and health insurance policies. Hershfield Insurance Agency sources its products from different providers, including Progressive, Safeco, and Nationwide.

License Verified:

License: 0G47889

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (37)
Yelp
4.5 / 5 (22)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
17814 Woodruff Avenue, Bellflower, CA 90706
  • Life Insurance

Why choose this provider?

Ena Alcaraz of State Farm is an insurance agent that caters to individuals in the Bellflower area. Alcaraz assists clients who are interested in securing the future and lifestyle of their families through life insurance. In addition, she helps clients obtain policies for auto, home, and pet owners. She has been in the industry since 2008 and continues to assist people in making informed insurance decisions. She can accommodate clients in Spanish.

License Verified:

License: 0M25346

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Google
4.0 / 5 (27)
Yelp
3.0 / 5 (10)
Facebook
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2750 North Bellflower Boulevard, Long Beach, CA 90815
  • Life Insurance
  • Health Insurance

Why choose this provider?

Cheryl Estep is a second-generation State Farm agent who has been serving clients in the Bellflower area since 2001. A Long Beach resident, she helps people living in the metro save money on their insurance plans. She offers life insurance, health insurance, home insurance, car insurance, and commercial insurance. A member of the National Association of Insurance & Financial Advisors, Cheryl leads a team of customer service specialists, business insurance representatives, and insurance account representatives.

License Verified:

License: 0D29004

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (89)
Facebook
5.0 / 5 (48)
Yelp
3.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • What types of life insurance policies are suitable for individuals with fixed incomes in Bellflower?

    For individuals with fixed incomes in Bellflower, permanent whole life insurance or universal life policies can be suitable options. These policies offer financial security with guaranteed cash values and death benefits. They provide a consistent premium payment structure, making it easier for those on fixed incomes to budget for their coverage needs while ensuring lifelong protection and potential cash value accumulation.

  • How much do monthly life insurance premiums typically vary for a healthy non-smoker in Bellflower?

    For a healthy non-smoker in Bellflower, monthly life insurance premiums can range from approximately $17 to $55. This pricing is typically applicable to individuals around 35 years old. These rates consider local living standards and risk factors. Keep in mind that individual circumstances can significantly impact the actual cost, so it's advisable to obtain personalized quotes from insurers to determine your precise rate.

  • Is there an age limit for purchasing life insurance in Bellflower?

    No, there isn't a specific age limit for purchasing life insurance in Bellflower. While it may be easier and more affordable to obtain coverage at a younger age, many insurers offer policies for individuals into their eighties. The key factor to consider is the cost, as premiums tend to increase significantly with age. It's advisable to explore various options to find a policy that suits your needs and budget, regardless of your age.

  • How can an individual maximize their chances of buying affordable life insurance in Bellflower?

    In Bellflower, an individual can maximize their chances of buying affordable life insurance by implementing various strategies, such as quitting smoking, maintaining good health, adjusting coverage expectations, considering group insurance through an employer, and consulting independent agents who can explore multiple carrier options, all tailored to individual circumstances and age.

  • What if you find a life insurance policy for a deceased relative in Bellflower but are unable to locate the insurance company?

    If you find a life insurance policy for a deceased family member in Bellflower but can't find the insurance company, you can contact the California Department of Insurance's Consumer Hotline at 1-800-927-4357 or check their website's company profile section for contact information. They can assist you in identifying and reaching out to the insurance company associated with the policy for further assistance in processing any claims or inquiries related to the policy.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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