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Best Homeowners Insurance Agencies in Antioch

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Beswick Insurance Services, Inc. logo
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Beswick Insurance Services, Inc.

23 West 7th Street, Antioch, CA 94509
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Beswick Insurance Services, Inc., is an independent agency that has been providing various insurance policies since 1947. This business serves Antioch and the surrounding communities. Its team of insurance agents provides homeowners' insurance solutions to keep the client's property covered from unexpected events. The homeowners' insurance coverage options include condo and mobile home insurance and homeowners' liability. The group of professionals also offers auto, boat, motorcycle, and business insurance services. Beswick Insurance Services works with insurance providers, like Nationwide and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Bushman Insurance Agency logo
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Bushman Insurance Agency

6041 Lone Tree Way, Brentwood, CA 94513
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Business Description

Bushman Insurance Agency provides assistance in various areas including home insurance. Serving Antioch residents, the agency assists homeowners in protecting their property and belongings from events such as theft and fire. The company offers multiple home insurance options including condo insurance, scheduled property insurance, and homeowners' liability insurance. The professionals also provide protection for landlords and renters. Bushman Insurance Agency is a locally-owned and -managed business that has been addressing clients' insurance needs for nearly a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Commercial Business Insurance Agency logo
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Commercial Business Insurance Agency

700 West 1st Street, Antioch, CA 94509
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Business Description

Commercial Business Insurance Agency is an Antioch-based agency that offers various types of insurance. Contrary to its name, Commercial Business Insurance Agency also provides personal insurance policies, including homeowners' insurance. Homeowners' insurance covers the cost of structural repair or replacement, personal belongings, liabilities, and additional living expenses if temporary accommodation is needed due to a disaster. The agency works with many A-rated insurance providers, including Capital Insurance Group, CHUBB, Commerce West Insurance, Kemper, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Courtney Khashabi - State Farm Insurance Agent logo
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Courtney Khashabi - State Farm Insurance Agent

901 Sunvalley Boulevard, Concord, CA 94520
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  • Earthquake
  • Renter's Insurance
  • Multiple Policy Types

Business Description

Courtney Khashabi is a State Farm insurance agent near Antioch who has more than eight years of experience helping her personal and business clients get the policies they need to protect them from disasters and other unfortunate events. The licensed agent has particular experience tailoring home insurance products and discussing additional coverage with homeowners, such as liability. Ms. Khashabi also has significant experience helping her clients get the health, life, and pet insurance they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Oakley Insurance Agency Inc logo
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Oakley Insurance Agency Inc

6670 Lone Tree Way, Brentwood, CA 94513
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Earthquake
  • Condos

Business Description

Oakley Insurance Agency, Inc., is an insurance agency serving the needs of clients in the Brentwood and Antioch areas. The agency's homeowners' insurance policy covers the property of its clients and their personal belongings. It allows the clients to replace or rebuild their properties in case they are damaged due to disasters. The policy also covers damage due to vandalism. The insurance offered by Oakley Insurance Agency, Inc., also replaces items lost due to theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Weber Insurance & Financial Services, LLC logo
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Weber Insurance & Financial Services, LLC

2190 Meridian Park Boulevard, Concord, CA 94520
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Weber Insurance & Financial Services LLC is an independent insurance agency that specializes in remote services, assisting its clients online and by phone. The agency's services include sourcing a choice of home insurance products from an array of carriers, tailoring policies that match its clients' requirements, and providing unbiased advice on additional coverage, such as replacing high-value personal items. The agency also specializes in auto and life insurance for personal clients and contractors insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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