Best Pet Insurance Companies in Antioch

FAQs

• Are prescription medicines and prescription pet food covered by your pet insurance policy in Antioch?

  Prescription medications are covered, but prescription pet food is generally not covered by a standard pet insurance policy in Antioch. It’s usually offered as part of a wellness plan, which you can choose to add to your standard policy. Still, there are some insurance companies like ASPCA and Spot that will reimburse you for your pet’s prescription diet as long as it’s for the purpose of treating a covered illness and not for weight management or general maintenance.

• Will the coverage of the pet insurance policy you bought in Antioch be cut if you move homes?

  If moving internationally, you may need to switch to a new pet insurer. If moving within the country, your coverage can be maintained since most pet insurers don’t have networks and reimburse vet bills from any licensed vet in the U.S. However, since location is a factor in premium calculations, expect your premium to change. You may also need to adjust your coverage if the new location has pet health risks that did not exist in Antioch.

• Can you cancel a new pet insurance policy in Antioch if you change your mind about it?

  California’s Assembly Bill 2056 requires pet insurance companies to give new policyholders a free-look period of 30 days minimum, giving you time to review your new policy and return it to the insurer for cancellation if you are not satisfied with it. The bill also requires insurers in Antioch to issue full refunds for policy cancellations made within the free-look period.

• Will your pet insurance company in Antioch reimburse your pet’s cremation or burial expenses?

  Some pet insurers in Antioch like Spot pay for pet burial and cremation if the death was due to a covered illness or injury. But generally, pet insurance policies do not include coverage for these end-of-life services. Coverage for these services usually falls under pet wellness plans or is offered as an add-on.

• Are there health insurance options for exotic pets in Antioch?

  Unfortunately, most pet insurance companies only cover cats and dogs. As of 2023, Nationwide alone offers coverage for exotic pets in the country. The insurance company enrolls a wide variety of exotic pets, including reptiles, amphibians, ferrets, guinea pigs, rabbits, birds, and mini pigs. Nationwide provides both accident and illness coverage for exotic pets in Antioch. Note that exotic pets that require federal or state licenses are excluded.