The Barstow Team is part of GEM Mortgage and serves the refinancing needs of individuals and families in Apple Valley. The team of mortgage professionals assists borrowers in refinancing existing loans to cash out or change rates and terms. These professionals guide homeowners through the process of switching to options such as ARMs, Fannie Mae loans, and portfolio and investor products. GEM Mortgage has been operating for more than 25 years and was named the 2016 Scotsman Guide Top Mortgage Lender.
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