Expertise.com

Best Life Insurance Companies in Baldwin Park

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Life Insurance Companies FAQs 〉

Providers

Last updated:

Website
4341 Maine Avenue, Baldwin Park, CA 91706
  • Life Insurance
  • Health Insurance

Why choose this provider?

Xpectation Insurance Services Inc. handles the insurance needs and concerns of residents and businesses in Baldwin Park and the surrounding areas. It helps clients determine whether a term or permanent insurance would be most beneficial for them and their dependents. It also offers homeowners' insurance plans to protect clients from financial losses in case their house is damaged in a storm or fire. Its two insurance agents can likewise assist clients looking for business, automobile, or renters' insurance policies.

Attorney Information

Attorney NamesExperience
Silvia Rosales - CEO/ Insurance Agent9 yrs

License Verified:

License: 0M02194

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
931 South Myrtle Avenue, Monrovia, CA 91016
  • Life Insurance
  • Health Insurance

Why choose this provider?

Mark Norton is a third-generation State Farm agent providing life insurance products to clients in Baldwin Park. With over 20 years of experience in the insurance and financial industry, he caters to clients needing property, business, home, auto, and health insurance. He holds a master's degree in finance and partners with charities and educational organizations to help the local communities. Additionally, he is an Ambassador Travel Qualifier and is a member of the Monrovia Chamber of Commerce.

License Verified:

License: 0C34315

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
P.O. Box 1644, Duarte, CA 91009
  • Life Insurance

Why choose this provider?

Foothill Financial & Insurance Services assists families, individuals, and businesses throughout the community of Baldwin Park. It provides a wide range of services and financial products that include annuities, life insurance, asset protection, IRA/RMD rollovers, income strategies, and social security optimization. The agency's financial planning process starts by understanding the client's goals, then builds a strategy that reflects them. In addition, its owner and founder, Jim Valenzuela, has over 18 years of industry experience and specializes in income protection and retirement planning.

Website
185 West Chestnut Avenue, Monrovia, CA 91016
  • Life Insurance

Why choose this provider?

With over three decades of experience, TransGlobal provides wealth management services, including insurance, to individuals, families, and businesses in Baldwin Park. The agency particularly offers life insurance and Medicare coverage through its partnerships with more than 40 insurance carriers. Additionally, its subsidiary, Transpacific Financial, Inc., has been hailed as the top life agency by VOYA from 2014 to 2018. With a mission to serve members of the Asian community, its professionals can speak multiple languages, such as Chinese, Korean, Japanese, and Vietnamese.

License Verified:

License: 6000037

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.0 / 5 (9)
Facebook
5.0 / 5 (9)

Website
1109 West San Bernardino Road, Covina, CA 91722
  • Life Insurance

Why choose this provider?

TM Professionals is a full-service insurance agency that serves business owners and individuals in the Baldwin Park area. It provides a range of life insurance policies to help policyholders secure their financial responsibilities to their loved ones and families. Its plans include final expense, term life, permanent life, and non-medical life. The firm is committed to finding quotes that suit its clients' goals and needs. Principal agent Tony Mouton established the firm in 1981. He has been in the industry for over 40 years.

License Verified:

License: 0811159

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (36)
Facebook
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
109 North Ivy Avenue, Monrovia, CA 91016
  • Life Insurance
  • Health Insurance

Why choose this provider?

Tashjian Insurance Agency, Inc., is an independent insurance agency founded by Vahram and Rosalie Tashjian. It has offered life insurance packages to residents around the Baldwin Park metro since 1991. Additionally, it has offered a wide selection of personal, business, and specialty insurance programs to clients ranging from families to large corporations. The agency distributes its insurance products through carrier companies such as Allied Insurance Group, Blue Shield, Anthem Blue Cross, and Hanover Insurance Group.

License Verified:

License: 0447944

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Monrovia, CA 91016
  • Life Insurance
  • Term Life Insurance

Why choose this provider?

Sally-Jane Multiline Insurance and Financial Services is an independent insurance company that has served most of the Baldwin Park metro. It offers individual life insurance, business life insurance, linked life insurance, and advanced life insurance to individuals and businesses. The company was founded by SallyJane Lim, a CPA who decided to go into insurance and finance. For over 30 years, SallyJane has represented companies worldwide while also receiving several awards and recognitions. Her team serves its clients through affiliations with carrier companies.

License Verified:

License: 0799679

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
485 South Citrus Avenue, Azusa, CA 91702
  • Life Insurance
  • Health Insurance

Why choose this provider?

Leslie Carrillo runs a State-Farm-affiliated agency that works with clients in Baldwin Park and the surrounding areas. Leslie has over five years of State Farm insurance experience and currently leads a team of specialists who help individuals, families, and small business owners with their insurance needs. Term life, whole life, and universal life insurance are some of their life insurance options available. Among the other products offered are auto insurance, home insurance, and renter's insurance. Leslie's team is bilingual, speaking both English and Spanish.

License Verified:

License: 6004060

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (115)
Yelp
5.0 / 5 (16)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2364 Peck Road, El Monte, CA 91733
  • Life Insurance

Why choose this provider?

Based in El Monte, Revival Insurance Services is an insurance brokerage that serves clients across Baldwin Park, Los Angeles, and the surrounding areas. Representing various insurance companies, this agency offers a wide range of insurance options and assists clients in finding the right coverage for their needs. The agency offers life insurance policies, as well as general liability insurance plans. Revival Insurance Services is a family-owned business that has been serving clients since 1993.

License Verified:

License: 0B89644

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (44)
Yelp
4.0 / 5 (6)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4242 Maine Avenue, Baldwin Park, CA 91706
  • Life Insurance

Why choose this provider?

Angela Asido is an insurance agent who has been with Farmers Insurance for three years. With 13 years of industry experience, Asido serves individuals, families, and businesses in and around Baldwin Park, San Gabriel Valley, and San Bernardino. Asido is knowledgeable in life, auto, renters’, motorcycle, and recreational insurance products. Farmers Insurance’s life insurance options include term life, whole life, and universal life insurance products. Asido can help clients who speak Arabic, English, and Spanish.

License Verified:

License: 0L44322

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (10)
Yelp
4.5 / 5 (8)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Do life insurance policyholders in Baldwin Park get a grace period for missing a premium payment?

    Yes. California Insurance Code section 10113.71 requires insurance companies in Baldwin Park to provide a grace period of 60 days at the minimum to policyholders with unpaid premiums. The policy’s coverage remains active during this period. Failure to pay the overdue premium after the grace period can be grounds for cancellation of the policy. A notice of the potential cancellation must be sent to the policyholder and their designated representative 30 days before the expected cancellation date.

  • Can you still claim the life insurance death benefits of your family member if the insurer goes out of business in Baldwin Park?

    If your departed family member’s insurer was licensed in California and their premium payments were up to date, you can claim the benefits from the California Life and Health Insurance Guarantee Association. Beneficiaries in the Los Angeles metro, including Baldwin Park, can contact the Association at (213) 897-8921 or (800) 927-4357. Note that the Association will only pay 80% of your family member's death benefit and up to a maximum of $300,000.

  • Why is it not advisable to list your minor children as beneficiaries of your life insurance in Baldwin Park?

    Insurance companies in Baldwin Park will not pay death benefits to beneficiaries under 18 years old. The proceeds will go to a court-appointed guardian who will manage the proceeds until the beneficiary turns 18. You can avoid this and make the proceeds readily available for your children’s needs by setting up a trust for your kids and designating that trust as insurance beneficiary. Or, you can appoint a custodian/guardian of your choice through the California Uniform Transfer to Minor’s Act.

  • What happens to your life insurance policy during the divorce process in Baldwin Park?

    Life insurance policies that were acquired while married and paid for with marital funds are treated as community property and will be included in the assets to be divided during divorce in Baldwin Park. The court may also award you the insurance policy or order you to buy life insurance to guarantee child or spousal support. This may happen if the financially supporting spouse is of fragile health or the other spouse is unable to fully support the children’s needs.

  • Are policyholders in Baldwin Park allowed to cancel their new life insurance if they change their mind?

    Yes. California Insurance Code Section 10127.9 gives policyholders a free-look period of 10 days minimum and 30 days maximum. Check your new policy to see how many free-look days you have. If you change your mind, you can return the policy to your insurer in Baldwin Park for cancellation within this period. Also, you should get a refund of any premium you have already paid within 30 days of the cancellation.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

Related Articles

Featured6 Best Life Insurance Companies of 2023 Hero Image

6 Best Life Insurance Companies of 2023

Our top pick for the best life insurance company of 2023 is MassMutual, which features a wide variety of policies and riders ...