Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Bellflower

Our Recommended Top 8

We did the research for you!

  • Licensing
  • User Reviews
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Our goal is to connect people with the best local professionals. We scored Bellflower Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

34Curated

8Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4909 Lakewood Boulevard, Lakewood, CA 90712

Expertise.com Rating

Review Sources

Google
4.8 (37)

Why choose this provider?

Hershfield Insurance Agency is an independent insurance broker serving Bellflower and its surrounding areas. It works with multiple insurance carriers to provide tailored homeowners' insurance policies rather than offering policies from a single company. The agency helps homeowners insure all kinds of homes, be they houses, apartments, or condominiums. Hershfield Insurance Agency also offers renter's and landlord's insurance policies and helps clients find personal or business auto insurance. Other services include life insurance and additional coverages like motorcycles, recreational vehicles, and boats.

  • Multiple Policy Types

10240 Rosecrans Avenue, Bellflower, CA 90706

Expertise.com Rating

Review Sources

Google
5.0 (106)
Yelp
5.0 (33)
Facebook
5.0 (4)

Why choose this provider?

One Place Financial is a financial and insurance services company serving individuals and businesses in Bellflower and nearby areas. It guides homeowners in selecting the right insurance policy from several carriers. Its agents provide various coverage options, including the home structures, personal property, liability protection, loss of use, and additional coverage plans. They cater to clients with single-family homes, mobile homes, and manufactured homes. Other insurance offerings include auto, health, life, and business policies. The firm also provides other services like tax preparation and business consulting.

  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

10130 Rosecrans Ave, Bellflower, CA 90706

Expertise.com Rating

Review Sources

Google
4.9 (100)

Why choose this provider?

ANA Insurance Brokerage focuses on helping clients in the Bellflower area safeguard their properties against costs associated with disasters and unpredictable events. The agency offers home insurance options to cover costs for rebuilding properties following damages that result from severe storms, fires, break-ins, and other covered incidents. ANA Insurance Brokerage also works to secure coverage for detached structures, personal belongings, liabilities, and temporary living expenses. Other coverage options under the agency's portfolio include equipment breakdown, identity theft, and food spoilage.

  • Flood
  • Multiple Policy Types

7359 Rosecrans Avenue, Paramount, CA 90723

Expertise.com Rating

Review Sources

Google
4.9 (22)
Yelp
5.0 (11)
Facebook
5.0 (3)

Why choose this provider?

Since 2001, Dollar Day Insurance has been providing homeowners in Bellflower and surrounding areas with policies that protect against the financial consequences of disasters. Its policies include coverage for property damage caused by fire, theft, and vandalism, as well as liability protection. Its team of experienced insurance agents uses its vast knowledge of carriers to ensure the best rates for its clients. The firm also offers auto, motorcycle, and commercial insurance.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

17437 Bellflower Boulevard, Bellflower, CA 90706

Expertise.com Rating

Review Sources

Yelp
4.5 (11)
Facebook
4.7 (5)

Why choose this provider?

Daniel Trejo - Farmers Insurance Agent is an insurance professional based in Bellflower. Trejo creates various insurance plans, including home insurance. The agent helps homeowners acquire financial protection for their properties through various options, such as dwelling coverage that protects properties from unexpected events such as vandalism and fire. Trejo also offers coverage for the contents inside a homeowner's property, including electronics and furniture. The insurance professional has been offering financial protection for more than 13 years. Trejo also caters to Spanish-speaking clients.

  • Personal Property Insurance
  • Multiple Policy Types

5503 South Street, Lakewood, CA 90713

Expertise.com Rating

Review Sources

Google
4.7 (24)
Yelp
4.0 (9)

Why choose this provider?

Josette Utke - State Farm Insurance Agent helps families in and around Bellflower secure their homes and assets. It is a homeowners' insurance agency protecting the physical structure of the home of its clients from damages by covered causes such as accidents and natural calamities. It also covers separate structures within the property along with the contents of the property such as furniture and appliances. It has policies that provide for the personal liability of the client including medical payments for any injuries suffered by a client. Josette Utke - State Farm Insurance Agent has been insuring clients since 2005.

  • Multiple Policy Types

8811 Imperial Highway, Downey, CA 90242

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Bravo Insurance and Tax Services is an insurance provider in Bellflower. It covers a home's physical structure, replacement losses, personal articles, and personal liability. Insured residents who need to evacuate due to natural calamities can have additional living expenses to cover for temporary shelter. Supplementary coverage may be availed to secure personal keepsakes such as jewelry. Flood or earthquake-prone areas can also minimize potential losses with additional insurance features. Animal liability, meanwhile, protects pet owners in case of unintended injury caused by their pets.

  • Multiple Policy Types

7847 Florence Avenue, Downey, CA 90240

Expertise.com Rating

Review Sources

Google
4.7 (23)
Yelp
3.5 (6)

Why choose this provider?

Mikel's Insurance Services provides personal and commercial insurance options for clients in Bellflower and the surrounding areas. The agency caters to both new clients interested in getting an insurance policy for their private residences and existing homeowners' insurance policyholders who would like to request a policy change on their account. The homeowners' insurance coverage options include property insurance, property insurance, homeowners' liability, and in-home business insurance. The agents also offer combined auto and home insurance coverage for additional benefits.

  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • How can you ensure that your Bellflower home is insured for its full replacement value?

    To ensure that your Bellflower home is sufficiently covered for its full replacement value, you can follow these steps:

    • Speak with an insurance agent who can assist you in estimating the replacement cost of your home.
    • Consult with your insurance agent regarding the dwelling coverage within your homeowners insurance policy.
    • Regularly review your home's replacement cost, particularly after making any improvements to your property.
  • What kind of information could be required when seeking a homeowners insurance quote in Bellflower?

    When obtaining a homeowners insurance quote in Bellflower, you'll be asked the following:

    • For personal details like contact information, marital status, residency duration, pet ownership, and home-based business.
    • About your home's construction, roof, style, and exterior, helping estimate costs and customize coverage.
    • If you have safety devices, which could potentially qualify you for discounts.
    • About recent home improvements, as your existing policy may not accurately account for your home's present value and replacement cost.
  • What is a deductible for homeowners insurance in Bellflower?

    In Bellflower, a deductible is the initial amount of money you have to pay out of your own pocket when you file a claim before your insurance coverage kicks in. Your coverage normally has a minimum deductible, but you can choose a greater deductible if you like. Consider how much you are prepared to spend in the event that you suffer a covered loss before choosing a deductible that is higher than the minimum.

  • Does your Bellflower homeowners insurance policy provide coverage for your swimming pool?

    Usually, yes. Examine your Bellflower homeowners' policy's 'other structures' section for details, but be sure to understand the specific coverage terms, including pool-related provisions. In-ground pools are regarded as additional structures, subject to limits within the 'covered structures' category; verify coverage for non-negligence and standard usage damages. Above-ground pools are usually excluded as additional structures because they may be readily removed from the property.

  • Under what circumstances can Bellflower homeowners insurance providers terminate an active policy within its term?

    Homeowners insurance providers in Bellflower are only allowed to terminate an active policy within a policy term for specific reasons, such as the policy being active for a specific period, like 60 days or less, instances of fraud or misrepresentations on your application, and failure to make premium payments.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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