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Best Life Insurance Companies in Bellflower

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Allan Kam logo

Allan Kam

12140 Artesia Boulevard, Artesia, CA 90701
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  • Life Insurance
  • Health Insurance

Allan Kam is a State Farm agent providing life insurance services to Bellflower. He assists clients in choosing the life insurance policies that best fit their needs. Options include term life, which offers death benefits and coverage for a limited time period. He also offers permanent life insurance for clients who want to increase their death benefit options, cash values, and lifetime coverage. In addition, Kam is available for health, disability, home and property, vehicles, and small business insurance services.

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Cheryl Estep logo

Cheryl Estep

2750 North Bellflower Boulevard, Long Beach, CA 90815
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  • Life Insurance
  • Health Insurance

Cheryl Estep is a second-generation State Farm agent who has been serving clients in the Bellflower area since 2001. A Long Beach resident, she helps people living in the metro save money on their insurance plans. She offers life insurance, health insurance, home insurance, car insurance, and commercial insurance. A member of the National Association of Insurance & Financial Advisors, Cheryl leads a team of customer service specialists, business insurance representatives, and insurance account representatives.

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Ena Alcaraz logo

Ena Alcaraz

17814 Woodruff Avenue, Bellflower, CA 90706
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  • Life Insurance

Ena Alcaraz of State Farm is an insurance agent that caters to individuals in the Bellflower area. Alcaraz assists clients who are interested in securing the future and lifestyle of their families through life insurance. In addition, she helps clients obtain policies for auto, home, and pet owners. She has been in the industry since 2008 and continues to assist people in making informed insurance decisions. She can accommodate clients in Spanish.

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Hershfield Insurance Agency logo

Hershfield Insurance Agency

4909 Lakewood Boulevard, Lakewood, CA 90712
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  • Life Insurance
  • Health Insurance

Hershfield Insurance Agency is an independent insurance agency that serves individuals and businesses in Bellflower and the nearby communities. The agency offers a variety of products, which include homeowners’, auto, and life insurance. Its life insurance options include whole life and term life insurance. It also helps clients obtain personal umbrella insurance and health insurance policies. Hershfield Insurance Agency sources its products from different providers, including Progressive, Safeco, and Nationwide.

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SER Insurance & Income Tax Solutions logo

SER Insurance & Income Tax Solutions

17822 Bellflower Blvd, Bellflower, CA 90706
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  • Life Insurance
  • Health Insurance

Founded in 2001, SER Insurance & Income Tax Solutions customizes life insurance policies to clients in and around Bellflower. It has partnered with a variety of carriers to offer home, car, business, and health insurance plans, including Medicare and dental coverages. It also provides surety and fidelity bonds. In addition to insurance products and services, the company also handles income tax return preparation. The company's team is made up of bilingual employees who speak both English and Spanish.

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Frequently Asked Questions

Q: Who should buy supplemental health insurance?

A: Supplemental health insurance is a product that helps cover the cost of services that your primary health insurance policy doesn't. One popular option is secondary insurance that helps cover some of the costs associated with high deductibles. Medicare supplemental insurance is also popular. Medicare doesn't cover everything, and older adults on a limited income can face large prescription or medical bills after Medicare pays. Supplemental insurance helps reduce those patient costs.

Q: Can I buy health insurance anytime?

A: To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.

Q: Can I buy health insurance that is not Obamacare?

A: When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

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