Expertise.com
2024

Last updated:

Best Health Insurance Agencies in Baldwin Park

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Baldwin Park Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1450

Reviewed

871

Curated

4

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4341 Maine Ave Suite 2C, Baldwin Park, Ca 91706
  • Health Insurance

Why choose this provider?

Xpectation Insurance Services Inc. is an agency that serves clients in the metro of Baldwin Park. It offers fee-for-service and managed care health insurance products to individuals looking to protect themselves and their families. Both plans cover a range of medical expenses, including surgical and hospitalization costs. The agency also carries disability insurance products to cover short-term and long-term disabilities. In addition to health insurance, it offers assistance on auto, home, and business insurance. The team is bilingual, serving English and Spanish speakers.

Attorney Information

Attorney NamesExperience
Silvia Rosales - CEO/ Insurance Agent9 yrs

License Verified:

License: 0M02194

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14461 Merced Ave, Ste 103, Baldwin Park, CA 91706
  • Health Insurance

Why choose this provider?

Patricia Arrocha is an agent who has been affiliated with State Farm Insurance for over three decades. She owns and runs her insurance firm in Baldwin Park to serve the needs of her clients in the metro area. Among her agency's offerings is health insurance, helping families, individuals, and senior citizens find coverage suitable for them. The health plans available are supplemental health insurance, Medicare supplement insurance, and individual medical coverage. Life insurance is also available for clients.

License Verified:

License: 0B30594

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Yelp
4.5 / 5 (28)
Google
4.4 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
16014 Arrow Hwy, Irwindale, CA 91706
  • Group Plans

Why choose this provider?

Aldana Insurance Services offers health protection plans in Baldwin Park. It provides clients with information about the benefits of the available health insurance packages, including pre-existing condition inclusions for children, the inclusion of young adults, arbitrary withdrawal, and the right to appeal denied claims. Its full range of insurance products includes plans for life, Medicare, home, mobile home, farm, and ranch. The agency also offers auto and business policies, as well as bond services. It partners with various insurance providers like MetLife, Safeco, and Western Surety.

License Verified:

License: 0G06204

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (38)
Yelp
3.5 / 5 (8)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4381 Peck Road, El Monte, CA 91732
  • Life Insurance
  • Health Insurance

Why choose this provider?

CGI Agency is a health insurance provider that serves Baldwin Park and other areas in Greater Los Angeles. Established in 1986, the company offers Covered California health insurance plans. It has a team of four experienced insurance brokers to help clients select the right health plan that provides the best protection for themselves and their dependents. The company also deals with other personal lines like homeowners', renters, auto, motorcycle, and life insurance as well as commercial policies like workers' compensation, commercial auto, general liability insurance, and DMV services.

License Verified:

License: 0I43636

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (125)
Facebook
4.6 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What is the difference between Medicaid and Medicare in Baldwin Park?

    Medicare in Baldwin Park is a federal program that provides health insurance to people over the age of 65 and those under the age of 65 who are disabled, regardless of income. Medicaid, on the other hand, is a joint state and federal program that provides health coverage to people with extremely low incomes.

  • Do health insurance plans have waiting periods in Baldwin Park?

    Yes, some individual health insurance policies in Baldwin Park may impose a waiting period before your coverage begins, which is typically 60 days or less. Some employers may have waiting periods of up to 90 days before your health coverage takes effect for employment-based health insurance. You are not responsible for premiums during this time, and no health services are provided.

  • Can you be denied health insurance coverage in Baldwin Park if you are pregnant?

    All health insurance plans offered in Baldwin Park through the Marketplace are required by the Affordable Care Act (ACA) to cover pre-existing conditions that existed before you obtained coverage. Because pregnancy is not considered a pre-existing condition, you cannot be denied coverage or charged higher premiums as a result of your pregnancy.

  • What are the essential health benefits required in Baldwin Park health insurance plans?

    Health insurance plans in the individual and small group markets in Baldwin Park are required to provide a specific set of essential health benefits under the Affordable Care Act (ACA). Ambulatory patient and emergency services, hospitalization, maternity and newborn care, mental health and substance use disorder services, prescription drugs, and rehabilitative and habilitative services and devices are among the benefits available. Laboratory, preventive, and wellness services, chronic disease management, and pediatric services are also included.

  • Is short-term health insurance available in Baldwin Park?

    No, there are no short-term insurance plans available in Baldwin Park. Because the sale of short-term plans is prohibited by state law, you may look into other health insurance options, such as enrolling in an ACA plan or considering COBRA coverage. You can also find out if you are eligible for Medicaid coverage.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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