Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Antioch

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Antioch Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

43Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
2190 Meridian Park Boulevard, Concord, CA 94520
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Weber Insurance & Financial Services LLC is an independent insurance agency that specializes in remote services, assisting its clients online and by phone. The agency's services include sourcing a choice of home insurance products from an array of carriers, tailoring policies that match its clients' requirements, and providing unbiased advice on additional coverage, such as replacing high-value personal items. The agency also specializes in auto and life insurance for personal clients and contractors insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (30)
Yelp
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6041 Lone Tree Way, Brentwood, CA 94513
  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Condos

Why choose this provider?

Bushman Insurance Agency provides assistance in various areas including home insurance. Serving Antioch residents, the agency assists homeowners in protecting their property and belongings from events such as theft and fire. The company offers multiple home insurance options including condo insurance, scheduled property insurance, and homeowners' liability insurance. The professionals also provide protection for landlords and renters. Bushman Insurance Agency is a locally-owned and -managed business that has been addressing clients' insurance needs for nearly a decade.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)
Yelp
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
23 West 7th Street, Antioch, CA 94509
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

Beswick Insurance Services, Inc., is an independent agency that has been providing various insurance policies since 1947. This business serves Antioch and the surrounding communities. Its team of insurance agents provides homeowners' insurance solutions to keep the client's property covered from unexpected events. The homeowners' insurance coverage options include condo and mobile home insurance and homeowners' liability. The group of professionals also offers auto, boat, motorcycle, and business insurance services. Beswick Insurance Services works with insurance providers, like Nationwide and Mercury Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.4 / 5 (5)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
901 Sunvalley Boulevard, Concord, CA 94520
  • Earthquake
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

Courtney Khashabi is a State Farm insurance agent near Antioch who has more than eight years of experience helping her personal and business clients get the policies they need to protect them from disasters and other unfortunate events. The licensed agent has particular experience tailoring home insurance products and discussing additional coverage with homeowners, such as liability. Ms. Khashabi also has significant experience helping her clients get the health, life, and pet insurance they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (14)
Yelp
4.5 / 5 (14)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6670 Lone Tree Way, Brentwood, CA 94513
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Earthquake
  • Condos

Why choose this provider?

Oakley Insurance Agency, Inc., is an insurance agency serving the needs of clients in the Brentwood and Antioch areas. The agency's homeowners' insurance policy covers the property of its clients and their personal belongings. It allows the clients to replace or rebuild their properties in case they are damaged due to disasters. The policy also covers damage due to vandalism. The insurance offered by Oakley Insurance Agency, Inc., also replaces items lost due to theft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
5.0 / 5 (3)
Yelp
2.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 West 1st Street, Antioch, CA 94509
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Why choose this provider?

Commercial Business Insurance Agency is an Antioch-based agency that offers various types of insurance. Contrary to its name, Commercial Business Insurance Agency also provides personal insurance policies, including homeowners' insurance. Homeowners' insurance covers the cost of structural repair or replacement, personal belongings, liabilities, and additional living expenses if temporary accommodation is needed due to a disaster. The agency works with many A-rated insurance providers, including Capital Insurance Group, CHUBB, Commerce West Insurance, Kemper, and Safeco Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • When should policyholders in Antioch file a claim for their homeowners insurance?

    Policyholders in Antioch should initiate a homeowners insurance claim promptly following an incident, however, they must assess whether filing the claim is worthwhile. This consideration is essential because policyholders are responsible for paying their deductible before their insurance company covers the remainder. It is recommended to file a claim only if the loss exceeds the deductible amount by at least twice, since this often leads to increased insurance rates.

  • Is there a limit on the number of house insurance claims Antioch residents can make each year?

    There is no defined limit on the number of house insurance claims Antioch residents can make each year, but it is typically advised that they keep their insurance claims to a minimum and make at least one claim every five years. Concerning policy renewal, many insurers may decide not to renew home insurance contracts when you frequently put forward claims.

  • Can an insurance company prolong the processing of a home damage claim in Antioch?

    As long as they give the policyholder a written notice of the delay, insurance carriers in Antioch may prolong the processing of a home damage claim or impose a 30-day wait period. Policyholders must diligently monitor and assess such delays and seek explanations from their insurers regarding the postponement of their claims.

  • When is a home insurance claim in Antioch deemed invalid?

    In Antioch, insurance companies can deny a claim if they can demonstrate that the damage to a home resulted from the owner's failure to adequately repair or maintain the property. If someone believes their homeowner's insurance claim has been unjustly denied, whether due to non-obvious damage or any other reason, they have the option to seek legal help.

  • Can Antioch residents find alternative insurance options if traditional providers don't offer them home coverage?

    In Antioch, residents who are not able to get home insurance from regular providers can turn to the California Fair Plan. This collective of insurers offers basic fire coverage when no other options are available. The FAIR Plan includes coverage for owner-occupied homes, short-term rentals, condos, and tenants. Since this is only a minimum level of protection, additional insurance may be required.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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