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2024

Last updated:

Best Local Car Insurance Agencies in Bakersfield

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Bakersfield Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

195

Reviewed

122

Curated

14

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
4501 State Rd, Bakersfield, CA 93308

Why choose this provider?

Sillect Insurance Services is a company in Bakersfield, California, that provides auto insurance. Established in 1989, Sillect offers comprehensive and flexible auto insurance coverage, including products designed for Uber drivers, ride-sharing, recreational vehicles, collector cars, all-terrain vehicles, motorcycles, and boats. The agency also registers and transfers ownership of vehicles, saving a trip to the DMV. It provides insurance products that include business owner's insurance, professional liability insurance, life, and health insurance. Sillect Insurance is a CoveredCa certified agent that provides insurance products through Progressive, MetLife, Kemper, BlueCross, and other insurers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
3.5 / 5 (22)
Facebook
5.0 / 5 (12)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
1527 19th Street, Suite 410, Bakersfield, CA 93301
  • Multiple Carriers

Why choose this provider?

The James D. Miller. Jr. Insurance Agency caters to clients in the Bakersfield area. It provides car owners with insurance to cover vehicle repairs and occupant injuries because of road crashes. The policy also provides compensation for theft, vandalism, and damage caused by uninsured drivers. In addition, individuals can get life and health insurance to financially protect themselves and their loved ones. The agency also carries products to cover vehicle fleets, workers' compensation, and professional liability suits.

License Verified:

License: 0B17355

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
5610 District Blvd Ste 103, Bakersfield, CA 93313

Why choose this provider?

Bridgemark Insurance Services caters to the auto insurance needs of motorists in Bakersfield, California, and the surrounding metro area. Through its network of trusted national insurance carriers, Bridgemark is able to find competitive rates for drivers of all backgrounds and situations. Its trained agents are able to provide a comparative analysis for each customer so that every driver walks away with the right level of protection. The agency also sells motorcycle insurance, boat and watercraft insurance, and RV insurance products, and it writes policies for home, condo, and renters insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2641 Fashion Pl, Bakersfield, CA 93306

Why choose this provider?

Cost-U-Less Insurance is an auto insurance agency headquartered in Bakersfield, California. The company, which was founded in 1989, serves over 500,000 drivers through northern and central California, providing them with low-cost auto insurance options from top insurance companies. Cost-U-Less has options available for new and experienced drivers, drivers who require SR-22 certificate filing, and drivers with accidents, tickets, or DUIs on their records. Customers can take advantage of good driver, student, military, multi-policy, and multi-car discounts. Cost-U-Less has over 75 office locations, many of which are home to agents who speak English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (114)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
324 Oak St Suite Q, Bakersfield, CA 93304
  • Bundling Option

Why choose this provider?

Tony Camarena Insurance Agency caters to clients in Bakersfield and the surrounding areas. It helps individuals apply for car insurance plans to protect their finances from liability, repair, medical, and property damage expenses due to vehicle collisions or accidents. It also offers homeowners insurance products covering the policyholder's residential properties and belongings. The agency also protects the future of clients and their loved ones through life and health insurance services. Its team also serves business owners needing insurance plans for their commercial properties.

License Verified:

License: 0D28316

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (14)
Google
4.6 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1701 G St, Bakersfield, CA 93301

Why choose this provider?

Fallgatter Rhodes is a full-service automobile insurance agency in Bakersfield, California. Founders, Rolly Rhodes and John Fallgatter have over 85 years of combined insurance experience, serving a variety of clients including individuals, families, and businesses. Fallgatter Rhodes advises drivers on the standard protections such as liability, collision, and comprehensive. In addition, the company offers extra protections for medical, emergency roadside assistance, and uninsured motorists. For businesses, Fallgatter Rhodes provides automobile insurance for property damage and bodily injury claims filed against the business due to employee negligence. Additional coverages for damage and theft of company vehicles are available.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.8 / 5 (6)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8200 Stockdale Hwy., Suite M10, Bakersfield, CA 93311
  • Multiple Carriers
  • Bundling Option

Why choose this provider?

Bakersfield Insurance Agency, owned and operated by independent licensed broker Lee Mayers, caters to the needs of vehicle owners in the metro. Mayers and his team create auto insurance protection plans that provide financial coverage in the event of problems such as vehicular collisions, accident liabilities, and underinsured and uninsured issues. They also customize policies to meet various needs, including towing and roadside assistance, Mexican auto insurance, and reimbursement of rentals. Mayers has been working in the insurance industry since 1989.

License Verified:

License: 0739786

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (9)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2695 Mount Vernon Ave Ste. E, Bakersfield, CA 93306
  • Multiple Carriers

Why choose this provider?

California Total Insurance Services is an agency serving clients in the Bakersfield metro and nearby areas. It partners with more than 20 insurance carriers to help people find the right coverage for their personal and business protection needs. It offers coverage for personal automobiles as well as classic and custom cars. It also handles insurance policies for motorcycles, mobile homes, boats, ATVs, and RVs. In addition to insurance solutions, the agency provides auto registration and income tax services.

License Verified:

License: 6006186

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (74)
Facebook
5.0 / 5 (25)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2508 Niles Street, Bakersfield, CA 93306
  • Multiple Carriers

Why choose this provider?

Oliver Insurance delivers auto insurance plans to car owners in and around Bakersfield. The company helps its customers find the right coverage to protect their vehicles. Its policies cover personal injury liability and losses from collisions, theft, or other perils. The agency provides access to insurers like Kemper and Progressive. Its team also offers notary public and DMV registration services, including registration renewal, title transfer, and substitute license plate. In addition to its Bakersfield location, Oliver Insurance has offices in Delano and Shafter.

License Verified:

License: 0N05294

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (79)
Facebook
4.7 / 5 (9)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4939 Calloway Dr Ste 104, Bakersfield, CA 93312

Why choose this provider?

Hay Insurance Agency Inc. is an insurance agency in Bakersfield, California, that offers auto insurance for both personal and business clients. Hay Insurance offers comprehensive auto insurance covering specialty auto, roadside assistance, and towing, as well as comprehensive and collision coverage. The company additionally offers products such as life insurance, home insurance, special event insurance, and group benefits. In the insurance business for over 120 years, Hay Insurance Agency offers industry-specific insurance products for farmers, accounting firms, construction companies, craft breweries, schools, real estate professionals, security guards, tow truck operators, and other professions and industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3401 Pacheco Rd Ste I, Bakersfield, CA 93313

Why choose this provider?

Established in 2005, Omni Safe Insurance provides customized auto insurance policies to clients within the Bakersfield, California, metro area. The agency assists clients in creating policies that include liability protection in accordance with legally required minimums, collision coverage, and comprehensive insurance, along with coverage for uninsured or under-insured motorist accidents. It also handles rental car coverage for clients who cannot use their covered vehicle due to accidents. This agency is experienced with high-risk insurance policies and coverage for drivers under DUI/SR-22 and assists in finding underwriters willing to offer this type of insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (292)
Facebook
4.6 / 5 (51)
Yelp
4.5 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2100 F Street Suite 200, Bakersfield, CA 93301
  • Bundling Option

Why choose this provider?

Wm K Lyons Insurance Agency serves clients in Bakersfield. Its auto insurance covers damage in vehicles caused by theft, fire, vandalism, flood, and accidents. Medical payment coverage is available, which pays the clients' expenses when injuries happen. The agency also offers personal injury protection, which include funeral and rehabilitative expenses. In addition, it provides optional coverage, consisting of rental reimbursement, roadside assistance, and towing. The agency partners with Kemper Auto, Oregon Mutual, and Mercury Insurance.

License Verified:

License: 0A78129

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
900 Mohawk St Ste.213, Bakersfield, CA 93309
  • Motorcyle & ATV

Why choose this provider?

Sonia's Insurance Services, Inc., is a local agency that serves clients in Bakersfield and nearby communities. It offers auto insurance policies and a variety of insurance options for home and rentals, life, and health. The company also accommodates insurance requests for motorcycles, ATVs, travel trailers, dirtbikes, and personal watercraft. It also assists entrepreneurs looking for commercial or business insurance options, such as those in the truckers and restaurant industry. Sonia's Insurance Services is an AARP-approved agency.

License Verified:

License: 0H78594

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1910 E. California Ave Suite W, Bakersfield, CA 93307
  • Multiple Carriers

Why choose this provider?

Covermax Insurance has assisted individuals looking for auto insurance plans from its Bakersfield location since 2006. The agency partners with several carriers, including Bristol West, Kemper Auto, National General, and The Hartford, to provide tools clients need that cover them from automobile-related losses and liability. It delivers comprehensive protection plans that fit new car owners and a simple liability plan for those who own older ones. Additionally, it offers insurance solutions to motorcycle and watercraft owners.

License Verified:

License: 0F71959

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.4 / 5 (43)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much car insurance do you need in Bakersfield?

    In Bakersfield, there is no specific amount of car insurance required for individuals because the rate depends on the situation. Your car insurance premiums depend on your risk tolerance, the amount of money you can afford to pay deductibles, the value of your vehicle, and the assets you need to protect.

  • If a hailstorm damages your vehicle, can your car insurance in Bakersfield cover the repair and replacement cost?

    Yes, your car insurance in Bakersfield can cover the repair and replacement cost of your vehicle if it is damaged by a hailstorm. The comprehensive policy covers the costs if the windshield of your car has cracked and dents on the roof, hood, and trunk. Once you have car insurance, you are required to have comprehensive and collision coverage.

  • How can you get an affordable car insurance deductible in Bakersfield?

    Keeping your policy without getting into an accident or filing a claim can help you get an affordable Bakersfield car insurance deductible. Your insurance company may reduce your deductible cost each year if you do not involve yourself in any accident on the road. You can also inquire about more deductible discounts from your insurance carrier or agent.

  • Are car drivers in Bakersfield required to carry liability insurance?

    Yes, all drivers in Bakersfield are required to carry liability insurance. The state of California has mandated a minimum amount of liability coverage. Drivers must have $30,000 for bodily injury per accident, $15,000 for bodily injury per person, and $5,000 for property damage per accident. They might pay heavy fines if they do not have these types of coverage.

  • Can you add towing coverage to your car insurance in Bakersfield?

    Yes, you can add towing coverage to your car insurance in Bakersfield if you have comprehensive coverage on your policy. For example, if your car overheats in the middle of the road, you need to move your vehicle using a tow truck. Most towing companies charge drivers by the mile, therefore, towing coverage can protect policyholders from out-of-pocket expenses.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.