Best Mortgage Refinance Companies in Baldwin Park

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
1st Realty Funding, Inc. logo
Visit WebsiteWebsite

License Verified:

License: 337029

Nationwide Multistate Licensing System and Registry

1st Realty Funding, Inc.

925 N Unruh Ave. Suite #3, La Puente, CA 91744
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

1st Realty Funding, Inc., is a mortgage broker that arranges refinancing solutions for homeowners in Baldwin Park. Its loan advisors assess mortgage borrowers' individual situations, search for suitable programs, and help with choosing from various options. They streamline refinancing methods and work closely with banks to deliver an improved client experience. The family-owned business has been serving the community since 1995. It delivers programs from the FHA, VA, USDA, and SBA, also providing commercial loans.

License Verified:

License: 337029

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Ampac Funding Group Inc logo
Visit WebsiteWebsite

License Verified:

License: 324751

Nationwide Multistate Licensing System and Registry

Ampac Funding Group Inc

737 Glendora Ave #103, La Puente, CA 91744
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Ampac Funding Group Inc provides various refinancing options to Baldwin Park homeowners. It helps those who want to lower their monthly payments or loan terms or who want to shift from an ARM to FRM through refinancing. Cash-out options to raise funds for home improvement, consolidating debt, and education expenses are available. Additionally, the company has varied purchase programs for different types of clients. Ampac Funding simplifies its process with an online calculator that provides a comprehensive breakdown of loan details.

License Verified:

License: 324751

Nationwide Multistate Licensing System and Registry

California Mortgage Brokers Inc. logo
Visit WebsiteWebsite

License Verified:

License: 1926998

Nationwide Multistate Licensing System and Registry

California Mortgage Brokers Inc.

150 N. Grand Ave Suite 204, West Covina, CA 91791
Visit WebsiteWebsite
  • New Construction

Business Description

California Mortgage Brokers Inc. is a West Covina-based company that deals with clients across Baldwin Park. It addresses homeowners' concerns regarding the mortgage refinancing process and helps them achieve goals like lowered interest rates. It has assisted owners of different types of properties, including condominiums, single-family homes, and townhouses. For low-income clients aiming to purchase properties in suburban or rural locations, the company offers loans backed by the USDA. It also runs a blog to educate individuals on current housing market trends.

License Verified:

License: 1926998

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
CashCall Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 128231

Nationwide Multistate Licensing System and Registry

CashCall Mortgage

19500 Jamboree Rd, Suite 200, Irvine, CA 92612
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

CashCall Mortgage assists Baldwin Park residents in searching and applying for refinancing opportunities. Its agents guide jumbo or VA loan holders in switching to refinance options that best suit their immediate and future goals. In addition, they help self-employed, real estate investors, and clients who qualify for bank-statement loans in securing refinancing programs. CashCall Mortgage has been serving the homeownership needs of the community since 2003. It is also a member of the Mortgage Bankers Association.

License Verified:

License: 128231

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.0 / 5 (558)
Yelp
3.0 / 5 (370)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Evans Financial Network logo
Visit WebsiteWebsite

License Verified:

License: 256237

Nationwide Multistate Licensing System and Registry

Evans Financial Network

615 Smoketree Dr, La Verne, CA 91750
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Evans Financial Network serves the needs of clients in Baldwin Park and its surrounding neighborhoods. Its team of professionals offers mortgage refinancing services to take cash out from customers’ home equity, reduce interest rates, and change mortgage terms. The firm provides refinancing options such as fixed- and adjustable-rate, conforming, jumbo, and super jumbo loans. In addition, it handles VA, USDA, and FHA loans. The business’s owner, Chuck Evans, has more than three decades of industry experience.

License Verified:

License: 256237

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
HLOANPROs logo
Visit WebsiteWebsite

License Verified:

License: 1653630

Nationwide Multistate Licensing System and Registry

HLOANPROs

4115 Live Oak Ave, Arcadia, CA 91006
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

HLOANPROs assists Baldwin Park residents in qualifying for loans that match their current financial circumstances. The agency provides refinancing options for borrowers who wish to withdraw cash from equity, save money through reduced rates, and restructure their mortgage terms. These programs include conforming, jumbo, USDA, FHA, and VA loans. It also helps first-time homebuyers and experienced investors in obtaining purchase loan products. Clients can access self-help tools on the company's website to determine daily rates and utilize forms and mortgage calculators.

License Verified:

License: 1653630

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Intelliloan logo
Visit WebsiteWebsite

License Verified:

License: 3290

Nationwide Multistate Licensing System and Registry

Intelliloan

500 N. State College Blvd., Suite 1400, Orange, CA 92868
Visit WebsiteWebsite
  • Reverse Mortgages
  • New Construction

Business Description

Intelliloan has been working with clients across Baldwin Park since 1993. The company guides homeowners in evaluating their various refinance options. These include shifting from a 15-year program to a 30-year mortgage to lower monthly payments or obtaining adjustable-rate programs to reduce interest rates. The company also offers a cash-out refinance option for homeowners seeking to liquidate a portion of their home equity to fund a second home mortgage. It runs a blog to educate individuals on topics like market trends.

License Verified:

License: 3290

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (306)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lakeside Home Loans logo
Visit WebsiteWebsite

License Verified:

License: 2320142

Nationwide Multistate Licensing System and Registry

Lakeside Home Loans

14607 Ramona Blvd. Suite C, Baldwin Park, CA 91706
Visit WebsiteWebsite
  • New Construction

Business Description

Lakeside Home Loans offers mortgage refinancing assistance to customers in and around the Baldwin Park metro. Its loan officers work closely with clients to understand their goals and help them compare refinancing options that may lower their monthly mortgage payment, allow them to take some cash out, or consolidate their current debts. The firm also offers comprehensive lending solutions for both first-time and experienced home buyers. Additionally, the firm has Realtors on staff who assist clients looking for properties to purchase.

License Verified:

License: 2320142

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Manufactured Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 254890

Nationwide Multistate Licensing System and Registry

Manufactured Home Mortgage

1612 Jefferson St, Suite 4, Baldwin Park, CA 94559
Visit WebsiteWebsite
  • New Construction
  • Reverse Mortgages

Business Description

Manufactured Home Mortgage is a lending company serving Baldwin Park and the surrounding areas. It specializes in financing mobile homes and provides a variety of loan programs to assist prospective home buyers with financing their purchases. It also assists current homeowners with mortgage refinancing to lower their monthly payments and overall interest rate. Rob La Monica founded Manufactured Home Mortgage after assisting his father, who did some lending to help people buy affordable housing as a teenager.

License Verified:

License: 254890

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patricia Claproth logo
Visit WebsiteWebsite

License Verified:

License: 357347

Nationwide Multistate Licensing System and Registry

Patricia Claproth

905-907 N Grand, Covina, CA 91724
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Patricia Claproth serves as a mortgage planning professional at American Advisors Group. She caters to adult children, advisors, seniors, and caregivers in Baldwin Park, providing loan refinancing and home-purchasing solutions. Claproth offers various refinancing services, including cash-out, rate-and-term, FHA streamline, and reverse mortgages. She also provides jumbo reverse mortgage options that offer loan amounts of up to $4 million on homes valued up to $10 million. Her mortgage solutions are also available for financial care professionals, real estate agents, and residential builders.

License Verified:

License: 357347

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prime Equity Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 303978

Nationwide Multistate Licensing System and Registry

Prime Equity Mortgage

100 N Citrus St., West Covina, CA 91791
Visit WebsiteWebsite
  • New Construction

Business Description

Prime Equity Mortgage is a full-service company offering refinancing solutions to individuals and families in Baldwin Park. Through its network of over 334 wholesale banks, the company delivers diverse refinancing options for each borrower's needs. Its team of professionals shops for refinancing programs that have lower rates, minimal costs, and shorter turnaround times. Prime Equity has supported the homeownership journey of thousands of people since 2010. In addition, it provides hard money and stated-income loans.

License Verified:

License: 303978

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (26)
Yelp
5.0 / 5 (13)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Prominence Funding logo
Visit WebsiteWebsite

License Verified:

License: 1658251

Nationwide Multistate Licensing System and Registry

Prominence Funding

1822 E Route 66, A, Glendora, CA 91740
Visit WebsiteWebsite
  • New Construction

Business Description

Prominence Funding offers financing assistance programs to homebuyers and struggling borrowers in Baldwin Park. It recommends purchase, refinance, and specialized loans to aspiring homeowners with different financial situations. Its loan restructuring solutions intend to lower monthly payments, cash out equities, merge multiple debts, remove private insurance, and offset refinancing charges. The mortgage broker identifies borrowers' needs and evaluates if a refinance option could actually save them money. Loan officer Christopher Turoci has been working in the wealth management and mortgage business for over 20 years.

License Verified:

License: 1658251

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Robin Beamon logo
Visit WebsiteWebsite

License Verified:

License: 1000252

Nationwide Multistate Licensing System and Registry

Robin Beamon

907 N Grand Ave, Covina, CA 91724
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Robin Beamon provides services throughout the Baldwin Park community and the surrounding areas. He conducts mortgage refinancing solutions for seniors aged 62 and older wishing to change their reverse mortgage loans to fit their financial goals. Robin also serves older adults or adult children in becoming or maintaining their financial independence using reverse mortgage loans. In addition to refinancing solutions, he guides clients in applying for jumbo reverse mortgage programs. Robin is also available to serve Rancho Cucamonga.

License Verified:

License: 1000252

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS