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Best Mortgage Refinance Companies in Anaheim

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Home Loan Solutions logo
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License Verified:

License: 865585

Nationwide Multistate Licensing System and Registry

Home Loan Solutions

8175 E Kaiser Blvd, Anaheim, CA 92808
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  • New Construction

Business Description

Home Loan Solutions is a residential mortgage lender serving families in Anaheim. It offers services to help clients pay loans, consolidate debt, or get home upgrades. The local agency guides individuals applying for new mortgages to replace their existing loans. Its team helps first-time homeowners and seasoned investors purchase new residential properties. It also offers Jumbo and government loans, such as FHA and VA. Home Loan Solutions opened its doors in 2010.

License Verified:

License: 865585

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Instant Capital logo
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License: 254887

Nationwide Multistate Licensing System and Registry

Instant Capital

8175 East Kaiser Boulevard, Anaheim, CA 92808
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Founded in 2007, Instant Capital is a mortgage refinance lender in Anaheim. The company offers clients a refinance analysis, permitting them to see the various loan options available and select the one that best suits their situation. Fixed-rate and adjustable-rate mortgages are available as well as conforming, jumbo, and super-jumbo loans. Clients can also take advantage of FHA, VA, and USDA loans. They can choose loans with terms ranging from five to 30 years.

License Verified:

License: 254887

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Intelty Inc. - Anaheim logo
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License Verified:

License: 340676

Nationwide Multistate Licensing System and Registry

Intelty Inc. - Anaheim

3100 East Miraloma Avenue, Anaheim, CA 92806
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Intelty Inc. is a mortgage refinancing company that serves residential and commercial clients in Anaheim. The company offers various loans to homeowners and homebuyers, including fixed-rate loans, adjustable-rate loans, FHA loans, and VA home loans. Having access to lenders allows it to offer custom loan programs that suit the unique needs of clients. The company is also familiar with the use of IRA or 401(k) plan for a down payment, the difference between fixed- and adjustable-rate mortgages, and private mortgage insurance.

License Verified:

License: 340676

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lightning Fast Mortgage logo
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License Verified:

License: 1139057

Nationwide Multistate Licensing System and Registry

Lightning Fast Mortgage

1900 S. State College Boulevard, Suite 300, Anaheim, CA 92806
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Business Description

Lightning Fast Mortgage is an Anaheim-based agency that serves homeowners in and around the city. It educates first-time clients about mortgage refinancing options for conventional and jumbo loans. The agency's brokers examine each loan's annual rate and limit to find suitable alternatives. They also offer specialized loans for self-employed customers and high-balance earners. The agency's website allows 24/7 access to a client's account, loan plan, and refinancing application. Lightning Fast Mortgage is associated with Equal Housing Opportunity and is accredited by Consumer Affairs.

License Verified:

License: 1139057

Nationwide Multistate Licensing System and Registry

Meridox Real Estate and Mortgage - Orange County logo
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License Verified:

License: 01813024

Nationwide Multistate Licensing System and Registry

Meridox Real Estate and Mortgage - Orange County

8175 East Kaiser Boulevard, Anaheim, CA 92808
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Meridox Real Estate and Mortgage is a real estate seller and mortgage refinance company in Anaheim with other satellite locations throughout California. It partners with several lenders to provide refinancing opportunities that are tailored to each client. The company offers a range of loan programs, including conventional, jumbo and government-backed loans such as FHA and VA programs. Meridox Real Estate and Mortgage also performs home staging to assist home sellers.

License Verified:

License: 01813024

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Monarch Funding Corp. logo
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License Verified:

License: 279238

Nationwide Multistate Licensing System and Registry

Monarch Funding Corp.

505 South Villa Real Drive, Anaheim, CA 92807
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Monarch Funding Corp. is a mortgage bank founded in 1979 to provide home mortgage refinance in Austin for primary residences and second homes. It helps clients obtain home purchase loans for up to four residential properties. It offers cash-out, refinance, and investment property mortgages. The company's professionals also provide refinance options for VA, conventional, and FHA loans. Monarch Funding Corp. is an Equal Housing Lender and a member of the Mortgage Bankers Association.

License Verified:

License: 279238

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (22)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Rise Mortgage & Real Estate - Anaheim logo
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License Verified:

License: 1724407

Nationwide Multistate Licensing System and Registry

Rise Mortgage & Real Estate - Anaheim

1475 South State College Boulevard, Anaheim, CA 92806
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

Rise Mortgage & Real Estate is a lending company that provides refinancing services to homeowners in the Anaheim area. It offers multiple refinance options, including cash-out refinance to help customers turn their home equity into cash to pay off interest debt, perform home renovations, or purchase an investment property. Another option is reverse mortgage for senior homeowners. Rise Mortgage & Rise Estate also provides real estate services for home buyers and sellers.

License Verified:

License: 1724407

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Yelp
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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The Egleston Group logo
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The Egleston Group

160 S Old Springs Rd. Ste. 280, Anaheim, CA 92808
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  • New Construction

Business Description

The Egleston Group is a mortgage brokerage firm serving clients in Anaheim and nearby areas. It assists individuals and families looking to purchase, sell, build, or refinance a home. It has various loan types available, including conforming, jumbo, super jumbo, FHA, VA, and USDA. It offers fixed-rate and adjustable-rate mortgages with 5-year to 30-year terms. Its loan officers provide financial advice on market conditions and mortgage programs. The Egleston Group is a member of the Association of Independent Mortgage Experts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Tuan Tu logo
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License Verified:

License: 1925582

Nationwide Multistate Licensing System and Registry

Tuan Tu

12881 Knott St #107, Garden Grove, CA 92841
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  • Reverse Mortgages
  • Multi-Family Loans

Business Description

Tuan Tu offers mortgage solutions to individuals and families looking to buy homes in Anaheim and its surrounding areas. Clients can refinance their existing mortgages or apply for new-purchase loans that match their financial goals. Upon accomplishing a pre-approval letter request, potential homeowners receive options based on their unique situation. These choices include fixed mortgage plans with terms ranging from 5 to 30 years, conforming loans, adjustable-rate mortgages, and jumbo loans. The company has been in the business for more than 20 years.

License Verified:

License: 1925582

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (103)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
United Funding logo
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License Verified:

License: 366390

Nationwide Multistate Licensing System and Registry

United Funding

1545 West Katella Avenue, Anaheim, CA 92802
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  • Reverse Mortgages
  • NMLS #: 39166

Business Description

With more than three decades of experience in the home mortgage funding business, United Funding provides mortgage refinancing to clients in the Anaheim area. The firm offers conventional products, including adjustable-rate, 15-year, 30-year fixed-rate, and jumbo mortgage loans. It also works with government-insured products from the VA, FHA, and USDA. A tool on United Funding's website lets clients quickly obtain a rate quote on a mortgage refinance by entering the loan amount, property value, and loan type.

License Verified:

License: 366390

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (3)
US Lending Network logo
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US Lending Network

4411 E La Palma Ave., Anaheim, CA 92807
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  • Reverse Mortgages
  • New Construction

Business Description

US Lending Network is a mortgage refinance company serving clients in Anaheim and surrounding areas. It strives to meet clients' specific needs and overcome roadblocks in securing loans for home purchases. Its refinancing options are available for single-family homes, multi-family, condominiums, vacation homes, and townhouses to help lower monthly loan payments and interest rates. Clients can choose from a variety of loan programs offered by US Lending Network, namely FHA, VA, USDA, and jumbo loans. With the company's assistance, clients can avoid property foreclosures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (3)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Vince Ferragamo's End Zone Mortgage logo
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License Verified:

License: 341700

Nationwide Multistate Licensing System and Registry

Vince Ferragamo's End Zone Mortgage

6200 E. Canyon Rim Rd. Suite 204, Anaheim Hills, CA 92807
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  • Purchase
  • Refinance
  • Private Lending

Business Description

Vince Ferragamo's End Zone Mortgage is a firm that serves Anaheim-based clients. It offers mortgage refinancing solutions such as adjustable-rate, fixed-rate, private, and reverse mortgage loan options. The company also provides FHA, VA, and USDA loans. It strives to help individuals and businesses by assisting them in getting the loan that meets their needs, such as those looking for aid in refinancing or purchasing new homes. The business is a member of the National Association of Mortgage Brokers.

License Verified:

License: 341700

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (37)
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Your Favorite Lenders logo
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License Verified:

License: 2063552

Nationwide Multistate Licensing System and Registry

Your Favorite Lenders

5100 E. La Palma Ave Suite 219, Anaheim, CA 92807
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  • Reverse Mortgages

Business Description

Your Favorite Lenders provides personalized mortgage refinancing solutions in and around Anaheim. It caters to clients who are looking to change the term of their mortgage or reduce their monthly payments and interest rates. It also helps potential buyers fulfill their dream of homeownership. Its loan options include fixed and adjustable rates, with terms ranging from five to 30 years. Your Favorite Lenders also offers conforming, jumbo, superjumbo, FHA, VA, and USDA loans. It gives customers access to decision-making tools and calculators on its website

License Verified:

License: 2063552

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (59)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

How do you refinance a mortgage?

Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

How does mortgage refinance work?

The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

When should you refinance a mortgage?

If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

How much does it cost to refinance a mortgage?

The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

  • Appraisal fee
  • Broker’s fee
  • Credit check fee
  • Loan application fee
  • Recording fee
  • Title search and insurance fee

How soon can you refinance a mortgage?

Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

How long does it take to refinance a mortgage?

The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.

What is the average closing cost to refinance a mortgage?

The average closing cost when refinancing a mortgage is $4,345. Closing costs may be much higher or lower depending on the amount of money borrowed. If you see an ad that says there are no closing costs, the costs are factored in elsewhere in the terms of the loan.

How often can you refinance a mortgage?

You can refinance a mortgage as often as you like, however, if you refinance frequently, it can cost more in fees than you save on interest. Some reasons for refinancing repeatedly include a sharp drop in interest rates or going through a life event, such as a divorce.

When is it worth it to refinance a mortgage?

It’s worth it to refinance when interest rates drop and refinancing will save you money. It also may be worth refinancing if you need to access some of your home’s equity to cover other expenses. Refinancing may be worthwhile if you're switching from a variable to a fixed rate mortgage.

Can you refinance a mortgage with no closing costs?

You can refinance a mortgage without paying closing costs at the time. However, those costs are still owed and are factored in elsewhere in the financing. Lenders either add the costs to the principal owed or increase the interest rate on your refinanced mortgage loan.

Can you refinance a home equity loan into a mortgage?

You can refinance a home equity loan into a mortgage in some situations. You have to have excellent credit to do this. Additionally, you must have enough equity in your home to qualify for a new mortgage that pays off the existing mortgage and your home equity loan.

Can you refinance a mortgage without a job?

In some situations, you can refinance your mortgage if you don't have a job. It depends on the lender, because some will allow it and others won’t. A qualified mortgage refinance broker can help connect you with lenders that consider your situation. You have to submit documentation about your unemployment and the income you have.

Can you refinance a mortgage with bad credit?

It’s possible to refinance a mortgage if you have bad credit. If your payment record with your current lender is good, you can discuss refinancing with that lender. You may also be able to refinance a mortgage by going through a government-backed lender, such as the USDA or FHA.

Can you refinance a second mortgage?

It’s possible to refinance a second mortgage. If your credit score improves or interest rates drop, refinancing a second mortgage may save you money. Either of these situations can provide a way for you to get a lower interest rate. Refinancing a second mortgage can also sometimes shorten your loan repayment period.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

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