Expertise.com

Best Life Insurance Companies in Antioch

2023

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Website
8440 Brentwood Boulevard, Brentwood, CA 94513
  • Life Insurance

Why choose this provider?

Circadian Insurance Brokers is a Brentwood-based full-service company that delivers insurance solutions to individuals, families, and businesses in the Antioch metro. It assists clients in obtaining life insurance, which provides financial security to policyholders and their families in the event of unexpected death or illness. These life insurance plans may include universal, whole, and term coverages. Moreover, the company offers other plans, including homeowners', renters', auto, workers' compensation, and commercial liability insurance. Circadian Insurance Brokers is an independent agency founded in 1990.

License Verified:

License: 0F79348

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Yelp
5.0 / 5 (3)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1610 A Street, Antioch, CA 94509
  • Life Insurance

Why choose this provider?

Working for Farmers Insurance, Douglas Jester is an insurance agent with over 25 years of experience. He provides term life, whole life, and universal life insurance for residents of Antioch. Douglas can customize each plan to include premiums and coverages such as death benefits, final expenses, and mortgage protection. He can also update the policy to reflect real-life events, such as inherited cash or newborn children. Douglas caters to English and Spanish-speaking individuals, families, and business owners.

License Verified:

License: 0F44941

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1300 Central Boulevard, Brentwood, CA 94513
  • Life Insurance

Why choose this provider?

Established in 2004, Zeigler Insurance is a locally owned and operated insurance agency providing personal and commercial insurance to Antioch residents. Its products include life insurance, home insurance, auto insurance, and recreational vehicle insurance. In addition, the company offers business insurance packages designed to meet clients' liability, casualty, and property needs. Its team of insurance agents assists with reporting claims and conducts periodic reviews of customers' insurance coverages. It works with national and regional carriers like Allied Insurance, ICW Group, and Philadelphia Insurance Companies.

License Verified:

License: 0H18234

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (44)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3244 Brookside Road, Stockton, CA 95219
  • Life Insurance

Why choose this provider?

VG Capital Financial Services LLC specializes in life insurance services. It helps clients in Antioch plan their future finance to protect their loved ones by offering several life insurance products. These include senior health and wealth protection, long-term care, final expenses, income, retirement, and college planning. One of its financial advisors, Gilbert Garcia, is a licensed life and health agent for Nevada, Hawaii, Oregon, California, and Idaho. He is also a member of the Million Dollar Round Table.

License Verified:

License: 0G72989

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
9040 Brentwood Boulevard, Brentwood, CA 94513
  • Life Insurance
  • Health Insurance

Why choose this provider?

Daroy Insurance Agency is a life insurance agency serving Antioch. The company provides universal, whole, and term life insurance to help prepare clients and their families for the future. Insurance policies for homeowners, landlords, cars, and businesses are also available. Clients who need dental insurance can also avail themselves of the policy from Daroy Insurance Agency. Its team of insurance professionals is led by Maurice J. Daroy, who has been working in the industry for over 21 years.

License Verified:

License: 0C01541

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1470 Civic Court Suite 350, Concord, CA 94520
  • Life Insurance
  • Health Insurance

Why choose this provider?

Kevin Roberts Benefits is a Covered California insurance agency serving Antioch and Concord. It offers life insurance packages focusing on comprehensive health coverage, including qualifying life events protection. Kevin Roberts, its founder, specializes in creating employee benefit plans for small businesses and is experienced with life, AD&D, and long-term disability insurance. He built the agency intending to alleviate the anxieties that families, individuals, and employers experience concerning healthcare needs. Kevin Roberts Benefits is affiliated with the National Association of Health Underwriters.

License Verified:

License: 0748889

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6 North Front Street, Rio Vista, CA 94571
  • Life Insurance

Why choose this provider?

Rio Vista Insurance & Financial Services serves Antioch and the rest of California. It also assists clients in Nebraska, Idaho, Oregon, Washington, Texas, and North Carolina. Founded in 1984, it is an independent agent that offers insurance products, investment services, and financial solutions. It provides life insurance, long-term care plans, and disability insurance. The company also assists in financial planning for retirement, college funds, and tax strategies. Rio Vista Insurance & Financial Services is a member of NAIFA and the Rio Vista Chamber of Commerce.

License Verified:

License: 0M20867

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2738b West Tregallas Road, Antioch, CA 94509
  • Life Insurance

Why choose this provider?

The risk management advisors at East County Insurance Agency, Inc., provide various lines of protection for individuals and businesses in Antioch, covering life, health, earthquake, flood, home, and auto insurance policies. Furthermore, it offers a full range of products for businesses such as workers' compensation and general liability insurance. Grange, Blue Shield of California, Progressive, and McGraw Insurance Group are among the carriers it works with. East County Insurance Agency, which was formerly John Slatten Insurance, started operating in 1985.

License Verified:

License: 0E08504

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (11)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
71 Sand Creek Road, Brentwood, CA 94513
  • Life Insurance
  • Health Insurance

Why choose this provider?

Ross Lopez is a State Farm insurance agent who caters to clients in Antioch and the surrounding areas. Lopez provides various life insurance products, including term, whole, and universal life insurance. He also specializes in health, homeowners, auto, boat, personal liability umbrella, and business insurance and financial services. Lopez began his career in the insurance industry in 1981 and has been a State Farm agent since 1989. His State Farm insurance team shares more than 90 years of collective industry experience.

License Verified:

License: 0617092

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1470 Civic Court, Concord, CA 94520
  • Life Insurance
  • Whole Life Insurance
  • Term Life Insurance

Why choose this provider?

Founded in 1996, HB Resources Insurance Services is an independent insurance firm serving customers in Antioch and the surrounding communities. Its insurance agents help clients determine the life insurance policy to safeguard their family in the event of their death. It also offers auto, personal health, and homeowners' insurance, as well as dental insurance, vision insurance, and disability insurance for employees. Some of HB Resources Insurance Services' insurance carriers include MetLife, Cigna, Delta Dental, and Humana.

License Verified:

License: 0M28039

California Department of Insurance

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
1.8
Responsiveness
Friendliness
––
Helpfulness
––
Detail
––

Website
5444 Clayton Road, Concord, CA 94521
  • Life Insurance
  • Health Insurance

Why choose this provider?

Lisa Truesdell is the owner of the life insurance company Lisa Truesdell Ins Agency Inc., which helps individuals and small businesses in the Antioch metro look for insurance policies. Her products include auto, home, property, business, health, and pet insurance policies. Lisa Truesdell is a member of the Rotarian Clayton/Concord Sunrise Club Chamber of Commerce. Truesdell also volunteers for and sponsors a number of causes, including CVCHS' "Every 15 Minutes" and high school sports programs. She is an affiliate of State Farm Insurance.

License Verified:

License: 0M70837

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 West 1st Street, Antioch, CA 94509
  • Life Insurance

Why choose this provider?

Commercial Business Insurance Agency, Inc is an independent insurance agency specializing in contractors' insurance, The agency has been serving the residents in California with their two offices in Antioch and Groveland. Commercial Business Insurance Agency, Inc offers insurance plans under automobile insurance, life insurance, HVAC, commercial property, workers' compensation insurance, and insurance bonds. The company represents a wide range of insurance carriers like Allied Insurance, Capital Insurance Group, GMAC, Republic Indemnity, Victoria Insurance, and Oregon Mutual Insurance.

License Verified:

License: 0F50039

California Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Do life insurance policies cover suicide in Antioch?

    In Antioch, life insurance policies typically include a suicide clause, which means that suicides are generally not covered during the first two years of the policy. However, after this initial two-year period, suicide is covered, and the life insurance policy will pay out the death benefit to the policy's beneficiaries.

  • Can you cash out your life insurance policy in Antioch?

    It is possible to get cash out of your life insurance in Antioch, depending on the policy type and how long you have had it. This cash value can be accessed through various methods, such as cash withdrawals, policy loans, or surrendering the policy. It’s important to note that withdrawing funds from your policy can affect the amount your beneficiaries will receive upon your death.

  • What happens if you have no life insurance beneficiary in Antioch?

    If you do not designate a living beneficiary for your life insurance policy in Antioch, the insurance payout becomes part of your estate when the executor files a claim upon your passing. The probate court will then determine the distribution of your life insurance proceeds. You should maintain an updated policy with named beneficiaries to properly allocate the insurance proceeds.

  • How does divorce affect your life insurance policy beneficiary in Antioch?

    If you have previously named an ex-spouse your policy's beneficiary in Antioch, this designation typically remains in effect unless specific circumstances arise. These circumstances may include a divorce decree or property settlement that explicitly states a different arrangement, your decision to modify the beneficiary designation, the insurance contract voiding the beneficiary designation upon divorce, or your former spouse legally waving their claim to the policy.

  • Can your life insurance rates increase after the policy is issued in Antioch?

    With term life insurance in Antioch, the premiums stay fixed for the chosen term, but buying the policy at a later age typically results in higher costs. Additionally, if you decide to renew your coverage after the first term expires, the new premium is determined by your present age, which might lead to a premium increase. On the other hand, whole life insurance comes with consistent premiums paid over time.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.