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2024

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Best Mortgage Refinance Companies in Anaheim

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Anaheim Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

187Reviewed

117Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
6200 E. Canyon Rim Rd. Suite 204, Anaheim Hills, CA 92807
  • Purchase
  • Refinance
  • Private Lending

Why choose this provider?

Vince Ferragamo's End Zone Mortgage is a firm that serves Anaheim-based clients. It offers mortgage refinancing solutions such as adjustable-rate, fixed-rate, private, and reverse mortgage loan options. The company also provides FHA, VA, and USDA loans. It strives to help individuals and businesses by assisting them in getting the loan that meets their needs, such as those looking for aid in refinancing or purchasing new homes. The business is a member of the National Association of Mortgage Brokers.

License Verified:

License: 341700

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5100 E. La Palma Ave Suite 219, Anaheim, CA 92807
  • Reverse Mortgages

Why choose this provider?

Your Favorite Lenders provides personalized mortgage refinancing solutions in and around Anaheim. It caters to clients who are looking to change the term of their mortgage or reduce their monthly payments and interest rates. It also helps potential buyers fulfill their dream of homeownership. Its loan options include fixed and adjustable rates, with terms ranging from five to 30 years. Your Favorite Lenders also offers conforming, jumbo, superjumbo, FHA, VA, and USDA loans. It gives customers access to decision-making tools and calculators on its website

License Verified:

License: 2063552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8175 East Kaiser Boulevard, Anaheim, CA 92808
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Founded in 2007, Instant Capital is a mortgage refinance lender in Anaheim. The company offers clients a refinance analysis, permitting them to see the various loan options available and select the one that best suits their situation. Fixed-rate and adjustable-rate mortgages are available as well as conforming, jumbo, and super-jumbo loans. Clients can also take advantage of FHA, VA, and USDA loans. They can choose loans with terms ranging from five to 30 years.

License Verified:

License: 254887

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (55)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
505 South Villa Real Drive, Anaheim, CA 92807
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Monarch Funding Corp. is a mortgage bank founded in 1979 to provide home mortgage refinance in Austin for primary residences and second homes. It helps clients obtain home purchase loans for up to four residential properties. It offers cash-out, refinance, and investment property mortgages. The company's professionals also provide refinance options for VA, conventional, and FHA loans. Monarch Funding Corp. is an Equal Housing Lender and a member of the Mortgage Bankers Association.

License Verified:

License: 279238

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4411 E La Palma Ave., Anaheim, CA 92807
  • Reverse Mortgages
  • New Construction

Why choose this provider?

US Lending Network is a mortgage refinance company serving clients in Anaheim and surrounding areas. It strives to meet clients' specific needs and overcome roadblocks in securing loans for home purchases. Its refinancing options are available for single-family homes, multi-family, condominiums, vacation homes, and townhouses to help lower monthly loan payments and interest rates. Clients can choose from a variety of loan programs offered by US Lending Network, namely FHA, VA, USDA, and jumbo loans. With the company's assistance, clients can avoid property foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
12881 Knott St #107, Garden Grove, CA 92841
  • Reverse Mortgages
  • Multi-Family Loans

Why choose this provider?

Tuan Tu offers mortgage solutions to individuals and families looking to buy homes in Anaheim and its surrounding areas. Clients can refinance their existing mortgages or apply for new-purchase loans that match their financial goals. Upon accomplishing a pre-approval letter request, potential homeowners receive options based on their unique situation. These choices include fixed mortgage plans with terms ranging from 5 to 30 years, conforming loans, adjustable-rate mortgages, and jumbo loans. The company has been in the business for more than 20 years.

License Verified:

License: 1925582

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
160 S Old Springs Rd. Ste. 280, Anaheim, CA 92808
  • New Construction

Why choose this provider?

The Egleston Group is a mortgage brokerage firm serving clients in Anaheim and nearby areas. It assists individuals and families looking to purchase, sell, build, or refinance a home. It has various loan types available, including conforming, jumbo, super jumbo, FHA, VA, and USDA. It offers fixed-rate and adjustable-rate mortgages with 5-year to 30-year terms. Its loan officers provide financial advice on market conditions and mortgage programs. The Egleston Group is a member of the Association of Independent Mortgage Experts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8175 East Kaiser Boulevard, Anaheim, CA 92808
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Meridox Real Estate and Mortgage is a real estate seller and mortgage refinance company in Anaheim with other satellite locations throughout California. It partners with several lenders to provide refinancing opportunities that are tailored to each client. The company offers a range of loan programs, including conventional, jumbo and government-backed loans such as FHA and VA programs. Meridox Real Estate and Mortgage also performs home staging to assist home sellers.

License Verified:

License: 01813024

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (65)

Website
1545 West Katella Avenue, Anaheim, CA 92802
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

With more than three decades of experience in the home mortgage funding business, United Funding provides mortgage refinancing to clients in the Anaheim area. The firm offers conventional products, including adjustable-rate, 15-year, 30-year fixed-rate, and jumbo mortgage loans. It also works with government-insured products from the VA, FHA, and USDA. A tool on United Funding's website lets clients quickly obtain a rate quote on a mortgage refinance by entering the loan amount, property value, and loan type.

License Verified:

License: 366390

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)

Website
3100 East Miraloma Avenue, Anaheim, CA 92806
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Intelty Inc. is a mortgage refinancing company that serves residential and commercial clients in Anaheim. The company offers various loans to homeowners and homebuyers, including fixed-rate loans, adjustable-rate loans, FHA loans, and VA home loans. Having access to lenders allows it to offer custom loan programs that suit the unique needs of clients. The company is also familiar with the use of IRA or 401(k) plan for a down payment, the difference between fixed- and adjustable-rate mortgages, and private mortgage insurance.

License Verified:

License: 340676

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (5)
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8175 E Kaiser Blvd, Anaheim, CA 92808
  • New Construction

Why choose this provider?

Home Loan Solutions is a residential mortgage lender serving families in Anaheim. It offers services to help clients pay loans, consolidate debt, or get home upgrades. The local agency guides individuals applying for new mortgages to replace their existing loans. Its team helps first-time homeowners and seasoned investors purchase new residential properties. It also offers Jumbo and government loans, such as FHA and VA. Home Loan Solutions opened its doors in 2010.

License Verified:

License: 865585

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806

Why choose this provider?

Lightning Fast Mortgage is an Anaheim-based agency that serves homeowners in and around the city. It educates first-time clients about mortgage refinancing options for conventional and jumbo loans. The agency's brokers examine each loan's annual rate and limit to find suitable alternatives. They also offer specialized loans for self-employed customers and high-balance earners. The agency's website allows 24/7 access to a client's account, loan plan, and refinancing application. Lightning Fast Mortgage is associated with Equal Housing Opportunity and is accredited by Consumer Affairs.

License Verified:

License: 1139057

Nationwide Multistate Licensing System and Registry

Website
1475 South State College Boulevard, Anaheim, CA 92806
  • Reverse Mortgages
  • NMLS #: 39166

Why choose this provider?

Rise Mortgage & Real Estate is a lending company that provides refinancing services to homeowners in the Anaheim area. It offers multiple refinance options, including cash-out refinance to help customers turn their home equity into cash to pay off interest debt, perform home renovations, or purchase an investment property. Another option is reverse mortgage for senior homeowners. Rise Mortgage & Rise Estate also provides real estate services for home buyers and sellers.

License Verified:

License: 1724407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • What does the FHA streamline refinance option offer for Anaheim homeowners with existing FHA-insured mortgages?

    For homeowners in Anaheim with existing FHA-insured mortgages, the FHA streamline refinance option is an avenue to revamp their loans with minimal paperwork and credit verification. This simplified process is designed to grant discernible advantages, such as better interest rates or loan terms. It's crucial to note that receiving cash out through this refinancing method is not permitted.

  • Do rising interest rates mean that homeowners in Anaheim have missed their chance to refinance?

    For those in Anaheim mulling over refinancing, increased interest rates don't always imply a lost opportunity. Experts stress that understanding associated costs and ensuring monthly payments drop makes refinancing valid. However, if relocating soon, one must reconsider. To find the loan's financial tipping point, one should deduct their monthly savings from the total closing fees. This step ensures genuine mortgage savings post-refinance.

  • How can mortgage refinancing affect the home equity of homeowners in Anaheim?

    When homeowners in Anaheim refinance, it may lead to a decrease in their home equity, especially if they refinance to access cash or use part of the loan to cover closing costs. Even though the current market sees homes appraising at higher values, thereby increasing equity, this specific refinancing strategy could reduce the homeowner's equity by augmenting the mortgage amount. This, in turn, would lower the overall financial stake in the property.

  • What is the difference between mortgage refinancing and loan modification, and how do they benefit Anaheim homeowners?

    Mortgage refinancing permits property owners to obtain a fresh loan, typically with reduced interest rates, thereby supplanting the mortgage they currently have. On the contrary, loan modification involves altering the terms of an ongoing mortgage. This requires coordination with and approval from the present lender to make repayment terms more favorable for the homeowner. For residents of Anaheim, both alternatives provide monetary benefits, the extent of which may vary based on each person's unique situation.

  • How can veterans in Anaheim refinance their existing VA loans?

    Anaheim veterans may use the California VA Streamline Refinance to refinance their existing VA loans. While appraisals are typically unnecessary, lenders may ask for one. This refinancing method often allows for no cash at closing, encapsulating existing loans, legal fees, pre-payments, discount points, and a VA fee. Eligibility hinges on a current VA loan, timely payments, and no cash-back exceptions.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.